| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | DEPT 3042, PO BOX 123042 DALLAS, TX 75312 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $134K | $15K | $149K | 8.72% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | DEPT 3042, PO BOX 123042 DALLAS, TX 75201 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $79K | $15K | $94K | 5.95% |
| BENEFIT ANALYSTS INC3 | P.O. BOX 6253 MACON, GA 312086253 | HARTFORD LIFE AND ACCIDENT | $59K | — | $59K | 6.50% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC - ATLANTA | 29840 NETWORK PL CHICAGO, IL 60673 | UNITEDHEALTHCARE INSURANCE COMPANY | $41K | — | $41K | 6.48% |
| AON CONSULTING INC3 Filed as: AON CONSULTING IMC | 29840 NETWORK PL CHICAGO, IL 60673 | UNITEDHEALTHCARE INSURANCE COMPANY | $0 | $11K | $11K | 1.71% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | DEPT 3042, PO BOX 123042 DALLAS, TX 75312 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $51K | $5K | $56K | 13.16% |
| LORRI STEMBRIDGE LLC3 | 5144 OAKTREE DR MACON, GA 31210 | AFLAC | $9K | $821 | $10K | 2.83% |
| PATRICIA R ARWOOD3 Filed as: PATRICIA ARWOOD | 851 CHRISTIAN RD JULIETTE, GA 31046 | AFLAC | $5K | $282 | $5K | 1.45% |
| JASON WEST3 | 1701 BASS RD STE 200 MACON, GA 31210 | AFLAC | $4K | $187 | $5K | 1.33% |
| WAYNE GULLATT3 | PO BOX 6253 MACON, GA 31208 | AFLAC | $4K | — | $4K | 1.21% |
| STEPHAN E CHEEK3 | 112 HUDSON WAY MACON, GA 31216 | AFLAC | $3K | — | $3K | 0.83% |
| WILLIAM FARMER3 | 712 IRONGATE MACON, GA 31220 | AFLAC | $2K | — | $2K | 0.71% |
| GENE CHRISTIANSON3 | 351 RIVER NORTH BLVD MACON, GA 31211 | AFLAC | $2K | — | $2K | 0.54% |
| STEVEN L BARKER3 Filed as: STEVEN BARKER | 121 HAMPTON RIDGE RD MACON, GA 31220 | AFLAC | $2K | — | $2K | 0.53% |
| LORRI STEMBRIDGE LLC3 Filed as: LORRI STEMBRIDGE | 5144 OAKTREE DR MACON, GA 31210 | AFLAC | $1K | — | $1K | 0.37% |
| JOHN B COLLINS3 Filed as: JOHN COLLINS | 159 PA JOHNS RD NE MILLEDGEVILLE, GA 31061 | AFLAC | $1K | $6 | $1K | 0.32% |
| JAMES M PITZ3 Filed as: JAMES PITZ | 84 MINK DRIVE CATAULA, GA 31804 | AFLAC | $1K | — | $1K | 0.31% |
| WILLIAM L AMOS & CO INC3 | 6801 RIVER RD STE 205 COLUMBUS, GA 31904 | AFLAC | $995 | — | $995 | 0.28% |
| JAMES STUART3 | 255 EAGLE DR MACON, GA 31211 | AFLAC | $991 | — | $991 | 0.28% |
| TAMARA C MCBRYANT3 Filed as: TAMARA MCBRYANT | 954 MATTHEWS DRIVE MACON, GA 31210 | AFLAC | $662 | — | $662 | 0.19% |
| J BECK INC3 | PO BOX 5386 COLUMBUS, GA 31906 | AFLAC | $621 | — | $621 | 0.18% |
| BRUCE H VAUGHN JR3 Filed as: BRUCE VAUGHN JR | PO BOX 681 MILLEDGEVILLE, GA 31059 | AFLAC | $370 | — | $370 | 0.11% |
| KIMBERLY FARMER3 | STE 100 C 4931 RIVERSIDE DR MACON, GA 31210 | AFLAC | $356 | — | $356 | 0.10% |
| BRADLEY BOLICK3 | 6433 FALL BRANCH DR COLUMBUS, GA 31904 | AFLAC | $332 | — | $332 | 0.09% |
| NANCY MALONE3 | 205 DENTAL DRIVE SUITE 10 WARNER ROBINS, GA 31088 | AFLAC | $331 | — | $331 | 0.09% |
| LYNN SIMS3 | 35 SASSAFRAS TRL SAVANNAH, GA 31404 | AFLAC | $296 | — | $296 | 0.08% |
| TWILA ROACH3 | 612 BRIARCLIFF RD DUBLIN, GA 31021 | AFLAC | $276 | — | $276 | 0.08% |
