| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ANDERSON CORPORATE SOLUTIONS INC3 | 1735 N BROWN ROAD SUITE 220 LAWRENCEVILLE, GA 30043 | HUMANA EMPLOYERS HEALTH PLAN OF GEORGIA, INC. | $23K | $2K | $25K | 4.78% |
| ANDERSON CORPORATE SOLUTIONS INC3 | 1735 N BROWN ROAD SUITE 220 LAWRENCEVILLE, GA 30043 | PRINCIPAL LIFE INSURANCE COMPANY | $4K | $597 | $4K | 8.12% |
| ANDERSON CORPORATE SOLUTIONS INC3 | 1735 N BROWN ROAD LAWRENCEVILLE, GA 30043 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4K | $0 | $4K | 10.99% |
| RJK & ASSOCIATES INC3 Filed as: RJK & ASSOCIATES | 777 DREWRY ST NE ATLANTA, GA 30306 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $481 | $2K | 4.37% |
| SANTE CONCEPTS INC3 | 94 BARTLETT WAY DALLAS, GA 30157 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $254 | $1K | 4.03% |
| L H FINANCIAL SERVICES INC3 | 6695 HIDDEN BROOK TRAIL COLLEGE PARK, GA 30349 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $697 | $153 | $850 | 2.32% |
| KLINGBEIL AND ASSOCIATES INC3 | 6000 LAKE FORREST DRIVE ATLANTA, GA 30328 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $326 | $271 | $597 | 1.63% |
| B V STONE INC3 | 1800 SUNSET HARBOUR POINTE LAWRENCEVILLE, GA 30043 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $212 | $9 | $221 | 0.60% |
| KLD INSURANCE BENEFITS INC3 Filed as: KLD INSURANCE BENEFITS | 9085 BETHEL ROAD GAINESVILLE, GA 30506 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $105 | $69 | $174 | 0.47% |
| RJK & ASSOCIATES INC3 Filed as: RJK AND ASSOCIATES INC | — | AMERICAN UNITED LIFE INSURANCE COMPANY | $365 | $0 | $365 | 7.49% |
| ANDERSON BENEFIT SOLUTIONS3 Filed as: ANDERSON CORP SOLUTIONS | — | AMERICAN UNITED LIFE INSURANCE COMPANY | $365 | $0 | $365 | 7.49% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 105 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 105 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HUMANA EMPLOYERS HEALTH PLAN OF GEORGIA, INC. | 40 | $519K |
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 186 | $54K |
| Vision | PRINCIPAL LIFE INSURANCE COMPANY | 186 | $54K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 186 | $54K |
| Other(2 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 42 | $42K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 186 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.