| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INS OF GEORGIA INC | — | AETNA LIFE INSURANCE COMPANY | $15K | $0 | $15K | 1.20% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE SERVICES | — | AETNA LIFE INSURANCE COMPANY | $14K | $0 | $14K | 1.13% |
| CENTERSTONE INSURANCE AND FINANCIAL3 Filed as: CENTERSTONE INS AND FINANCIAL SERVI | — | AETNA LIFE INSURANCE COMPANY | $13K | $0 | $13K | 1.06% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INS OF GEORGIA INC | 900 NORTH POINT PKWY SUITE 300 ALPHARETTA, GA 30005 | METROPOLITAN LIFE INSURANCE COMPANY | $13K | $2K | $15K | 9.66% |
| UNITED PRODUCERS GROUP LLC3 | 1439 STUART ENGALS BLVD UNIT 300 MOUNT PLEASANT, SC 29464 | METROPOLITAN LIFE INSURANCE COMPANY | $557 | $0 | $557 | 0.37% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 110 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 110 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA LIFE INSURANCE COMPANY | 112 | $1.2M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 161 | $152K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 161 | $152K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 161 | $152K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 161 | $152K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 161 | $152K |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 161 | $152K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 161 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.