| CONNIE FERGUSON3 | 105 CEDAR KNOB SE EATONTON, GA 31024 | AFLAC | $273 | — | $273 | 0.08% |
| CLARENCE DUANE CARTER3 Filed as: CLARENCE CARTER | PO BOX 2073 MILLEDGEVILLE, GA 31059 | AFLAC | $265 | — | $265 | 0.08% |
| DUSTI M ARMSTRONG3 Filed as: DUSTI ARMSTRONG | 704 E SEMINOLE DR BYRON, GA 31008 | AFLAC | $215 | — | $215 | 0.06% |
| ANGELA LOUISE SMITH3 Filed as: ANGELA SMITH | 2178 SANJO DR LIZELLA, GA 31052 | AFLAC | $208 | — | $208 | 0.06% |
| RPM LTD3 | PO BOX 484 BLOOMINGDALE, GA 31302 | AFLAC | $187 | — | $187 | 0.05% |
| FRANCINE A CHRISTIANSON3 Filed as: FRANCINE CHRISTIANSON | 351 RIVER NORTH BLVD MACON, GA 31211 | AFLAC | $158 | — | $158 | 0.05% |
| ANITA SANDEFUR3 | PO BOX 5325 MACON, GA 31208 | AFLAC | $157 | — | $157 | 0.04% |
| LESLIE K KIMBROUGH3 Filed as: LESLIE KIMBROUGH | PO BOX 273488 BOCA RATON, FL 33427 | AFLAC | $153 | — | $153 | 0.04% |
| C SKIPPER3 | PO BOX 11128 MONTGOMERY, AL 36111 | AFLAC | $145 | — | $145 | 0.04% |
| TIMOTHY IVEY3 | 134 MEADOW LARK LANE DUBLIN, GA 31021 | AFLAC | $139 | — | $139 | 0.04% |
| FRANK MEEKS JR3 | 105 RYAN DR MACON, GA 31216 | AFLAC | $124 | — | $124 | 0.04% |
| ROSS CHEELY3 | 121 HUDSON DR NE MILLEDGEVILLE, GA 31061 | AFLAC | $122 | — | $122 | 0.03% |
| GEORGE WILLIAMS3 Filed as: GEORGE WILLIAMS AND COMPANY | 208 GRAND PARK BLVD CHARLESTON, SC 29492 | AFLAC | $120 | — | $120 | 0.03% |
| TERESA LUMMUS3 | 145 OCONEE WOODS TRL SHARPSBURG, GA 30277 | AFLAC | $111 | — | $111 | 0.03% |
| JOE MATTHEWS III3 | 291 ANDREWS DR ROBERTA, GA 31078 | AFLAC | $104 | — | $104 | 0.03% |
| LAWRENCE F THAMES3 Filed as: LAWRENCE THAMES | 2951 MARINA BAY DR STE 130-666 LEAGUE CITY, TX 77573 | AFLAC | $104 | — | $104 | 0.03% |
| KEITH FRIZZELL3 | 945 STAR SHOOT PKWY LEXINGTON, KY 40509 | AFLAC | $102 | — | $102 | 0.03% |
| CHAD HAINES3 | 108 WROXTON DR CONROE, TX 77304 | AFLAC | $83 | — | $83 | 0.02% |
| PODNAS INC / BECK & ASSOC3 Filed as: PODNAS INC/BECK & ASSOC | 6900 HILLTOP COURT COLUMBUS, GA 31904 | AFLAC | $82 | — | $82 | 0.02% |
| ANDREW SIMMONS3 | 5421 VILLA TRCE HOOVER, AL 35244 | AFLAC | $77 | — | $77 | 0.02% |
| WILLIAM DANNER3 | PO BOX 1333 DUBLIN, GA 31040 | AFLAC | $76 | — | $76 | 0.02% |
| CLIFFORD ROBERTS3 | 3750 SINCLAIR DAM RD NE STE 421 MILLEDGEVILLE, GA 31061 | AFLAC | $56 | $14 | $70 | 0.02% |
| C PHILLIPS3 | 370 FAIRWAY CIR MONROE, GA 30656 | AFLAC | $69 | — | $69 | 0.02% |
| GARY MOUNTON3 Filed as: GARY THROWER | 108 LAKEVIEW CT NE MILLEDGEVILLE, GA 31061 | AFLAC | $55 | $14 | $69 | 0.02% |
| RICHARD SCOTT HAYES3 Filed as: RICHARD SMITH | 6350 LAKE OCONEE PKWY STE 102 GREENSBORO, GA 30642 | AFLAC | $67 | — | $67 | 0.02% |
| MICHAEL MILLER3 | 3566 RIDGE AVE MACON, GA 31204 | AFLAC | $62 | $3 | $65 | 0.02% |
| AMY GREEN3 | 606 E 45TH ST SAVANNAH, GA 31405 | AFLAC | $64 | — | $64 | 0.02% |
| DWIGHT A. WAGNER3 Filed as: DWIGHT WAGNER | 742 WILLOWSPRINGS BLVD FRANKLIN, TN 37064 | AFLAC | $41 | $22 | $63 | 0.02% |
| SUE TUCKER3 | 9856 US HIGHWAY 29 N CUSSETA, AL 36852 | AFLAC | $56 | — | $56 | 0.02% |
