| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 | 1000 CORPORATE DRIVE 4TH FLOOR FT LAUDERDALE, FL 333343634 | HUMANA MEDICAL PLAN, INC. | $14K | $9K | $22K | 0.88% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE AGENCY | 11220 ASSETT LOOP STE 304 MANASSAS, VA 201093999 | HUMANA MEDICAL PLAN, INC. | $16K | $0 | $16K | 0.63% |
| MARSH & MCLENNAN AGENCY LLC3 | 1000 CORPORATE DRIVE 4TH FLOOR FT LAUDERDALE, FL 333343634 | COMPBENEFITS COMPANY | $14K | $3K | $16K | 9.58% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE AGENCY | 11220 ASSETT LOOP STE 304 MANASSAS, VA 201093999 | COMPBENEFITS COMPANY | $3K | $0 | $3K | 1.57% |
| MARSH & MCLENNAN AGENCY LLC3 | 4400 PGA BLVD STE 1000 PALM BEACH GARDENS, FL 33410 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | $4K | $9K | 14.14% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INS AGENCY OF VA, INC | 11220 ASSETT LOOP MANASSAS, VA 20109 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $0 | $1K | 1.80% |
| MARSH & MCLENNAN AGENCY LLC3 | 4400 PGA BLVD STE 1000 PALM BEACH GARDENS, FL 33410 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | $3K | $7K | 12.99% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INS AGENCY OF VA, INC | 11220 ASSETT LOOP MANASSAS, VA 20109 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $920 | $0 | $920 | 1.68% |
| MARSH & MCLENNAN AGENCY LLC3 | 1000 CORPORATE DRIVE 4TH FLOOR FT LAUDERDALE, FL 333343634 | HUMANA INSURANCE COMPANY | $4K | $2K | $6K | 11.51% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE AGENCY | 11220 ASSETT LOOP STE 304 MANASSAS, VA 201093999 | HUMANA INSURANCE COMPANY | $769 | $0 | $769 | 1.57% |
| ROBERT M GLASS CORP3 | 1600 S FEDERAL HWY SUITE 801-D POMPANO BEACH, FL 33062 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $968 | $0 | $968 | 5.52% |
| SCHUMACHER INS LLC3 | 3031 OKEECHOBEE BLVD WEST PALM BEACH, FL 33409 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $637 | $0 | $637 | 3.63% |
| LAMPERT, MICHELLE3 | 740 S FEDERAL HIGHWAY APT 412 POMPANO BEACH, FL 33062 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $600 | $0 | $600 | 3.42% |
| CARRIAZO DANIEL3 Filed as: CARRIAZO, DANIEL | 10805 SW 134 CT MIAMI, FL 331863318 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $478 | $0 | $478 | 2.72% |
| SANTA CRUZ CHARLOTTE R3 Filed as: SANTA CRUZ, CHARLOTTE R | 718 DUNBAR AVENUE #3A ST LOUIS, MS 39520 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $84 | $0 | $84 | 0.48% |
| GLASS, ROBERT M3 | 1600 S FEDERAL HWY SUITE 801-D POMPANO BEACH, FL 33062 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $70 | $0 | $70 | 0.40% |
| HIRSCHKORN, ERIC3 | 718 SE ABLETT LANE PORT ST LUCIE, FL 34984 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $45 | $0 | $45 | 0.26% |
| HANAN, ALAN3 | P O BOX 102528 DENVER, CO 802502528 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $30 | $0 | $30 | 0.17% |
| ESPAGNOL, DIEGO3 | 6141 SUPERIOR BLVD DAVIE, FL 33331 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $25 | $0 | $25 | 0.14% |
| RAMON J FRIAS INC3 | 1611 NW 102ND DRIVE CORAL SPRINGS, FL 33071 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $16 | $0 | $16 | 0.09% |
| PIERRE YVES ROBERT3 Filed as: PIERRE, YVES ROBERT | 2536 NW 79TH AVE MARGATE, FL 33063 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $15 | $0 | $15 | 0.09% |
| CHAMBERS, KEVIN3 | 9764 1ST STREET N ST PETE, FL 33702 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $6 | $0 | $6 | 0.03% |
| URIBE, NESTOR3 | 2530 NW 52 ST BOCA RATON, FL 33496 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $3 | $0 | $3 | 0.02% |
