| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 | 30 WATERSIDE DRIVE FARMINGTON, CT 06032 | BOSTON MUTUAL LIFE INSURANCE COMPANY | $11K | — | $11K | 5.03% |
| THE FARMINGTON COMPANY3 Filed as: THE FARMINGTON CO, JILL BORRELL | PO BOX 527 FARMINGTON, CT 06034 | BOSTON MUTUAL LIFE INSURANCE COMPANY | $9K | — | $9K | 4.24% |
| AON CONSULTING INC3 | 30 WATERSIDE DRIVE FARMINGTON, CT 06034 | TRUSTMARK INSURANCE COMPANY | $8K | — | $8K | 4.46% |
| US BENTEC WORKPLACE SOLUTIONS3 | 700 W HILLSBORO BLVD, BLDG 2-102 DEERFIELD BEACH, FL 33441 | TRUSTMARK INSURANCE COMPANY | $6K | — | $6K | 3.32% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SVS - PALM BEACH | 2056 VISTA PARKWAY, SUITE 300 WEST PALM BEACH, FL 33411 | TRUSTMARK INSURANCE COMPANY | $753 | — | $753 | 0.43% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER-WORKSITE BENEFIT SVS | 800 CAPITAL CIRCLE, SE UNIT 2 TALLAHASSEE, FL 32301 | TRUSTMARK INSURANCE COMPANY | $25 | — | $25 | 0.01% |
| AON CONSULTING INC3 | 30 WATERSIDE DRIVE FARMINGTON, CT 06032 | METROPOLITAN LIFE INSURANCE COMPANY | $28K | $53 | $28K | 33.84% |
| AON CONSULTING INC3 | 29840 NETWORK PL CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | — | $2K | $2K | 2.20% |
| AON CONSULTING INC3 | 30 WATERSIDE DRIVE FARMINGTON, CT 06034 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $9K | — | $9K | 11.63% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 100 MERIDIAN CENTRE BLVD. ROCHESTER, NY 14618 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $495 | $6 | $501 | 0.67% |
| HELEN DIZ-HATTON3 | 4 PALMER LANE ENGLISHTOWN, NJ 07726 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $83 | $111 | $194 | 0.26% |
| SHARON PATRICIA CARTER3 | 814 EAST 15TH STREET BROOKLYN, NY 11230 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $13 | $13 | $26 | 0.03% |
| ESKRA & ASSOCIATES INC3 Filed as: ESKRA AND ASSOCIATES INC | 100 MIRACLE MILE STE 250 CORAL GABLES, FL 33134 | STANDARD INSURANCE COMPANY | $4K | — | $4K | 14.32% |
| FINN, DALE3 | 2081 VISTA PKWY STE 300 WEST PALM BEACH, FL 33411 | STANDARD INSURANCE COMPANY | $3K | — | $3K | 9.86% |
| TYLER, MICHAEL CHARLES3 | 4743 FOXTAIL PALM CT GREENACRES, FL 33463 | STANDARD INSURANCE COMPANY | $662 | — | $662 | 2.31% |
| US BENTEC WORKPLACE SOLUTIONS3 | 700 W HILLSBORO BLVD, BLDG 2-102 DEERFIELD BEACH, FL 33441 | TRUSTMARK INSURANCE COMPANY | $427 | — | $427 | 3.57% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 2056 VISTA PARKWAY, SUITE 300 WEST PALM BEACH, FL 33411 | TRUSTMARK INSURANCE COMPANY | $183 | — | $183 | 1.53% |
| AON CONSULTING INC3 | 30 WATERSIDE DRIVE FARMINGTON, CT 06032 | BOSTON MUTUAL LIFE INSURANCE COMPANY | $2K | — | $2K | 17.18% |
| THE FARMINGTON COMPANY3 Filed as: THE FARMINGTON CO, JILL BORRELL | PO BOX 527 FARMINGTON, CT 06034 | BOSTON MUTUAL LIFE INSURANCE COMPANY | $577 | — | $577 | 6.38% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SVS - PALM BEACH | 2056 VISTA PARKWAY, SUITE 300 WEST PALM BEACH, FL 33411 | PREFERRED LEGAL PLAN | $779 | — | $779 | 12.13% |
| US BENTEC WORKPLACE SOLUTIONS3 | 700 W HILLSBORO BLVD, BLDG 2-102 DEERFIELD BEACH, FL 33411 | TRUSTMARK INSURANCE COMPANY | $369 | — | $369 | 7.49% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 2056 VISTA PARKWAY, SUITE 300 WEST PALM BEACH, FL 33411 | TRUSTMARK INSURANCE COMPANY | $159 | — | $159 | 3.23% |
| US BENTEC WORKPLACE SOLUTIONS3 | 700 W HILLSBORO BLVD, BLDG 2-102 DEERFIELD BEACH, FL 33411 | TRUSTMARK INSURANCE COMPANY | $117 | — | $117 | 3.51% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 2056 VISTA PARKWAY, SUITE 300 WEST PALM BEACH, FL 33411 | TRUSTMARK INSURANCE COMPANY | $50 | — | $50 | 1.50% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUECROSS BLUE SHIELD OF FLORIDA EIN 59-2015694 PLAN SPONSOR | Contract Administrator Service code 13 | — | $464K |
| AETNA BEHAVIORAL HEALTH, LLC EIN 20-0446713 PLAN ADMINISTRATOR | Plan Administrator Service code 14 | 151 FARMINGTON AVENUE RSAA HARTFORD, CT 06156 | $25K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 961 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 961 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(7 contracts, 7 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 858 | $588K |
| Vision | VISION SERVICE PLAN | 663 | $58K |
| Life insurance(2 contracts, 2 carriers) | TRUSTMARK INSURANCE COMPANY | 1,437 | $302K |
| Short-term disability(5 contracts, 4 carriers) | BOSTON MUTUAL LIFE INSURANCE COMPANY | 1,437 | $396K |
| Long-term disability(3 contracts, 3 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 318 | $157K |
| Stop-loss / reinsurancereinsurance | BLUE CROSS BLUE SHIELD - FLORIDA BLUE | 964 | $742K |
| Other(9 contracts, 6 carriers) | BOSTON MUTUAL LIFE INSURANCE COMPANY | 1,437 | $765K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,437 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.