| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| FALLON BENEFITS GROUP INC.3 | 3060 PEACHTREE ROAD SUITE 1650 ATLANTA, GA 303052258 | AETNA LIFE INSURANCE COMPANY | $77K | $28K | $105K | 17.26% |
| FALLON BENEFITS GROUP INC.3 | 3060 PEACHTREE ROAD SUITE 1650 ATLANTA, GA 303052258 | UNION SECURITY INSURANCE COMPANY | $24K | — | $24K | 6.00% |
| VARIOUS - SEE ATTACHMENT3 Filed as: VARIOUS-SEE ATTACHMENT | 1932 WYNNTON ROAD COLUMBUS, GA 31999 | AFLAC | $23K | $839 | $24K | 14.64% |
| FALLON BENEFITS GROUP INC.3 | 3060 PEACHTREE ROAD NW SUITE 1650 ATLANTA, GA 30305 | EYEMED | $7K | — | $7K | 9.04% |
| JAMES A. SUTHERLAND3 | 230 GREENCASTLE ROAD TYRONE, GA 30034 | TRANSAMERICA LIFE INSURANCE COMPANY | $4K | — | $4K | 5.26% |
| CHRISTY O. CHRISTIAN3 | 6235 BUCKINGHAM CIRCLE CUMMING, GA 30040 | TRANSAMERICA LIFE INSURANCE COMPANY | $4K | — | $4K | 4.97% |
| JAMES J. SUTHERLAND3 | 230 GREENCASTLE ROAD TYONE, GA 30290 | TRANSAMERICA LIFE INSURANCE COMPANY | $2K | — | $2K | 2.72% |
| MATHIEU F. GRIFFIN3 | 230 GREENCASTLE ROAD TYRONE, GA 30290 | TRANSAMERICA LIFE INSURANCE COMPANY | $2K | — | $2K | 2.60% |
| ALEXANDER B. MARTIN JR.3 | 602 PINEPOINT CIRCLE VALDOSTA, GA 31602 | TRANSAMERICA LIFE INSURANCE COMPANY | $1K | — | $1K | 1.87% |
| CURTIS A. DASHER3 | 903 WORTH AVENUE VALDOSTA, GA 31602 | TRANSAMERICA LIFE INSURANCE COMPANY | $1K | — | $1K | 1.87% |
| DICKIE L. STUKES3 | 1405 VALLEY ROAD JASPER, AL 35501 | TRANSAMERICA LIFE INSURANCE COMPANY | $52 | — | $52 | 0.07% |
| JOHN F. ROE3 | 60 CRIMSON WAY NEWNAN, GA 30265 | TRANSAMERICA LIFE INSURANCE COMPANY | $40 | — | $40 | 0.06% |
| DAVID M. COLLINS JR.3 | 103 HUNTERIAN PLACE NEWNAN, GA 30265 | TRANSAMERICA LIFE INSURANCE COMPANY | $19 | — | $19 | 0.03% |
| EDWARD A. HALL SR.3 | 230 GREENCASTLE ROAD TYONE, GA 30290 | TRANSAMERICA LIFE INSURANCE COMPANY | $17 | — | $17 | 0.02% |
| ALEXANDER (TREY) B MARTIN II3 | 138 GREISON TRAIL, APARTMENT 307 NEWNAN, GA 30263 | TRANSAMERICA LIFE INSURANCE COMPANY | $11 | — | $11 | 0.02% |
| MEREDITH K. MCDOWELL3 | 8392 WILKERSON MILL ROAD PALMETTO, GA 30268 | TRANSAMERICA LIFE INSURANCE COMPANY | $10 | — | $10 | 0.01% |
| ASSURED NEACE LUKENS INS. AGENCY3 Filed as: ASSURED NI INS. AGENCY INC. | 4000 SMITH ROAD SUITE 400 CINCINNATI, OH 45209 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $3K | — | $3K | 8.92% |
| CHRISTY O. CHRISTIAN3 | 6235 BUCKINGHAM CIRCLE CUMMING, GA 30040 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | — | $3K | 16.85% |
| MILAN B. TERRELL3 | 270 LANTANA DRIVE LOCUST GROVE, GA 30248 | CONTINENTAL AMERICAN INSURANCE COMPANY | $694 | — | $694 | 3.69% |
| ANDY B GLENN II3 Filed as: ANDY B. GLENN | 4267 BRIGHTON WAY KENNESAW, GA 30144 | CONTINENTAL AMERICAN INSURANCE COMPANY | $506 | — | $506 | 2.69% |
