| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| STERLING SEACREST PRITCHARD, INC.3 Filed as: STERLING SEACREST PRICHARD INC | PO BOX 724137 ATLANTA, GA 311391137 | METROPOLITAN LIFE INSURANCE COMPANY | $21K | $155 | $21K | 10.36% |
| PRICHARD & JERDEN INC3 | 950 PACES FERRY RD NE STE 2000 ATLANTA, GA 303261384 | METROPOLITAN LIFE INSURANCE COMPANY | — | $3K | $3K | 1.43% |
| PLANSOURCE BENEFIT ADMINISTRATION3 | 101 S GARLAND AVE STE 203 ORLANDO, FL 328013277 | METROPOLITAN LIFE INSURANCE COMPANY | — | $677 | $677 | 0.33% |
| PRICHARD & JERDEN INC3 | 950 E PACES FERRY RD. STE 2000 ATLANTA, GA 30326 | EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO. | $2K | — | $2K | 9.45% |
| STERLING SEACREST PRITCHARD, INC.3 Filed as: STERLING SEACREST PRICHARD INC | PO BOX 724137 ATLANTA, GA 311391137 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $155 | $2K | 12.96% |
| PRICHARD & JERDEN INC3 | 950 E PACES FERRY RD. STE 2000 ATLANTA, GA 30326 | METROPOLITAN LIFE INSURANCE COMPANY | — | $78 | $78 | 0.51% |
| PLANSOURCE BENEFIT ADMINISTRATION3 | 101 S GARLAND AVE STE 203 ORLANDO, FL 32801 | METROPOLITAN LIFE INSURANCE COMPANY | — | $50 | $50 | 0.32% |
| PRICHARD & JERDEN INC3 | 905 E PACES FERRY ROAD STE 2000 ATLANTA, GA 30326 | EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO. | $1K | — | $1K | 13.35% |
| STERLING SEACREST PRITCHARD, INC.3 Filed as: STERLING SEACREST PRICHARD INC | PO BOX 724137 ATLANTA, GA 311391137 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | $155 | $1K | 13.00% |
| PRICHARD & JERDEN INC3 | 950 E PACES FERRY RD. STE 2000 ATLANTA, GA 303261384 | METROPOLITAN LIFE INSURANCE COMPANY | — | $83 | $83 | 0.90% |
| PLANSOURCE BENEFIT ADMINISTRATION3 | 101 S GARLAND AVE STE 203 ORLANDO, FL 32801 | METROPOLITAN LIFE INSURANCE COMPANY | — | $30 | $30 | 0.32% |
| STERLING SEACREST PRITCHARD, INC.3 Filed as: STERLING SEACREST PRITCHARD INC | PO BOX 724137 ATLANTA, GA 311391137 | METROPOLITAN LIFE INSURANCE COMPANY | $505 | $155 | $660 | 7.46% |
| PRITCHARD & JERDEN INC3 | 950 E PACES FERRY RD NE STE 2000 ATLANTA, GA 303261384 | METROPOLITAN LIFE INSURANCE COMPANY | — | $85 | $85 | 0.96% |
| PLANSOURCE BENEFIT ADMINISTRATION3 | 101 S GARLAND AVE STE 203 ORLANDO, FL 32801 | METROPOLITAN LIFE INSURANCE COMPANY | — | $27 | $27 | 0.30% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 261 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 261 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 50 | $18K |
| Vision(2 contracts) | EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO. | 351 | $33K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 788 | $207K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 788 | $207K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 788 | $207K |
| Other(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 788 | $222K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 788 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.