| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LANDMARK BENEFITS INC3 Filed as: LANDMARK INSURANCE LLC | 11 BUFORD VILLAGE WAY SUITE 113 BUFORD, GA 30518 | HUMANA EMPLOYERS HEALTH PLAN OF GEORGIA, INC. | $88K | $8K | $97K | 5.38% |
| BOTTOM LINE BENEFITS, LLC3 Filed as: BOTTOM LINE BENEFITS INC | 6060 LAKE ACWORTH DRIVE NORTHWEST SUITE R ACWORTH, GA 30101 | METROPOLITAN LIFE INSURANCE COMPANY | $28K | — | $28K | 1.78% |
| BARDWELL BENEFITS LLC3 | 1445 AVERY ROAD CANTON, GA 30115 | AFLAC | $3K | $12 | $3K | 0.70% |
| STEVEN DAVID MONEY3 | 225 WING MILL ROAD ATLANTA, GA 30350 | AFLAC | $361 | — | $361 | 0.09% |
| ELENI A NIKOLAS3 | 3869 WINTERGREEN COURT MARIETTA, GA 30062 | AFLAC | $210 | — | $210 | 0.06% |
| AUSTIN J RICE3 | 205 PERSIMMON TRAIL WOODSTOCK, GA 30188 | AFLAC | $88 | $6 | $94 | 0.02% |
| JOSEPH BAILEY DUCKETT3 | 113 SILKY SULLIVAN WAY CANTON, GA 30115 | AFLAC | $76 | — | $76 | 0.02% |
| JONATHAN ALI HAJIMOMEN3 Filed as: JONATHAN W LUCAS | 6250 BROWNS BRIDGE ROAD CUMMING, GA 30041 | AFLAC | $69 | — | $69 | 0.02% |
| JOSHUA K HOPPE3 | 85076 MAJESTIC WALK CIRCLE FERNANDINA BEACH, FL 32034 | AFLAC | $12 | — | $12 | 0.00% |
| SCOTT A SMITH3 | 5300 OAKBROOK PARKWAY SUITE 300 SUITE 350 NORCROSS, GA 30093 | AFLAC | $2 | — | $2 | 0.00% |
| STEVEN VORDERLANDWEHR3 | 1018 HIGHGROVE DRIVE MONROE, GU 30655 | AFLAC | $1 | — | $1 | 0.00% |
| DUSTIN ROBERT JOHNSON3 | 745 WEST BROMPTON AVENUE APARTMENT 1 CHICAGO, IL 60657 | AFLAC | $1 | — | $1 | 0.00% |
| WENDY M RANKIN3 | 114 BROAD STREET APARTMENT 201 DAVIDSON, GA 30161 | AFLAC | $1 | — | $1 | 0.00% |
| LANDMARK BENEFITS INC3 Filed as: LANDMARK INSURANCE LLC | 11 BUFORD VILLAGE WAY SUITE 113 BUFORD, GA 30518 | HUMANA INSURANCE COMPANY | $11K | $4K | $15K | 13.20% |
| THE CASON GROUP INC3 | 1612 MARION ST 4TH FLOOR COLUMBIA, SC 29201 | SUN LIFE ASSURANCE COMPANY OF CANADA | $14K | — | $14K | 19.39% |
| BOTTOM LINE BENEFITS, LLC3 Filed as: BOTTOM LINE BENEFITS LLC | 6060 LAKE ACWORTH DRIVE NORTHWEST SUITE 4 ACWORTH, GA 30101 | SUN LIFE ASSURANCE COMPANY OF CANADA | $14K | — | $14K | 19.38% |
| THE CASON GROUP INC3 | 1612 MARION STREET COLUMBIA, SC 29201 | SUN LIFE ASSURANCE COMPANY OF CANADA | $4K | $2K | $5K | 7.43% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 122 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 24 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 149 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HUMANA EMPLOYERS HEALTH PLAN OF GEORGIA, INC. | 150 | $1.8M |
| Dental | HUMANA INSURANCE COMPANY | 153 | $112K |
| Vision | HUMANA INSURANCE COMPANY | 153 | $112K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 257 | $1.6M |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 257 | $1.6M |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 257 | $1.6M |
| Other(3 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 257 | $2.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 257 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.