| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WELLS FARGO INSURANCE SERVICES3 | PO BOX 535106 ATLANTA, GA 30353 | AETNA LIFE INSURANCE COMPANY | — | $82K | $82K | 5.90% |
| WELLS FARGO INSURANCE SERVICES3 | 25 BULL STREET SAVANNAH, GA 31402 | AETNA LIFE INSURANCE COMPANY | — | $67 | $67 | 0.00% |
| WELLS FARGO INSURANCE SERVICES3 | 999 3RD AVENUE, SUITE 4100 SEATTLE, WA 98104 | METROPOLITAN LIFE INSURANCE COMPANY | $21K | $27 | $21K | 10.67% |
| WELLS FARGO INSURANCE SERVICES3 | 1018 WEST 9TH AVENUE KING OF PRUSSIA, PA 19406 | METROPOLITAN LIFE INSURANCE COMPANY | — | $4K | $4K | 1.81% |
| BRADLEY C. JACKSON3 Filed as: BRADLEY C JACKSON | 186 NORTH AVENUE PITTSBURGH, PA 15202 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $13K | — | $13K | 15.00% |
| WELLS FARGO INSURANCE SERVICES3 | PO BOX 601478 CHARLOTTE, NC 28260 | EYEMED VISION CARE | $2K | — | $2K | 9.96% |
| JAMES STANLEY ALLEN3 Filed as: JAMES L. HOLMAN | 2714 LYNDA LANE COLUMBUS, GA 31906 | CONTINENTAL AMERICAN INSURANCE COMPANY | $269 | — | $269 | 2.88% |
| DOUGLAS H CRAWFORD JR3 Filed as: DOUGLAS H. CRAWFORD JR. | 1224 PEACOCK AVENUE, SUITE 205 COLUMBUS, GA 31906 | CONTINENTAL AMERICAN INSURANCE COMPANY | $257 | — | $257 | 2.75% |
| RICHARD G MCGOWAN3 Filed as: RICHARD K. CARTER | 1224 PEACOCK AVENUE, SUITE 205 COLUMBUS, GA 31906 | CONTINENTAL AMERICAN INSURANCE COMPANY | $111 | — | $111 | 1.19% |
| BRADLEY BOLICK3 Filed as: BRADLEY S. BOLICK | 6400 GREEN ISLAND DRIVE, SUITE 15 COLUMBUS, GA 31904 | CONTINENTAL AMERICAN INSURANCE COMPANY | $17 | — | $17 | 0.18% |
| C R RAMSEY POTTS3 Filed as: C.R. RAMSEY POTTS | PO BOX 484 BLOOMINGDALE, GA 31302 | CONTINENTAL AMERICAN INSURANCE COMPANY | $17 | — | $17 | 0.18% |
| JAMES STANLEY ALLEN3 Filed as: JAMES L. HOLMAN | 2714 LYNDA LANE COLUMBUS, GA 31906 | AFLAC | $558 | $153 | $711 | 16.28% |
| DOUGLAS H CRAWFORD JR3 Filed as: DOUGLAS H. CRAWFORD JR. | 5188 KENDAL COURT COLUMBUS, GA 31907 | AFLAC | $213 | $31 | $244 | 5.59% |
| RICHARD CARTER SR3 Filed as: RICHARD K. CARTER SR. | 1224 PEACOCK AVENUE, SUITE 205 COLUMBUS, GA 31905 | AFLAC | $119 | $31 | $150 | 3.43% |
| WILLIAM L AMOS & CO INC3 Filed as: WILLIAM L. AMOS AND COMPANY, INC. | 6801 RIVER ROAD, SUITE 205 COLUMBUS, GA 31904 | AFLAC | $71 | $31 | $102 | 2.34% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 295 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 295 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA LIFE INSURANCE COMPANY | 409 | $1.4M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 694 | $197K |
| Vision | EYEMED VISION CARE | 343 | $22K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 694 | $197K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 113 | $87K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 113 | $87K |
| Prescription drug | AETNA LIFE INSURANCE COMPANY | 409 | $1.4M |
| Other(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 694 | $206K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 694 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.