| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MCGINTY-GORDON AND ASSOCIATES3 | 225 MARINA DRIVE ST. SIMONS ISLAND, GA 31522 | AETNA LIFE INSURANCE COMPANY | $34K | — | $34K | 1.13% |
| BENTECH INC3 Filed as: BENTECH, INC. | 109 HUNTER LANE SAVANNAH, GA 31405 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $60K | $33K | $92K | 21.41% |
| BENEFIT COMMUNICATION SPECIALISTS3 | 37 W FAIRMONT AVE SAVANNAH, GA 31406 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $29K | $36K | $65K | 15.10% |
| MGNMRB INC3 Filed as: MGNMRB, INC. | PO BOX 20668 ST SIMONS ISLAND, GA 31522 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $38K | — | $38K | 8.88% |
| CARIE DEANNE CHANEY3 | 37 W FAIRMONT AVE SAVANNAH, GA 31406 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $24K | $7K | $32K | 7.37% |
| ADVANCED BENEFIT SYSTEM INC3 Filed as: ADVANCED BENEFIT SYSTEM, INC. | 1301 GERVAIS STREET COLUMBIA, SC 29201 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $12K | $18K | $31K | 7.12% |
| NELSON BENEFITS GROUP LLC3 Filed as: NELSON & ASSOCIATES, LLC | 541729 LEM TURNER RD CALLAHAN, FL 32011 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4K | $6K | $10K | 2.31% |
| ROY CHILDRESS3 | 840 SPARKLEBERRY LN COLUMBIA, SC 29229 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $9K | $612 | $9K | 2.18% |
| JOHN MCILWAIN3 | 37 W FAIRMONT AVE SAVANNAH, GA 31406 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5K | $3K | $8K | 1.96% |
| JANICE D RUCKS3 | 1204 CHAMBERLAIN MEMPHIS, TN 38119 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7K | $1K | $8K | 1.77% |
| SHERRON HOPPER3 | PO BOX 85206 LEXINGTON, SC 29073 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7K | $197 | $7K | 1.68% |
| GEORGE JOEL WILLIAMS III3 Filed as: GEORGE JOEL WILLIAMS | 902 TANNER AVE NICHOLLS, GA 31554 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5K | $1K | $7K | 1.53% |
| ROBERT G. RELPH AGENCY, INC.3 Filed as: ROBERT L HANNAH | PO BOX 13652 SAVANNAH, GA 31416 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5K | $383 | $6K | 1.30% |
| ROBERT E FENN3 | 179 LAKE LURE DR ALMA, GA 31510 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5K | $257 | $5K | 1.26% |
| ROBERT D. BEAM III3 Filed as: ROBERT D BEAM III | 3244 HEATHLAND WAY MT PLEASANT, SC 29466 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5K | $108 | $5K | 1.17% |
| JAMES SNOW3 Filed as: JAMES G SNOW | 286 CASTLEGATE RD MACON, GA 31210 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4K | $165 | $4K | 0.85% |
| MALISSA SYWASSINK WHITE3 | 233 E 46TH STREET SAVANNAH, GA 31405 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3K | — | $3K | 0.81% |
| TIMOTHY J REED3 | 21 AZALEA DRIVE LUMBERTON, NJ 08048 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $712 | $2K | 0.58% |
| NELSON BENEFITS GROUP LLC3 Filed as: NELSON BENEFITS GROUP, LLC | 541729 LEM TURNER RD CALLAHAN, FL 32011 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $814 | $2K | 0.45% |
| PAUL STANLEY JR3 | 880 JOHNNY DODD BLVD MT PLEASANT, SC 29464 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $744 | $917 | $2K | 0.38% |
| J SHANNON SHEPPARD3 | 4279 MELWOOD OAK DR LAKELAND, TN 38002 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $996 | $591 | $2K | 0.37% |
| TERRY J SILVERS3 Filed as: TERRY D GARRETT | 459 RUNNING FOX RD WEST COLUMBIA, SC 29223 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $252 | $1K | 0.30% |
| THE GRAHAM COMPANY3 Filed as: GRAHAM TYRE | PO BOX 369 NICHOLLS, GA 31554 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $411 | $559 | $970 | 0.22% |
| BRAD BIEL3 | 2 GOLD ST NEW YORK, NY 10038 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $139 | $713 | $852 | 0.20% |
| RUSSELL L WARYE3 Filed as: RUSSELL GEORGE JUMP | 336 PEACHTREE CIR DOUGLAS, GA 31533 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $411 | $382 | $793 | 0.18% |