| KRISTEN GRANTHAM3 | 133 LAMAR DRIVE COCHRAN, GA 31014 | AFLAC | $55 | — | $55 | 0.02% |
| HOUZE & ASSOCIATES INC3 | PO BOX 3070 LAGRANGE, GA 30241 | AFLAC | $48 | — | $48 | 0.01% |
| CORE MANAGEMENT RESOURCES3 | PO BOX 90 MACON, GA 31202 | AFLAC | $44 | — | $44 | 0.01% |
| BROCK POWELL3 | 3944 MURPHY CANYON RD STE C203 SAN DIEGO, CA 92123 | AFLAC | $38 | $3 | $41 | 0.01% |
| JASON BRILEY3 | PO BOX 422 GRAY, GA 31032 | AFLAC | $40 | — | $40 | 0.01% |
| KIMBERLY W MANDERS3 Filed as: KIMBERLY MANDERS | 4232 QUAIL SPRINGS CIR MARTINEZ, GA 30907 | AFLAC | $39 | — | $39 | 0.01% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS INSURANCE SERVICES OF GA | 1 GLENLAKE PKWY FL 11 ATLANTA, GA 30328 | AFLAC | $37 | — | $37 | 0.01% |
| SAIC INC3 | 4245 MILGEN ROAD COLUMBUS, GA 31907 | AFLAC | $35 | — | $35 | 0.01% |
| JENNIFER SMITH3 | 319 N MAIN AVE STE 130 SPRINGFIELD, MO 65806 | AFLAC | $34 | — | $34 | 0.01% |
| GARY MOUNTON3 | 104 LAKECREST DR NE MILLEDGEVILLE, GA 31061 | AFLAC | $34 | — | $34 | 0.01% |
| MCNEAL AGENCY, INC.3 Filed as: MCNEAL AGENCY INC | PO BOX 6009 WARNER ROBINS, GA 31095 | AFLAC | $29 | — | $29 | 0.01% |
| KATHERINE HILL3 | 217 SILVER BIRCH LN KATHLEEN, GA 31047 | AFLAC | $26 | — | $26 | 0.01% |
| CW MCDANIEL INC3 | PO BOX 5567 COLUMBUS, GA 31906 | AFLAC | $26 | — | $26 | 0.01% |
| JORDAN S SMITH3 Filed as: JORDAN SMITH | 240 WILSON PIKE CIR STE 200 BRENTWOOD, TN 37027 | AFLAC | $18 | $5 | $23 | 0.01% |
| TRAVERS PAINE IV3 | PO BOX 14963 AUGUSTA, GA 30919 | AFLAC | $21 | — | $21 | 0.01% |
| SHERRI GOSS3 | 2517 MOODY RD STE 100 WARNER ROBINS, GA 31088 | AFLAC | $17 | — | $17 | 0.00% |
| NORA EAKIN3 | 3263 DAVIS DRIVE VALDOSTA, GA 31606 | AFLAC | $17 | — | $17 | 0.00% |
| CLAXTON WEST3 | 174 JACKSON AVE GRAY, GA 31032 | AFLAC | $16 | — | $16 | 0.00% |
| DAVID M CRUMLEY3 Filed as: DAVID CRUMLEY | 5111 MARYLAND WAY STE 210 BRENTWOOD, TN 37027 | AFLAC | $11 | $5 | $16 | 0.00% |
| JRP AGENCY LLC3 | 4712 RADAR SITE RD VALDOSTA, GA 31605 | AFLAC | $14 | — | $14 | 0.00% |
| RICHARD CARTER SR3 | 1224 PEACOCK AVE STE 205 COLUMBUS, GA 31906 | AFLAC | $14 | — | $14 | 0.00% |
| ROGERS BENEFIT GROUP INC3 Filed as: WADLEY ROGERS JR | PO BOX 26854 MACON, GA 31221 | AFLAC | $14 | — | $14 | 0.00% |
| SUSAN A SITZ3 Filed as: SUSAN SITZ | 1023 SEA PALMS WEST RD SAINT SIMONS ISLAND, GA 31522 | AFLAC | $13 | — | $13 | 0.00% |
| SELINA STURGIS3 | 3716 CAMBIUM CT VALDOSTA, GA 31605 | AFLAC | $13 | — | $13 | 0.00% |
| SUSAN P WATLEY3 Filed as: SUSAN WATLEY | 6366 INDEPENDENCE DR COLUMBUS, GA 31909 | AFLAC | $12 | — | $12 | 0.00% |
| NEIL M MORGAN JR3 Filed as: NEIL MORGAN JR | 1904 ELLIS DR MAIDENS, VA 23102 | AFLAC | $11 | — | $11 | 0.00% |
| DANIEL FITZGERALD INC3 | 3672 BAY PT AUGUSTA, GA 30907 | AFLAC | $11 | — | $11 | 0.00% |
| DEWEY WARNOCK3 | 1448 EDITH LN EATONTON, GA 31024 | AFLAC | $11 | — | $11 | 0.00% |
| KAREN H SMITH3 Filed as: KAREN SMITH | 145 CHURCH ST NE STE 200 MARIETTA, GA 30060 | AFLAC | $10 | — | $10 | 0.00% |
