See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 8 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 21 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| THE BENECON GROUP LLC EIN 23-1315351 BROKER | Insurance agents and brokers Service code 22 | 200 E OREGON RD SUITE 100 LITITZ, PA 17543 | $60K |
| MERITAIN HEALTH, AN AETNA COMPANY EIN 16-1264154 ADMINISTRATOR | Claims processing Service code 12 | 300 CORPORATE PKWY ANHERST, NY 14226 | $30K |
| CAPSTONE HIRE BENEFITS CONSULTING L EIN 81-3570998 BROKER | Insurance agents and brokers Service code 22 | 1550 BRAMPTON AVE SUITE A STATESBORO, GA 30458 | $556 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 150 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 150 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | UNITED OF OMAHA LIFE INSURANCE COMPANY | 95 | $44K |
| Vision | UNITED OF OMAHA LIFE INSURANCE COMPANY | 71 | $9K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 158 | $8K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 71 | $23K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 59 | $25K |
| Stop-loss / reinsurancereinsurance | CRUM & FORSTER | 83 | $270K |
| Other(3 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 158 | $55K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 158 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over the prior year. Good candidate for re-shopping the carriers.
The primary carrier changed from the prior filing. The plan is willing to move. Re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.