| YOUNG AGENCY LLC3 Filed as: YOUNG AGENCY, LLC | 326 WESLEY CIR MACON, GA 31204 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $528 | $105 | $633 | 0.15% |
| HOWARD HOROWITZ3 | 2610 ALCOTT STREET CARMEL, IN 46032 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $390 | $165 | $555 | 0.13% |
| THE WORKSITE GROUP LLC3 Filed as: THE WORKSITE GROUP, LLC | 1050 WALL STREET WEST LYNDHURST, NJ 07071 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $139 | $361 | $500 | 0.12% |
| JOSHUA DAVID NELSON3 | 541729 LEM TURNER RD CALLAHAN, FL 32011 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $35 | $186 | $221 | 0.05% |
| PARRISH J PEACHEE3 | 201 W 103RD STREET INDIANAPOLIS, IN 46290 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $62 | $17 | $79 | 0.02% |
| KEVIN MICHAEL STEFFENS3 | 10161 CENTURION PKWY JACKSONVILLE, FL 32256 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $8 | $64 | $72 | 0.02% |
| VICTORIA GWIN NICHOLS FUENTES3 | 3782 LONGFORD RD JESUP, GA 31546 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $38 | — | $38 | 0.01% |
| WILSON EMPLOYEE BENEFITS EDUCATION3 | 41 PARK OF COMMERCE WAY SAVANNAH, GA 31405 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $10 | — | $10 | 0.00% |
| LISA A PERRI3 Filed as: LISA RILEY STRICKLAND | 6 GENTRY STREET POOLER, GA 31322 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | — | $2 | 0.00% |
| JOYCE HERNDON-GARVIN3 | 18 HANGING MOSS RD SAVANNAH, GA 31410 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| M.E. WILSON COMPANY, LLC3 Filed as: ED WILSON | 23 GRAND LAKE CIR SAVANNAH, GA 31405 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| TOOMER VANDERHORST AIMAR3 | 701 COLUMBUS DRIVE SAVANNAH, GA 31405 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| KLINGBEIL AND ASSOCIATES INC3 Filed as: KLINGBEIL AND ASSOCIATES, INC. | 6000 LAKE FORREST DRIVE ATLANTA, GA 30328 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| MCGINTY-GORDON AND ASSOCIATES3 | 225 MARINA DRIVE ST. SIMONS ISLAND, GA 31522 | EYEMED VISION CARE | $15K | — | $15K | 10.00% |
| MCGINTY-GORDON AND ASSOCIATES3 | 225 MARINA DRIVE PO BOX 20668 ST. SIMONS ISLAND, GA 31522 | METROPOLITAN LIFE INSURANCE COMPANY | $5K | — | $5K | 4.90% |
| MGNMRB INC4 Filed as: MGNMRB, INC DBA MCGINTY, GORDON | 225 MARINA DRIVE ST. SIMONS ISLAND, GA 31522 | PRE-PAID LEGAL SERVICES, INC. | $2K | — | $2K | 8.67% |
| JEG ENTERPRISES LLC4 | PO BOX 921 LILBURN, GA 30048 | PRE-PAID LEGAL SERVICES, INC. | $386 | — | $386 | 1.99% |
| CLMM ENTERPRISES LLC4 | 15605 E. 45TH TER S INDEPENDENCE, MO 64055 | PRE-PAID LEGAL SERVICES, INC. | $62 | — | $62 | 0.32% |
| DION RAMBUS4 | P.O. BOX 653 HUNTSVILLE, AL 35804 | PRE-PAID LEGAL SERVICES, INC. | $26 | — | $26 | 0.13% |
| MCGINTY-GORDON AND ASSOCIATES3 Filed as: MCGINTY-GORDON & ASSOCIATES, INC. | 225 MARINA DRIVE ST. SIMONS ISLAND, GA 31522 | EYEMED VISION CARE | $141 | — | $141 | 8.87% |
| MCGINTY-GORDON AND ASSOCIATES3 Filed as: MCGINTY GORDON & ASSOCIATES | PO BOX 20668 225 MARINA DRIVE ST. SIMONS ISLAND, GA 31522 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $87 | — | $87 | 14.92% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,000 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 27 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,027 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 328 | $112K |
| Vision(2 contracts) | EYEMED VISION CARE | 3,100 | $155K |
| Life insurance | AETNA LIFE INSURANCE COMPANY | 3,152 | $3.0M |
| Short-term disability | AETNA LIFE INSURANCE COMPANY | 3,152 | $3.0M |
| Long-term disability | AETNA LIFE INSURANCE COMPANY | 3,152 | $3.0M |
| Other(4 contracts, 4 carriers) | AETNA LIFE INSURANCE COMPANY | 3,152 | $3.4M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,152 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.