| US BENTEC WORKPLACE SOLUTIONS3 | 99 WOOD AVE SOUTH STE 501 ISELIN, NJ 08830 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $0 | $0 | $0 | 0.00% |
| ROBERT M GLASS CORP3 | 1600 S FEDERAL HWY SUITE 801-D POMPANO BEACH, FL 33062 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $371 | $0 | $371 | 3.52% |
| SCHUMACHER INS LLC3 | 3031 OKEECHOBEE BLVD WEST PALM BEACH, FL 33409 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $323 | $0 | $323 | 3.07% |
| LAMPERT, MICHELLE3 | 740 S FEDERAL HIGHWAY APT 412 POMPANO BEACH, FL 33062 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $219 | $0 | $219 | 2.08% |
| HANAN, ALAN3 | P O BOX 102528 DENVER, CO 802502528 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $193 | $0 | $193 | 1.83% |
| GLASS, ROBERT M3 | 1600 S FEDERAL HWY SUITE 801-D POMPANO BEACH, FL 33062 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $51 | $0 | $51 | 0.48% |
| CARRIAZO DANIEL3 Filed as: CARRIAZO, DANIEL | 10805 SW 134 CT MIAMI, FL 331863318 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $33 | $0 | $33 | 0.31% |
| HIRSCHKORN, ERIC3 | 718 SE ABLETT LANE PORT ST LUCIE, FL 34984 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $20 | $0 | $20 | 0.19% |
| URIBE, NESTOR3 | 2530 NW 52 ST BOCA RATON, FL 33496 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $17 | $0 | $17 | 0.16% |
| ESPAGNOL, DIEGO3 | 6141 SUPERIOR BLVD DAVIE, FL 33331 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $14 | $0 | $14 | 0.13% |
| RAMON J FRIAS INC3 | 1611 NW 102ND DRIVE CORAL SPRINGS, FL 33071 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $13 | $0 | $13 | 0.12% |
| CHAMBERS, KEVIN3 | 9764 1ST STREET N ST PETE, FL 33702 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $11 | $0 | $11 | 0.10% |
| DESPAGNE JEAN LARICE3 Filed as: DESPAGNE, JEAN LARICE | 10363 SW 24TH ST MIRAMAR, FL 33025 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $10 | $0 | $10 | 0.10% |
| US BENTEC WORKPLACE SOLUTIONS3 | 99 WOOD AVE SOUTH STE 501 ISELIN, NJ 08830 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2 | $0 | $2 | 0.02% |
| ROBERT M GLASS CORP3 | 1600 S FEDERAL HWY SUITE 801-D POMPANO BEACH, FL 33062 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $153 | $0 | $153 | 3.20% |
| SCHUMACHER INS LLC3 | 3031 OKEECHOBEE BLVD WEST PALM BEACH, FL 33409 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $136 | $0 | $136 | 2.85% |
| LAMPERT, MICHELLE3 | 740 S FEDERAL HIGHWAY APT 412 POMPANO BEACH, FL 33062 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $87 | $0 | $87 | 1.82% |
| CARRIAZO DANIEL3 Filed as: CARRIAZO, DANIEL | 10805 SW 134 CT MIAMI, FL 331863318 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $61 | $0 | $61 | 1.28% |
| SANTA CRUZ CHARLOTTE R3 Filed as: SANTA CRUZ, CHARLOTTE R | 718 DUNBAR AVENUE #3A ST LOUIS, MS 39520 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $37 | $0 | $37 | 0.77% |
| HIRSCHKORN, ERIC3 | 718 SE ABLETT LANE PORT ST LUCIE, FL 34984 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $21 | $0 | $21 | 0.44% |
| RAMON J FRIAS INC3 | 1611 NW 102ND DRIVE CORAL SPRINGS, FL 33071 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $15 | $0 | $15 | 0.31% |
| GLASS, ROBERT M3 | 1600 S FEDERAL HWY SUITE 801-D POMPANO BEACH, FL 33062 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $10 | $0 | $10 | 0.21% |
| PIERRE YVES ROBERT3 Filed as: PIERRE, YVES | 2536 NW 79TH AVE MARGATE, FL 33063 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $10 | $0 | $10 | 0.21% |
| URIBE, NESTOR3 | 2530 NW 52 ST BOCA RATON, FL 33496 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $9 | $0 | $9 | 0.19% |
