| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MCGINTY-GORDON AND ASSOCIATES3 | 225 MARINA DRIVE ST. SIMONS ISLAND, GA 31522 | AETNA LIFE INSURANCE COMPANY | $25K | — | $25K | 1.06% |
| MGNMRB INC3 Filed as: MGNMRB, INC. | 225 MARINA DRIVE ST SIMONS ISLAND, GA 31522 | AETNA LIFE INSURANCE COMPANY | $3K | — | $3K | 0.11% |
| MCGINTY-GORDON AND ASSOCIATES3 | 225 MARINA DRIVE PO BOX 20668 ST. SIMONS ISLAND, GA 315222243 | METROPOLITAN LIFE INSURANCE COMPANY | $54K | — | $54K | 5.55% |
| MCGINTY-GORDON AND ASSOCIATES3 | 225 MARINA DRIVE ST. SIMONS ISLAND, GA 31522 | EYEMED VISION CARE | $11K | — | $11K | 6.60% |
| MCGINTY-GORDON AND ASSOCIATES3 | 225 MARINA DRIVE PO BOX 20668 ST. SIMONS ISLAND, GA 31522 | METROPOLITAN LIFE INSURANCE COMPANY | $6K | — | $6K | 5.65% |
| MCGINTY-GORDON AND ASSOCIATES3 Filed as: MCGINTY-GORDON & ASSOCIATES, INC. | 225 MARINA DRIVE ST. SIMONS ISLAND, GA 31522 | EYEMED VISION CARE | $11 | — | $11 | 0.80% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 0 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 3,277 | $1.1M |
| Vision(2 contracts) | EYEMED VISION CARE | 3,253 | $161K |
| Life insurance | AETNA LIFE INSURANCE COMPANY | 3,255 | $2.4M |
| Short-term disability | AETNA LIFE INSURANCE COMPANY | 3,255 | $2.4M |
| Long-term disability | AETNA LIFE INSURANCE COMPANY | 3,255 | $2.4M |
| Other | AETNA LIFE INSURANCE COMPANY | 3,255 | $2.4M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,277 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Final-filing indicator set. Plan is winding down; don't waste sales effort here.