| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BENEFIT COORDINATORS, INC.3 Filed as: BENEFIT COORDINATORS INC | PO BOX 197 IRMO, SC 29063 | BCBS OF SC | $39K | — | $39K | 3.92% |
| BENEFIT COORDINATORS, INC.3 Filed as: BENEFIT COORDINATORS INC. | PO BOX 197 IRMO, SC 29063 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $15K | — | $15K | 11.46% |
| UNITED PRODUCERS GROUP LLC3 Filed as: UNITED PRODUCERS GROUP, LLC | 1439 STUART ENGALS BLVD UNIT 300 MT PLEASANT, SC 29464 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $7K | $7K | 5.00% |
| BENEFIT COORDINATORS, INC.3 Filed as: BENEFIT COORDINATORS INC | PO BOX 197 IRMO, SC 29063 | BCBS OF SC | $4K | — | $4K | 7.23% |
| BENEFIT COORDINATORS, INC.3 Filed as: BENEFIT COORDINATORS INCORPORATED | PO BOX 197 IRMO, SC 29063 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $655 | — | $655 | 10.77% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 91 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 91 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BCBS OF SC | 76 | $1.0M |
| Dental | BCBS OF SC | 83 | $56K |
| Vision | UNITED OF OMAHA LIFE INSURANCE COMPANY | 91 | $132K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 91 | $132K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 91 | $132K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 91 | $132K |
| Prescription drug | BCBS OF SC | 76 | $1.0M |
| Other(2 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 91 | $138K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 91 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.