| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CLAUDE FOSTER3 | PO BOX 2257 PEACHTREE CITY, GA 30269 | AFLAC | $13K | $384 | $13K | 4.62% |
| SUSAN PICKARD3 | 185 O TARA WOODS DR NEWNAN, CA 30263 | AFLAC | $12K | $564 | $12K | 4.22% |
| THOMAS BAXTER3 | PO BOX 86 FAYETTEVILLE, GA 30214 | AFLAC | $4K | $178 | $5K | 1.58% |
| DONNA M JOHNSON3 Filed as: DONNA JOHNSON | PO BOX 69 FAYETTEVILLE, GA 30214 | AFLAC | $4K | $80 | $4K | 1.37% |
| LAWSON BENEFITS GROUP LLC3 | PO BOX 86 FAYETTEVILLE, GA 30214 | AFLAC | $4K | $125 | $4K | 1.34% |
| MARQUITA FOSTER3 | PO BOX 2702 PEACHTREE CITY, GA 30259 | AFLAC | $2K | $0 | $2K | 0.70% |
| DIANNE J RAY3 Filed as: DIANNE RAY | PO BOX 335 SUNNY SIDE, GA 30354 | AFLAC | $2K | $0 | $2K | 0.68% |
| ANDY B GLENN II3 Filed as: ANDY GLENN II | 100 HARTSFIELD CENTER PKWY STE 600 ATLANTA, GA 30354 | AFLAC | $2K | $14 | $2K | 0.56% |
| BARRY T FISHER3 Filed as: BARRY FISHER | 4055 PIEDMONT LAKE RD PINE MOUNTAIN, CA 31522 | AFLAC | $1K | $0 | $1K | 0.46% |
| DAVID C CLOUD JR3 Filed as: DAVID CLOUD JR | 1301 SHILOH RD NW STE 1020 KENNESAW, GA 30144 | AFLAC | $675 | $0 | $675 | 0.23% |
| THOMAS ROBERT GIDDENS3 Filed as: THOMAS GIDDENS | PO BOX 2517 KENNESAW, GA 30156 | AFLAC | $541 | $0 | $541 | 0.19% |
| MILLAN TERREL3 | 500 LANIER AVE W STE 912A FAYETTEVILLE, GA 30214 | AFLAC | $427 | $0 | $427 | 0.15% |
| RONALD S SANDERS3 Filed as: RONALD SANDERS | 7402 KINGS RIVER CT HUMBLE, TX 77346 | AFLAC | $246 | $176 | $422 | 0.15% |
| BRAD HULSEY3 | 946 BRAMBLE OAK CT POWDER SPRINGS, GA 30127 | AFLAC | $272 | $0 | $272 | 0.09% |
| LYNN SIMS3 | 35 SASSAFRAS TRL SAVANNAH, GA 31404 | AFLAC | $183 | $0 | $183 | 0.06% |
| CINDY WILLIAMS3 | 108 BEAR DR GULF BREEZE, FL 32561 | AFLAC | $170 | $0 | $170 | 0.06% |
| SUZANNE MCFARLAND3 | 1125 SETH ST CORPUS CHRIST, TX 78418 | AFLAC | $142 | $22 | $164 | 0.06% |
| DEBORA FERGUSON3 | PO BOX 190034 ATLANTA, GA 31119 | AFLAC | $127 | $21 | $148 | 0.05% |
| TRACY WARD3 | 110 HIDDEN BRANCHES LANE LAGRANGE, GA 30240 | AFLAC | $108 | $0 | $108 | 0.04% |
| PODNAS INC / BECK & ASSOC3 Filed as: PODNAS INC BECK & ASSOC | 6900 HILLTOP CT COLUMBUS, GA 31904 | AFLAC | $104 | $0 | $104 | 0.04% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: KIMBERLY BROWN | 200 BONTURA DR SENOIA, GA 30276 | AFLAC | $99 | $0 | $99 | 0.03% |