| AMELIA MORGAN3 | 1904 ELLIS DR MAIDENS, VA 23102 | AFLAC | $9 | — | $9 | 0.00% |
| THOMAS METZGER3 | 1083 E COTTONWOOD WAY PALATINE, IL 60074 | AFLAC | $9 | — | $9 | 0.00% |
| SEAN FERGUSON3 | 325 GLENHAVEN DR MILLEDGEVILLE, GA 31061 | AFLAC | $9 | — | $9 | 0.00% |
| JOHN YARBOROUGH3 | 1113 MOUNTAIN OAKS DR HOOVER, AL 35226 | AFLAC | $7 | — | $7 | 0.00% |
| REID ALFORD3 | 300 CAHABA PARK CIR STE 133 BIRMINGHAM, AL 35242 | AFLAC | $6 | — | $6 | 0.00% |
| LANCE OSBORNE3 | 21822 SEACREST LN HUNTINGTON BEACH, CA 92646 | AFLAC | $6 | — | $6 | 0.00% |
| DONALD BECK JR3 | 6900 HILLTOP CT COLUMBUS, GA 31904 | AFLAC | $5 | — | $5 | 0.00% |
| DEXTER ANTONIO HARRIS3 Filed as: DEXTER HARRIS | 100 GALLERIA PARKWAY SUITE 900 ATLANTA, GA 30339 | AFLAC | $5 | — | $5 | 0.00% |
| DIANE GRABIAK3 | 5576 HOWLAND CT DUNWOODY, GA 30338 | AFLAC | $4 | — | $4 | 0.00% |
| THE TILLOTSON GROUP LTD3 | 5000 MASTERS LANE COLUMBUS, GA 31909 | AFLAC | $2 | — | $2 | 0.00% |
| FRAN C HARGARTEN III3 Filed as: FRAN HARGARTEN III | 1140 MOSSY ROCK RD NW KENNESAW, GA 30152 | AFLAC | $2 | — | $2 | 0.00% |
| THOMAS ROBERT GIDDENS3 Filed as: THOMAS GIDDENS | PO BOX 2517 KENNESAW, GA 30156 | AFLAC | $2 | — | $2 | 0.00% |
| MARTHA JORDAN3 | 278 JEANNE DR COCHRAN, GA 31014 | AFLAC | $2 | — | $2 | 0.00% |
| BECKY NOOJIN3 | 1435 RONALD REAGAN LN JEFFERSON, GA 30549 | AFLAC | $1 | — | $1 | 0.00% |
| PATRICIA DUTTON3 | 200 RUNNING BEAR TRAIL FAYETTEVILLE, GA 30214 | AFLAC | $1 | — | $1 | 0.00% |
| MASKILL ENTERPRISES INC3 | PO BOX 1702 POINT CLEAR, AL 36564 | AFLAC | $1 | — | $1 | 0.00% |
| JERALD DEE LEWARK3 Filed as: JERALD LEWARK | 6796 SCOTER DR MIDLAND, GA 31820 | AFLAC | $1 | — | $1 | 0.00% |
| JOHN KOWN II3 | 1275 SHILOH RD NW STE 2260 KENNESAW, GA 30144 | AFLAC | $1 | — | $1 | 0.00% |
| BENEFIT COMMUNICATION INSOURCING3 | 6363 COLLEGE BLVD STE 500 LEAWOOD, KS 662111887 | RELIASTAR LIFE INSURANCE COMPANY | $94K | — | $94K | 30.00% |
| LOCKTON COMPANIES, LLC3 | 3 CITYPLACE DR STE 900 SAINT LOUIS, MO 631417088 | RELIASTAR LIFE INSURANCE COMPANY | $94K | — | $94K | 30.00% |
| BENEFIT COMMUNICATION INSOURCING3 | 6363 COLLEGE BLVD STE 500 LEAWOOD, KS 662111887 | RELIASTAR LIFE INSURANCE COMPANY | $11K | — | $11K | 3.67% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | DEPT 3042, PO BOX 123042 DALLAS, TX 75312 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $7K | $1K | $8K | 9.28% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | DEPT 3042, PO BOX 123042 DALLAS, TX 75312 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $8K | $745 | $9K | 13.11% |
| BENTECH INC3 | 109 HUNTER LANE SAVANNAH, GA 31405 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $366 | $22 | $388 | 2.64% |
| RAY MCMARTIN3 Filed as: RAY INS AGENCY | 6848 CLYATTVILLE LAKE PARK RD VALDOSTA, GA 31601 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $366 | — | $366 | 2.49% |
| JAMES SNOW3 Filed as: JAMES G SNOW | 286 CASTLEGATE ROAD MACON, GA 31210 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $290 | $4 | $294 | 2.00% |
