| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GA HEALTH AGENTS AGENCY3 | 3325 PADDOCKS PKWY STE 170 SUWANEE, GA 300246068 | UNITEDHEALTHCARE INSURANCE COMPANY | $2K | — | $2K | 2.94% |
| BRADEN BENEFIT STRATEGIES, INC.3 Filed as: BRADEN BENEFIT STRATEGIES INC | 3325 PADDOCKS PKWY STE 170 SUWANEE, GA 300246068 | UNITEDHEALTHCARE INSURANCE COMPANY | $320 | — | $320 | 0.61% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES | 7391 HODGSON MEMORIAL DR STE 100 SAVANNAH, GA 314062565 | UNITEDHEALTHCARE INSURANCE COMPANY | $118 | — | $118 | 0.23% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | 7701 AIRPORT CENTER DRIVE, SUITE 1800 GREENSBORO, NC 27409 | DELTA DENTAL INSURANCE COMPANY | $4K | — | $4K | 10.00% |
| JOSEPH S WILLIAMS3 | 311 SUMMERSTONE CT CANTON, GA 30114 | AFLAC | $984 | $60 | $1K | 35.68% |
| JUAN ORTS3 Filed as: JUAN C ORTS | 920 FLORAL BANK PT WOODSTOCK, GA 30188 | AFLAC | $234 | $14 | $248 | 8.48% |
| JEFFREY M SINTAY3 | 5300 OAKBROOK PKWY STE 300 NORCROSS, GA 30093 | AFLAC | $151 | — | $151 | 5.16% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 156 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 156 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL INSURANCE COMPANY | 114 | $40K |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 110 | $52K |
| Other | AFLAC | 7 | $3K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 114 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.