| KAREN H SMITH3 Filed as: KAREN SMITH | 1550 FALLEN LEAF DR SW MARIETTA, GA 30064 | AFLAC | $81 | $0 | $81 | 0.03% |
| JASON WEST3 | 6501 PEAKE RD STE 950 MACON, GA 31210 | AFLAC | $62 | $0 | $62 | 0.02% |
| HOUZE & ASSOCIATES INC3 | PO BOX 3070 LAGRANGE, GA 30241 | AFLAC | $59 | $0 | $59 | 0.02% |
| DEBORAH DAVIS3 | PO BOX 346 ORCHARD HILL, GA 30266 | AFLAC | $52 | $0 | $52 | 0.02% |
| SANDRA MATHIS3 | 1800 BUENA VISTA RD COLUMBUS, GA 31906 | AFLAC | $41 | $5 | $46 | 0.02% |
| WILLIAM YALE MOORE3 Filed as: WILLIAM MORRIS II | 175 N LUMPKIN ST ATHENS, GA 30501 | AFLAC | $45 | $0 | $45 | 0.02% |
| KATIE MCCALL3 | 366 EAST CLUB DR CARROLLTON, GA 30117 | AFLAC | $45 | $0 | $45 | 0.02% |
| VANCE SMITH3 | 5300 OAKBROOK PKWY BDLG 300 STE 350 NORCROSS, GA 30093 | AFLAC | $38 | $4 | $42 | 0.01% |
| J BECK INC3 | PO BOX 5386 COLUMBUS, GA 31906 | AFLAC | $41 | $0 | $41 | 0.01% |
| DEREK R MANN3 Filed as: DEREK MANN | 361 LEE RD 339 SALEM, AL 36874 | AFLAC | $38 | $0 | $38 | 0.01% |
| WILLIAM L AMOS & CO INC3 | 6001 RIVER RD STE 305 COLUMBUS, GA 31904 | AFLAC | $33 | $5 | $38 | 0.01% |
| PATRICIA DUTTON3 | 200 RUNNING BEAR TRAIL SAVANNAH, GA 30214 | AFLAC | $32 | $0 | $32 | 0.01% |
| EDDIE TERRELL3 | PO BOX 481 MANCHESTER, GA 31816 | AFLAC | $31 | $0 | $31 | 0.01% |
| DOUGLAS CRAWFORD JR3 | 5188 KENDAL CT COLUMBUS, GA 31007 | AFLAC | $30 | $0 | $30 | 0.01% |
| KAHTERINE MILES3 | P0 BOX 8086 COLUMBUS, GA 31908 | AFLAC | $30 | $0 | $30 | 0.01% |
| JOHN E CARTER III3 Filed as: JOHN CARTER III | 313 TROOP DR FORSTON, GA 31808 | AFLAC | $25 | $5 | $30 | 0.01% |
| WANDA SHAW3 | PO BOX 011 GRIFFIN, GA 30224 | AFLAC | $25 | $0 | $25 | 0.01% |
| CHRISTY O. CHRISTIAN3 Filed as: CHRISTY CHRISTIAN | 6235 BUCKINGHAM CRICLE CUMMING, GA 30040 | AFLAC | $24 | $0 | $24 | 0.01% |
| WILLIAM WARDLAW JR3 | 5300 OAKBROOK PKWY BDLG 300 STE 350 NORCROSS, GA 30093 | AFLAC | $18 | $4 | $22 | 0.01% |
| WILLIS TOWERS WATSON US LLC3 Filed as: JON WILLIS JR | 1338 EBERHART AVE COLUMBUS, GA 31906 | AFLAC | $20 | $0 | $20 | 0.01% |
| PAUL SHELBY AMOS II3 Filed as: PAUL AMOS II | 1932 WYNNTON RD 14TH FLR COLUMBUS, GA 31999 | AFLAC | $20 | $0 | $20 | 0.01% |
| SANDYN SHAW COLWELL3 | 2605 SAN ESTEBAN ST MISSION, TX 78572 | AFLAC | $18 | $0 | $18 | 0.01% |