| US BENTEC WORKPLACE SOLUTIONS3 | 99 WOOD AVE SOUTH STE 501 ISELIN, NJ 08830 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $0 | $0 | $0 | 0.00% |
| SCHUMACHER INS LLC3 | 3031 OKEECHOBEE BLVD WEST PALM BEACH, FL 33409 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $119 | $0 | $119 | 2.74% |
| ROBERT M GLASS CORP3 | 1600 S FEDERAL HWY SUITE 801-D POMPANO BEACH, FL 33062 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $116 | $0 | $116 | 2.67% |
| HANAN, ALAN3 | P O BOX 102528 DENVER, CO 802502528 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $102 | $0 | $102 | 2.35% |
| LAMPERT, MICHELLE3 | 740 S FEDERAL HIGHWAY APT 412 POMPANO BEACH, FL 33062 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $78 | $0 | $78 | 1.80% |
| GLASS, ROBERT M3 | 1600 S FEDERAL HWY SUITE 801-D POMPANO BEACH, FL 33062 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $8 | $0 | $8 | 0.18% |
| SCHUMACHER INS LLC3 | 3031 OKEECHOBEE BLVD WEST PALM BEACH, FL 33409 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $36 | $0 | $36 | 1.49% |
| ROBERT M GLASS CORP3 | 1600 S FEDERAL HWY SUITE 801-D POMPANO BEACH, FL 33062 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $24 | $0 | $24 | 0.99% |
| LAMPERT, MICHELLE3 | 740 S FEDERAL HIGHWAY APT 412 POMPANO BEACH, FL 33062 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $21 | $0 | $21 | 0.87% |
| URIBE, NESTOR3 | 2530 NW 52 ST BOCA RATON, FL 33496 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $15 | $0 | $15 | 0.62% |
| GLASS, ROBERT M3 | 1600 S FEDERAL HWY SUITE 801-D POMPANO BEACH, FL 33062 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $6 | $0 | $6 | 0.25% |
| RAMON J FRIAS INC3 | 1611 NW 102ND DRIVE CORAL SPRINGS, FL 33071 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $6 | $0 | $6 | 0.25% |
| LAMPERT, MICHELLE3 | 740 S FEDERAL HIGHWAY APT 412 POMPANO BEACH, FL 33062 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $94 | $0 | $94 | 6.61% |
| ROBERT M GLASS CORP3 | 1600 S FEDERAL HWY SUITE 801-D POMPANO BEACH, FL 33062 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $81 | $0 | $81 | 5.70% |
| SCHUMACHER INS LLC3 | 3031 OKEECHOBEE BLVD WEST PALM BEACH, FL 33409 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $30 | $0 | $30 | 2.11% |
| GLASS, ROBERT M3 | 1600 S FEDERAL HWY SUITE 801-D POMPANO BEACH, FL 33062 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $15 | $0 | $15 | 1.05% |
| ROBERT M GLASS CORP3 | 1600 S FEDERAL HWY SUITE 801-D POMPANO BEACH, FL 33062 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $27 | $0 | $27 | 1.95% |
| SCHUMACHER INS LLC3 | 3031 OKEECHOBEE BLVD WEST PALM BEACH, FL 33409 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $20 | $0 | $20 | 1.45% |
| SANTA CRUZ CHARLOTTE R3 Filed as: SANTA CRUZ, CHARLOTTE R | 718 DUNBAR AVENUE #3A ST LOUIS, MS 39520 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $8 | $0 | $8 | 0.58% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 324 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 329 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HUMANA MEDICAL PLAN, INC. | 326 | $2.5M |
| Dental(2 contracts, 2 carriers) | COMPBENEFITS COMPANY | 256 | $218K |
| Vision | HUMANA INSURANCE COMPANY | 244 | $49K |
| Life insurance | AMERICAN HERITAGE LIFE INSURANCE COMPANY | 5 | $2K |
| Short-term disability(2 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 138 | $56K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 108 | $62K |
| Other(5 contracts) | AMERICAN HERITAGE LIFE INSURANCE COMPANY | 73 | $39K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 326 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.