| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ENROLLEASE3 Filed as: DIGITAL INSURANCE INC-GA | 200 GALLERIA PARKWAY SE SUITE 1950 ATLANTA, GA 303395946 | HUMANA EMPLOYERS HEALTH PLAN OF GEORGIA, INC. | $44K | $6K | $49K | 5.54% |
| DURHAM, BRIAN M3 | 10745 WESTSIDE WAY ALPHARETTA, GA 303395946 | HUMANA EMPLOYERS HEALTH PLAN OF GEORGIA, INC. | — | -$250 | -$250 | -0.03% |
| ROGERS BENEFIT GROUP INC3 Filed as: ROGERS BENEFIT GRP INC- SACREMENTO | 6540 LONETREE BLVD ROCKLIN, CA 957655874 | HUMANA EMPLOYERS HEALTH PLAN OF GEORGIA, INC. | — | -$250 | -$250 | -0.03% |
| ORTIVEZ, ERLINDA3 | 8119 DATAPOINT DRIVE SAN ANTONIO, CA 782293227 | HUMANA EMPLOYERS HEALTH PLAN OF GEORGIA, INC. | — | -$1K | -$1K | -0.11% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | 200 GALLERIA PARKWAY STE 1950 ATLANTA, GA 30339 | HUMANA INSURANCE COMPANY | $8K | $4K | $12K | 11.49% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | 200 GALLERIA PKWY STE 1950 ATLANTA, GA 30339 | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $4K | $2K | $6K | 21.35% |
| DIGITAL INSURANCE LLC3 | 10800 BISCAYNE BOULEVARD SUITE 250 MIAMI, FL 33161 | TRANSAMERICA | $7K | — | $7K | 27.27% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 174 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 174 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HUMANA INSURANCE COMPANY | 174 | $109K |
| Dental | HUMANA INSURANCE COMPANY | 174 | $109K |
| Vision | HUMANA INSURANCE COMPANY | 174 | $109K |
| Life insurance(3 contracts, 3 carriers) | HUMANA INSURANCE COMPANY | 174 | $161K |
| Short-term disability | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 173 | $27K |
| Long-term disability | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 173 | $27K |
| Other(3 contracts, 3 carriers) | HUMANA INSURANCE COMPANY | 174 | $161K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 174 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.