| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WTS CONSULTING INC.3 Filed as: WTS CONSULTING, INC. | 5340 AVONSHIRE LANE CUMMING, GA 30040 | AETNA HEALTH INC | $0 | $55K | $55K | 4.74% |
| STRONGSIDE SOLUTIONS LLC3 Filed as: STRONGSIDE SOLUTIONS, LLC | 12850 HIGHWAY 9, SUITE 600-111 ALPHARETTA, GA 30008 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $7K | $0 | $7K | 11.23% |
| CZAJKOWSKI DUMPEL AND ASSOCIATES3 Filed as: CZAJKOWSKI DUMPEL & ASSOCIATES, INC | 3091 HOLCOMB BRIDGE ROAD, SUITE N1 NORCROSS, GA 30071 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $27 | $0 | $27 | 0.05% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | 5605 GLENRIDGE DRIVE ONE PREMIER PLAZA, SUITE 300 ATLANTA, GA 30342 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $27 | $0 | $27 | 0.05% |
| BERNARD YATES3 | 1730 TUFTSTOWN COURT SNELLVILLE, GA 30078 | AFLAC | $9K | $242 | $9K | 15.58% |
| STEVEN KAISER3 | 6447 IVY SPRINGS DRIVE FLOWERY BRANCH, GA 30542 | AFLAC | $1K | $0 | $1K | 2.42% |
| JEFFREY M SINTAY3 Filed as: JEFFREY SINTAY | 5300 OAKBROOK PARKWAY, SUITE 300 NORCROSS, GA 30093 | AFLAC | $1K | $61 | $1K | 2.36% |
| V C SMITH LLC3 Filed as: V. C. SMITH, LLC | 1352 HARVARD ROAD NE ATLANTA, GA 30306 | AFLAC | $522 | $61 | $583 | 1.03% |
| ROBERT ALLEN3 Filed as: ROBERT MCDOWELL AND OTHER AGENTS | 5300 OAKBROOK PARKWAY, SUITE 300 NORCROSS, GA 30093 | AFLAC | $505 | $12 | $517 | 0.91% |
| JAMES M LONG3 Filed as: JAMES LONG | 6147 MOUNTCREEK COURT MORCROSS, GA 30092 | AFLAC | $363 | $0 | $363 | 0.64% |
| JARED N JONES3 Filed as: JARED JONES | 6902 RANCH FOREST DRIVE COLUMBUS, GA 31904 | AFLAC | $209 | $0 | $209 | 0.37% |
| STRONGSIDE SOLUTIONS LLC3 Filed as: STRONGSIDE SOLUTIONS, LLC | 12850 HIGHWAY 9, SUITE 600-111 ALPHARETTA, GA 30008 | SUNLIFE ASSURANCE COMPANY OF CANADA | $5K | $0 | $5K | 8.46% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP INSURANCE SERVICES, INC. | 1250 SOUTH CAPITAL OF TX HIGHWAY SUITE 2-125 AUSTIN, TX 78746 | SUNLIFE ASSURANCE COMPANY OF CANADA | $0 | $109 | $109 | 0.20% |
| WTS CONSULTING INC.3 Filed as: WTS CONSULTING, INC. | 12850 HIGHWAY 9 NORTH SUITE 600-111 ALPHARETTA, GA 30004 | METROPOLITAN LIFE INSURANCE COMPANY | $6K | $0 | $6K | 11.52% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | PO BOX 896620 CHARLOTTE, NC 28289 | METROPOLITAN LIFE INSURANCE COMPANY | $197 | $80 | $277 | 0.57% |
| CZAJKOWSKI DUMPEL AND ASSOCIATES3 Filed as: CZAJKOWSKI DUMPEL & ASSOCIATES, INC | 4392 WHITECAP LANE NORCROSS, GA 30092 | METROPOLITAN LIFE INSURANCE COMPANY | $197 | $0 | $197 | 0.41% |
| WTS CONSULTING INC.3 Filed as: WTS CONSULTING | 5340 AVONSHIRE LANE CUMMING, GA 30040 | HUMANA INSURANCE COMPANY | $2K | $0 | $2K | 10.05% |
| GA HEALTH AGENTS AGENCY3 | 3325 PADDOCKS PARKWAY, SUITE 170 SUWANEE, GA 30024 | HUMANA INSURANCE COMPANY | $30 | $53 | $83 | 0.41% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF SEIBELS & WILLIAMS, INC. | 2211 7TH AVENUE SOUTH BIRMINGHAM, AL 35233 | HUMANA INSURANCE COMPANY | $30 | $0 | $30 | 0.15% |
| BERNARD YATES3 | 1730 TUFTSTOWN COURT SNELLVILLE, GA 30078 | CONTINENTAL AMERICAN INSURANCE COMPANY | $537 | $0 | $537 | 8.35% |
| JARED N JONES3 Filed as: JARED N. JONES AND OTHER AGENTS | 6907 RANCH FOREST DRIVE COLUMBUS, GA 31904 | CONTINENTAL AMERICAN INSURANCE COMPANY | $136 | $0 | $136 | 2.12% |
| JAMES M LONG3 Filed as: JAMES M. LONG | 6147 MOUNTAINCREEK COURT MORCROSS, GA 30092 | CONTINENTAL AMERICAN INSURANCE COMPANY | $68 | $0 | $68 | 1.06% |
| JEFFREY M SINTAY3 Filed as: JEFFREY M. SINTAY | 1972 ALCOVA RIDGE DRIVE LAS VEGAS, NV 89135 | CONTINENTAL AMERICAN INSURANCE COMPANY | $47 | $0 | $47 | 0.73% |
| CHARLES HOWARD JOBE3 Filed as: CHARLES H. JOBE | 6852 AMHERST DRIVE, APARTMENT 2108 SAGAMORE HILLS, OH 44067 | CONTINENTAL AMERICAN INSURANCE COMPANY | $39 | $0 | $39 | 0.61% |
| WILLIAM M WARDLAW JR3 Filed as: WILLIAM M. WARDLAW, JR. | 187 SOUTH CULVER STREET LAWRENCEVILLE, GA 30046 | CONTINENTAL AMERICAN INSURANCE COMPANY | $27 | $0 | $27 | 0.42% |
| MARVIN E WHALEY JR3 Filed as: MARVIN E. WHALEY | PO BOX 250251 ATLANTA, GA 30325 | CONTINENTAL AMERICAN INSURANCE COMPANY | $25 | $0 | $25 | 0.39% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 395 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 395 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | AETNA HEALTH INC | 167 | $1.2M |
| Vision | HUMANA INSURANCE COMPANY | 175 | $20K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 395 | $49K |
| Short-term disability | AFLAC | 67 | $57K |
| Long-term disability | SUNLIFE ASSURANCE COMPANY OF CANADA | 377 | $54K |
| Prescription drug(2 contracts, 2 carriers) | AETNA HEALTH INC | 167 | $1.2M |
| Other(3 contracts, 3 carriers) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 395 | $114K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 395 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.