| LAWSON BENEFITS GROUP LLC3 Filed as: LAWSON BENEFITS GROUP, LLC | 137 SCHOOL ROAD HAMPTON, GA 30228 | CONTINENTAL AMERICAN INSURANCE COMPANY | $347 | — | $347 | 1.84% |
| THOMAS DEAN BAXTER3 | 500 LANIER AVE W SUITE 912A FAYETTEVILLE, GA 30284 | CONTINENTAL AMERICAN INSURANCE COMPANY | $99 | — | $99 | 0.53% |
| SUSAN PICKARD3 Filed as: SUSAN R. PICKARD | 185 OTARA WOODS DRIVE NEWNAN, GA 30263 | CONTINENTAL AMERICAN INSURANCE COMPANY | $76 | — | $76 | 0.40% |
| RONALD S SANDERS3 Filed as: RONALD SANDERS | 1194 EAST LAKEVIEW DRIVE SAN TAN VALLEY, AZ 85143 | CONTINENTAL AMERICAN INSURANCE COMPANY | $24 | — | $24 | 0.13% |
| DAVID C CLOUD JR3 Filed as: DAVID C. CLOUD JR. | 89 GEMSTONE LANE ACWORTH, GA 30101 | CONTINENTAL AMERICAN INSURANCE COMPANY | $15 | — | $15 | 0.08% |
| AMY A O SHIELDS3 Filed as: AMY A. O'SHIELDS | 5159 CALGARY DRIVE DOUGLASVILLE, GA 30135 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5 | — | $5 | 0.03% |
| ALEXANDER B WARD3 Filed as: ALEXANDER B. WARD | 5194 FOREST VIEW COURT SE MABLETON, GA 30126 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4 | — | $4 | 0.02% |
| RICHARD MICHAEL TIDWELL3 Filed as: RICHARD M. TIDWELL | PO BOX 1801 CUMMING, GA 30028 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3 | — | $3 | 0.02% |
| CHARLES S MADISON3 Filed as: CHARLES S. MADISON | 3303 COBB PKWY NW SUITE 324-354 ACWORTH, GA 30101 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3 | — | $3 | 0.02% |
| TARRAH SMITHSON3 | 2000 BROOKE FOREST COURT ALPHARETTA, GA 30022 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3 | — | $3 | 0.02% |
| DUSTIN ROBERT JOHNSON3 Filed as: DUSTIN R. JOHNSON | 50 HURT PLAZA SE SUITE 995 ATLANTA, GA 30306 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3 | — | $3 | 0.02% |
| STEVEN VORDERLANDWEHR3 | 2219 MCCAHILL COURT BUFORD, GA 30519 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3 | — | $3 | 0.02% |
| RYAN E MCPHAIL3 Filed as: RYAN E. MCPHAIL | 206 ARBOR COURT CANTON, GA 30114 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | — | $2 | 0.01% |
| MICHAEL LEROY COY3 Filed as: MICHAEL L COY | 3571 FAR WEST BLVD #42 AUSTIN, TX 78731 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 709 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 10 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 719 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | UNION SECURITY INSURANCE COMPANY | 716 | $401K |
| Vision | EYEMED | 1,336 | $73K |
| Life insurance(2 contracts, 2 carriers) | AETNA LIFE INSURANCE COMPANY | 484 | $682K |
| Short-term disability(2 contracts, 2 carriers) | AETNA LIFE INSURANCE COMPANY | 484 | $773K |
| Long-term disability | AETNA LIFE INSURANCE COMPANY | 484 | $611K |
| Other(5 contracts, 5 carriers) | AETNA LIFE INSURANCE COMPANY | 484 | $897K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,336 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.