| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HYLANT GROUP INC3 Filed as: HYLANT GROUP, INC | 250 INTERNATIONAL PARKWAY LAKE MARY, FL 32746 | SWISS RE CORPORATE SOLUTIONS | $22K | — | $22K | 7.19% |
| JOHN C POLK, INC3 Filed as: JOHN C. POLK INC. | PO BOX 1800 LAKE WALES, FL 33859 | SWISS RE CORPORATE SOLUTIONS | $5K | — | $5K | 1.59% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UNITED HEALTHCARE SERVICES, INC. EIN 41-1289245 CLAIMS PROCESSOR | Claims processing; Other services Service code 12 | 9009 CORPORATE LAKE DRIVE SUITE 200 TAMPA, FL 33634 | $119K |
| HYLANT GROUP INC EIN 34-1880366 BROKER | Other commissions Service code 55 | 250 INTERNATIONAL PARKWAY, SUITE 33 LAKE MARY, FL 32746 | $22K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 118 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 118 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | SWISS RE CORPORATE SOLUTIONS | 118 | $304K |
| Dental | SWISS RE CORPORATE SOLUTIONS | 118 | $304K |
| Vision | SWISS RE CORPORATE SOLUTIONS | 118 | $304K |
| Prescription drug | SWISS RE CORPORATE SOLUTIONS | 118 | $304K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 118 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.