| LOIS THAMES3 | 61 CHESTWOOD LN SENOIA, GA 30276 | AFLAC | $16 | $0 | $16 | 0.01% |
| RICHARD CARTER SR3 | 1224 PEACCOCK AVE STE 205 COLUMBUS, GA 31900 | AFLAC | $16 | $0 | $16 | 0.01% |
| JOHN KOWN II3 | 1275 SHILOH RD NW STE 2200 KENNESAW, GA 30144 | AFLAC | $16 | $0 | $16 | 0.01% |
| MARTHA J BRYAN3 Filed as: MARTHA BRYAN | 2930 BOMAR RD DOUGLASVILLE, GA 30135 | AFLAC | $14 | $0 | $14 | 0.00% |
| DANIEL FITZGERALD INC3 | 3672 BAY PT AUGUSTA, GA 30907 | AFLAC | $11 | $0 | $11 | 0.00% |
| J M MATTHIESSEN3 | 2601 W MARION AVE #41-C STE 307 PUNTA GORDA, FL 33950 | AFLAC | $11 | $0 | $11 | 0.00% |
| LORRI STEMBRIDGE LLC3 | 5144 OAKTREE DR MACON, GA 31210 | AFLAC | $10 | $0 | $10 | 0.00% |
| JOHN TODD LEE3 | 322 FARMHOUSE RD ELLERSLIE, GA 31807 | AFLAC | $10 | $0 | $10 | 0.00% |
| BEVERLY GARDNER3 | 618 SALEM RD LAGRANGE, GA 30241 | AFLAC | $10 | $0 | $10 | 0.00% |
| DONALD BECK JR3 | 6900 HILLTOP CT COLUMBUS, GA 31904 | AFLAC | $9 | $0 | $9 | 0.00% |
| MARIANNGE ETHRIDGE3 | 856 TURKEY TRAIL FORSTON, GA 31808 | AFLAC | $9 | $0 | $9 | 0.00% |
| TOMMY RAY HEARN3 | 159 LEE ROAD 2119 OPELIKA, AL 36804 | AFLAC | $9 | $0 | $9 | 0.00% |
| KERRY C EZZELL3 Filed as: KERRY EZZELL | PO BOX 15074 AUGUSTA, GA 30919 | AFLAC | $6 | $0 | $6 | 0.00% |
| KIMBERLY FARMER3 | 4931 RIVERSIDE DR STE 100C MACON, GA 31210 | AFLAC | $6 | $0 | $6 | 0.00% |
| WENDY LOTT3 | 116 CLARIMONT DR LAGRANGE, GA 30240 | AFLAC | $6 | $0 | $6 | 0.00% |
| ROGER III MANN3 | 4977 DOVECOTE TRL BUWANEE, GA 30024 | AFLAC | $5 | $0 | $5 | 0.00% |
| WAYNE GULLATT3 | PO BOX 6253 MACON, GA 31208 | AFLAC | $5 | $0 | $5 | 0.00% |
| PATRICIA R ARWOOD3 Filed as: PATRICIA ARWOOD | 851 CHRISTIAN RD JULIETTA, GA 31046 | AFLAC | $5 | $0 | $5 | 0.00% |
| JAMES M PITZ3 Filed as: JAMES FITZ | 84 MINK DR CATAULA, GA 31804 | AFLAC | $5 | $0 | $5 | 0.00% |
| JAMES STUART3 | 255 EAGLE DR MACON, GA 31211 | AFLAC | $2 | $0 | $2 | 0.00% |
| STEPHAN CREEK3 | PO BOX 7152 MACON, GA 31209 | AFLAC | $2 | $0 | $2 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 298 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 298 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AFLAC | 298 | $290K |
| Dental | AFLAC | 298 | $290K |
| Other | AFLAC | 298 | $290K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 298 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.