| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 Filed as: PALMER & CAY LLC | WYNTERHALL LANE ATLANTA, GA 30338 | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | $24K | — | $24K | 1.88% |
| ASSUREDPARTNERS3 Filed as: STERLING SEACREST PARTNERS INC | PO BOX 724137 ATLANTA, GA 31139 | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | $21K | — | $21K | 1.63% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: PALMER & CAY LLC | 3050 PEACHTREE ROAD SUITE 475 ATLANTA, GA 303052206 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $32 | $2K | 1.27% |
| ASSUREDPARTNERS3 Filed as: STERLING SEACREST PARTNERS INC | PO BOX 724137 ATLANTA, GA 311391137 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | $46 | $2K | 1.17% |
| WILSON EMPLOYEE BENEFITS EDUCATION3 | 41 PARK OF COMMERCE WAY SAVANNAH, GA 31405 | COLONIAL LIFE & INSURANCE COMPANY | $3K | $408 | $3K | 5.89% |
| ASSUREDPARTNERS3 Filed as: STERLING SEACREST PARTNERS INC | 2500 CUMBERLAND PKWY STE 400 ATLANTA, GA 30339 | COLONIAL LIFE & INSURANCE COMPANY | $2K | $0 | $2K | 4.40% |
| LISA A PERRI3 Filed as: LISA RILEY STRICKLAND | 6 GENTRY STREET POOLER, GA 31322 | COLONIAL LIFE & INSURANCE COMPANY | $916 | $84 | $1K | 1.80% |
| JOYCE HERNDON-GARVIN3 | 18 HANGING MOSS ROAD SAVANNAH, GA 31410 | COLONIAL LIFE & INSURANCE COMPANY | $808 | $177 | $985 | 1.78% |
| SEACREST PARTNERS, INC.3 Filed as: SEACREST PARTNERS INC. | 1001 WHITAKER STREET SAVANNAH, GA 31401 | COLONIAL LIFE & INSURANCE COMPANY | $926 | $0 | $926 | 1.67% |
| TOOMER VANDERHORST AIMAR3 | 701 COLUMBUS DR SAVANNAH, GA 31405 | COLONIAL LIFE & INSURANCE COMPANY | $497 | $80 | $577 | 1.04% |
| ADVANCED BENEFIT SYSTEM INC3 | 145 RIVER LANDING DRIVE DANIEL ISLAND, SC 29492 | COLONIAL LIFE & INSURANCE COMPANY | $332 | $216 | $548 | 0.99% |
| TERRY J SILVERS3 Filed as: TERRY JOSEPH BRENNAN | 7 WINDWARD WAY SAVANNAH, GA 31410 | COLONIAL LIFE & INSURANCE COMPANY | $398 | $21 | $419 | 0.76% |
| MICHAEL ANTHONY ROCHEFORT3 | 208 COMMODORE DRIVE SAVANNAH, GA 31410 | COLONIAL LIFE & INSURANCE COMPANY | $248 | $0 | $248 | 0.45% |
| JULIE S PERRY3 | PO BOX 663 BLOOMINGDALE, GA 31302 | COLONIAL LIFE & INSURANCE COMPANY | $199 | $3 | $202 | 0.36% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: PALMER & CAY LLC | 1198 WYNTERHALL LANE DUNWOODY, GA 30338 | COLONIAL LIFE & INSURANCE COMPANY | $105 | $0 | $105 | 0.19% |
| EMERSON D COWART3 | 139 DRAYTON STREET SAVANNAH, GA 31401 | COLONIAL LIFE & INSURANCE COMPANY | $59 | $0 | $59 | 0.11% |
| BENEFIT COMMUNICATION SPECIALISTS3 | 37 W FAIRMONT AVE SAVANNAH, GA 31406 | COLONIAL LIFE & INSURANCE COMPANY | $48 | $0 | $48 | 0.09% |
| CARIE DEANNE CHANEY3 | 37 W FAIRMONT AVE SAVANNAH, GA 31406 | COLONIAL LIFE & INSURANCE COMPANY | $33 | $0 | $33 | 0.06% |
| ROBERT G. RELPH AGENCY, INC.3 Filed as: ROBERT L HANNAH | 20 PUTTERS PLACE SAVANNAH, GA 31419 | COLONIAL LIFE & INSURANCE COMPANY | $30 | $0 | $30 | 0.05% |
| M.E. WILSON COMPANY, LLC3 Filed as: ED WILSON | 23 GRAND LAKE CIRCLE SAVANNAH, GA 31405 | COLONIAL LIFE & INSURANCE COMPANY | $25 | $1 | $26 | 0.05% |
| SHEALY BENEFITS SERVICES INC3 | 215 HOGAN WAY LEXINGTON, SC 29072 | COLONIAL LIFE & INSURANCE COMPANY | $3 | $0 | $3 | 0.01% |
| CAROLINA REGIONAL INSURANCE3 | PO BOX 8808 COLUMBIA, SC 29202 | COLONIAL LIFE & INSURANCE COMPANY | $2 | $0 | $2 | 0.00% |
| PAMELA E JONES3 | 55 SHORELINE DR COLUMBIA, SC 29229 | COLONIAL LIFE & INSURANCE COMPANY | $2 | $0 | $2 | 0.00% |
| HOLLERN & ASSOCIATES INCORPORATED3 | 11412 ROBBIA DRIVE LAS VEGAS, NV 89138 | COLONIAL LIFE & INSURANCE COMPANY | $2 | $0 | $2 | 0.00% |
| THE CLARK GROUP OF SC3 | 589 WINDMERE DR LEXINGTON, SC 29072 | COLONIAL LIFE & INSURANCE COMPANY | $2 | $0 | $2 | 0.00% |
| LAURA MCCLUNG PLYLER3 | 547 BIMINI TWIST CIR LEXINGTON, SC 29072 | COLONIAL LIFE & INSURANCE COMPANY | $1 | $0 | $1 | 0.00% |
| TERRY J SILVERS3 Filed as: TERRY D GARRETT | 459 RUNNING FOX RD WEST COLUMBIA, SC 29223 | COLONIAL LIFE & INSURANCE COMPANY | $0 | $0 | $0 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 874 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 874 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | 251 | $1.3M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 874 | $130K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 874 | $130K |
| Life insurance(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 874 | $186K |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 874 | $130K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 874 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.