Welfare broker

CAPSTONE HIRE BENEFITS CONSULTING

Mailing address (most recent filing)

1100 BRAMPTON AVENUE

SUITE N

STATESBORO, GA 30458

Total comp: $290K
Commissions: $241K
Fees: $50K
Filings: 9
Sponsors: 9

Carrier mix

Where CAPSTONE HIRE BENEFITS CONSULTING places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITED OF OMAHA LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITED OF OMAHA LIFE INSURANCE COMPANY	3	$1.0M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
GA	3	$1.0M	0.0%	15.18x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of CAPSTONE HIRE BENEFITS CONSULTING's plans by broker comp / premium ratio. Median 15.28% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of CAPSTONE HIRE BENEFITS CONSULTING's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where CAPSTONE HIRE BENEFITS CONSULTING is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
KING & PRINCE SEAFOOD CORPORATION KING & PRINCE SEAFOOD CORPORATION BENEFITS PLAN	GA	$736K	$128K	UNITED OF OMAHA LIFE INSURANCE COMPANY
IV CARE OF MIDDLE GEORGIA IV CARE OF MIDDLE GEORGIA GROUP INSURANCE PLAN (502)	GA	$204K	$31K	UNITED OF OMAHA LIFE INSURANCE COMPANY
COMMUNITY NEWSPAPERS INC. COMMUNITY NEWSPAPERS INC. WELFARE BENEFIT PLAN	GA	$102K	$14K	UNITED OF OMAHA LIFE INSURANCE COMPANY

Carrier

Plans

Premium

UNITED OF OMAHA LIFE INSURANCE COMPANY

$1.0M

100.0%

State

Plans

Premium

State share

Index

$1.0M

0.0%

15.18x

Sponsor

Loc

Premium

Comp

Carrier

KING & PRINCE SEAFOOD CORPORATION

KING & PRINCE SEAFOOD CORPORATION BENEFITS PLAN

$736K

$128K

UNITED OF OMAHA LIFE INSURANCE COMPANY

IV CARE OF MIDDLE GEORGIA

IV CARE OF MIDDLE GEORGIA GROUP INSURANCE PLAN (502)

$204K

$31K

UNITED OF OMAHA LIFE INSURANCE COMPANY

COMMUNITY NEWSPAPERS INC.

COMMUNITY NEWSPAPERS INC. WELFARE BENEFIT PLAN

$102K

$14K

UNITED OF OMAHA LIFE INSURANCE COMPANY