| PAM P WALTON3 | PO BOX 369 NICHOLLS, GA 31554 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $196 | — | $196 | 1.33% |
| M.E. WILSON COMPANY, LLC3 Filed as: ED WILSON | 23 GRAND LAKE CIRCLE SAVANNAH, GA 31504 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $155 | — | $155 | 1.05% |
| SHARON SIMPSON MCCLENDON3 Filed as: SHARON WILSON | 23 GRAND LAKE CIRCLE SAVANNAH, GA 31405 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $68 | — | $68 | 0.46% |
| ROBERT E FENN3 | 179 LAKE LURE DR ALMA, GA 31510 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $62 | — | $62 | 0.42% |
| ROY CHILDRESS3 | 104 CLAY RIDGE RD COLUMBIA, SC 29223 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $51 | $1 | $52 | 0.35% |
| BENEFIT COMMUNICATION SPECIALISTS3 | 37 W FAIRMONT AVE SAVANNAH, GA 31406 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $36 | $9 | $45 | 0.31% |
| H STAN CLAXTON AGENCY INC3 | 901 WARTHEN ST VIADLIA, GA 30474 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $45 | — | $45 | 0.31% |
| MICHAEL J ATKINS3 | 147 TUPELO CIRCLE BRUNSWICK, GA 31525 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $43 | — | $43 | 0.29% |
| ADVANCED BENEFIT SYSTEM INC3 | 245 SEVEN FARMS DRIVE DANIEL ISLAND, SC 29492 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $16 | $4 | $20 | 0.14% |
| CHARLES D. BLOCK3 Filed as: CHARLES T FERGUSON | 454 OLEANDER WAY HARDEEVILLE, SC 29927 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $17 | — | $17 | 0.12% |
| YOUNG AGENCY LLC3 | 326 WESLEY CIRCLE MACON, GA 31204 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $10 | $3 | $13 | 0.09% |
| WILLIAM JASON JOINER3 | 110 ROBINSON WAY WARNER ROBBINS, GA 31088 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7 | — | $7 | 0.05% |
| WILSON EMPLOYEE BENEFITS EDUCATION3 | 41 PARK OF COMMERCE WAY SAVANNAH, GA 31405 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5 | — | $5 | 0.03% |
| SPECTRUM SOLUTIONS INC3 | 213 GOVERNOR WALK KATHLEEN, GA 31047 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4 | — | $4 | 0.03% |
| FIRST INSURANCE3 Filed as: FIRST BENEFITS INC | 3783 VINEVILLE AVE MACON, GA 31204 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4 | — | $4 | 0.03% |
| CARIE DEANNE CHANEY3 | 37 W FAIRMONT AVE SAVANNAH, GA 31406 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | $1 | $3 | 0.02% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 5,921 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 88 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 83 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 6,092 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 4,078 | $627K |
| Life insurance(3 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 5,921 | $2.1M |
| Short-term disability(2 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 2,827 | $1.2M |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 7,326 | $1.6M |
| Other(3 contracts, 2 carriers) | AFLAC | 5,921 | $505K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 7,326 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.