| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: HEWITT ASSOCIATES LLC | 39340 CHICAGO, IL 606949000 | METROPOLITAN LIFE INSURANCE COMPANY | $136K | $61K | $197K | 4.07% |
| AON CONSULTING INC3 Filed as: HEWITT ASSOCIATION LLC | 39340 TREASURY CENTER CHICAGO, IL 606949000 | METROPOLITAN LIFE INSURANCE COMPANY | — | $48 | $48 | 0.00% |
| AON CONSULTING INC3 Filed as: HEWITT ASSOCIATION LLC | 39340 TREASURY CENTER CHICAGO, IL 606949300 | METROPOLITAN LIFE INSURANCE COMPANY | $118K | -$22K | $96K | 2.10% |
| AON CONSULTING INC3 Filed as: HEWITT ASSOCIATION LLC | 39340 TREASURY CENTER CHICAGO, IL 606949300 | METROPOLITAN LIFE INSURANCE COMPANY | — | $48 | $48 | 0.00% |
| AON CONSULTING INC3 Filed as: HEWITT ASSOCIATES LLC | 39340 TREASURY CENTER CHICAGO, IL 606949000 | METROPOLITAN LIFE INSURANCE COMPANY | $80K | -$15K | $65K | 1.54% |
| AON CONSULTING INC3 Filed as: HEWITT ASSOCIATES LLC | 39340 TREASURY CENTER CHICAGO, IL 606949300 | METROPOLITAN LIFE INSURANCE COMPANY | — | $48 | $48 | 0.00% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 60673 | AFLAC | $706K | — | $706K | 42.92% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 606740001 | TRANSAMERICA LIFE INSURANCE COMPANY | $57K | — | $57K | 3.71% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLAZA CHICAGO, IL 606731298 | TRANSAMERICA LIFE INSURANCE COMPANY | $55K | — | $55K | 3.61% |
| AON CONSULTING INC3 Filed as: AON HEWITT | 29840 NETWORK PLACE CHICAGO, IL 606731298 | EYEMED VISION CARE ON BEHALF OF COMBINED INSURANCE COMPANY OF AMERICA | $84K | — | $84K | 6.00% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 60673 | AFLAC | $182K | — | $182K | 37.93% |
| JOHN D TYLER3 | 130 DUCK HAWK WAY MARIETTA, SC 29661 | AFLAC | $2K | — | $2K | 0.42% |
| GARY W JOHNSON3 | 201 W MCBEE AVENUE SUITE 301 GREENVILLE, SC 29601 | AFLAC | $1K | — | $1K | 0.22% |
| DONALD P KREDENSOR3 | 1112 RIVERWALK DRIVE SIMPSONVILLE, SC 29681 | AFLAC | $141 | — | $141 | 0.03% |
| DAYTON LLC3 | 221 SERENITY DRIVE PICKENS, SC 29671 | AFLAC | $75 | — | $75 | 0.02% |
| JUSTIN M GUIDI3 | 555 N. PLEASANTBURG DRIVE GREENVILLE, SC 29607 | AFLAC | $2 | — | $2 | 0.00% |
| AON CONSULTING INC3 Filed as: HEWITT ASSOCIATES, LLC | 39340 TREASURY CENTER CHICAGO, IL 60694 | HYATT LEGAL PLANS OF FLORIDA | $14K | — | $14K | 8.15% |
| AON CONSULTING INC3 Filed as: HEWITT ASSOICATES, LLC | 100 HALF DAY ROAD LINCOLNSHIRE, IL 60069 | HYATT LEGAL PLANS OF FLORIDA | $4K | — | $4K | 2.21% |
| AON CONSULTING INC3 Filed as: HEWITT ASSOCIATES LLC | P.O. BOX 95135 CHICAGO, IL 606945135 | HYATT LEGAL PLANS OF FLORIDA | — | $382 | $382 | 0.22% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 606740001 | HYATT LEGAL PLANS OF FLORIDA | — | $41 | $41 | 0.02% |
| CUSTOM BENEFIT PROGRAMS INC3 | 897 12TH STREET HAMMONTON, NJ 08037 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $2K | $12K | $14K | 41.13% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $1K | — | $1K | 3.61% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS | ADMINISTRATION LLC PO BOX 310502 DES MOINES, IA 50331 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $855 | — | $855 | 2.50% |
| HODGES-MACE BENEFITS GRP INC3 | 5775-D GLENRIDGE DRIVE NE SUITE 350 ATLANTA, GA 30328 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $235 | — | $235 | 0.69% |
| LOUIS R FAIOLA3 Filed as: LOUIS J PANTALONE | CUSTOM BENEFIT PROGRAMS PO BOX 1116 HAMMONTON, NJ 08037 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $72 | — | $72 | 0.21% |
| PETER J MACE3 | 5775 D GLENRIDGE DRIVE SUITE 350 ATLANTA, GA 30328 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $61 | — | $61 | 0.18% |
| AON CONSULTING INC3 Filed as: AON HEWITT | 29840 NETWORK PLACE CHICAGO, IL 606731298 | EYEMED VISION CARE ON BEHALF OF COMBINED INSURANCE COMPANY OF AMERICA | $499 | — | $499 | 7.80% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | HARTFORD LIFE AND ACCIDENT | $1K | — | $1K | 24.99% |
| CUSTOM BENEFITS PROGRAMS3 Filed as: CUSTOM BENEFITS PROGRAM | 897 12TH STREET HAMMONTON, NJ 08037 | AFLAC | $40 | — | $40 | 16.95% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: SEABURY & SMITH ,INC. | 12421 MEREDITH DRIVE URBANDALE, IA 50398 | AFLAC | $15 | — | $15 | 6.36% |
| HODGES-MACE BENEFITS GRP INC3 Filed as: HODGES-MACE BENEFITS GROUP, INC. | 5775-D GLENRIDGE DRIVE SUITE 350 ATLANTA, GA 30328 | AFLAC | $6 | — | $6 | 2.54% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | AFLAC | $2 | — | $2 | 0.85% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 14,418 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 352 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 14,770 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts, 2 carriers) | DELTA DENTAL INSURANCE COMPANY | 24,648 | $8.6M |
| Vision(2 contracts) | EYEMED VISION CARE ON BEHALF OF COMBINED INSURANCE COMPANY OF AMERICA | 20,240 | $1.4M |
| Life insurance(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 10,427 | $6.1M |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 16,051 | $4.2M |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 14,418 | $4.8M |
| Other(9 contracts, 7 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 19,832 | $8.5M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 24,648 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.