| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ACRISURE LLC3 Filed as: ACRISURE LLC DBA HEAD CAPITAL | 2840 HILLCREEK DRIVE AUGUSTA, GA 30909 | UNION SECURITY INSURANCE COMPANY | $11K | $0 | $11K | 10.91% |
| THE CASON GROUP INC3 Filed as: THE CASON GROUP | 1612 MARION STREET 4TH COLUMBIA, SC 29201 | UNION SECURITY INSURANCE COMPANY | $0 | $7K | $7K | 6.83% |
| ACRISURE LLC3 Filed as: ACRISURE LLC DBA HEAD CAPITAL | 5664 PRAIRIE CREEK DRIVE CALEDONIA, MI 49316 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $4K | $274 | $4K | 10.31% |
| THE CASON GROUP INC3 Filed as: THE CASON GROUP LLC | 1612 MARION STREET COLUMBIA, NC 29201 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | $0 | $2K | 5.95% |
| ACRISURE LLC3 Filed as: ACRISURE LLC DBA HEAD CAPITAL | 5664 PRARIE CREEK DRIVE CALEDONIA, MI 49316 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $6K | $221 | $6K | 17.01% |
| THE CASON GROUP INC3 Filed as: THE CASON GROUP LLC | 1612 MARION STREET COLUMBIA, NC 29201 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | $0 | $2K | 5.46% |
| ACRISURE LLC3 Filed as: ACRISURE LLC DBA HEAD CAPITAL | 5664 PRAIRIE CREEK DRIVE CALEDONIA, MI 49316 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $5K | $202 | $5K | 17.09% |
| THE CASON GROUP INC3 Filed as: THE CASON GROUP LLC | 1612 MARION STREET COLUMBIA, NC 29201 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | $0 | $2K | 5.49% |
| RHODES FINANCIAL SERVICES3 | 4324 WASHINGTON ROAD SUITE 103 EVANS, GA 30809 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $439 | $0 | $439 | 14.18% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 141 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 141 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | 116 | $1.1M |
| Dental | UNION SECURITY INSURANCE COMPANY | 137 | $96K |
| Vision | UNION SECURITY INSURANCE COMPANY | 137 | $96K |
| Life insurance(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 170 | $72K |
| Short-term disability(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 170 | $44K |
| Long-term disability(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 72 | $39K |
| Other(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 170 | $72K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 170 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.