| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WILLIAM MATTHEW MCINNES3 | 3500 W. 75TH STREET #200 PRAIRIE VILLAGE, KS 66208 | KAISER FOUNDATION HEALTH PLAN INC. | $18K | $0 | $18K | 2.00% |
| JACK DUNCAN MCINNES IV3 | 3500 W. 75TH STREET #200 PRAIRIE VILLAGE, KS 66208 | KAISER FOUNDATION HEALTH PLAN INC. | $1K | $0 | $1K | 0.15% |
| WILLIAM MATTHEW MCINNES3 | 3500 W. 75TH STREET 200 PRAIRIE VILLAGE, KS 66208 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $106K | $0 | $106K | 24.73% |
| JACK D. MCINNES IV3 | 3500 W. 75TH STREET 200 PRAIRIE VILLAGE, KS 66208 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | $0 | $1K | 0.27% |
| WILLIAM MATTHEW MCINNES3 | 3500 W. 75TH STREET 200 PRAIRIE VILLAGE, KS 66208 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $28K | $0 | $28K | 9.97% |
| JACK D. MCINNES IV3 | 3500 W. 75TH STREET 200 PRAIRIE VILLAGE, KS 66208 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $82 | $0 | $82 | 0.03% |
| JACK D. MCINNES IV3 | 3500 W. 75TH STREET 200 PRAIRIE VILLAGE, KS 66208 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $0 | $0 | 0.00% |
| WILLIAM MATTHEW MCINNES3 | 3500 W. 75TH STREET #200 PRAIRIE VILLAGE, KS 66208 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $38K | $0 | $38K | 14.96% |
| JACK D. MCINNES IV3 | 3500 W. 75TH STREET #200 PRAIRIE VILLAGE, KS 66208 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $114 | $0 | $114 | 0.05% |
| MACLELLAN, DANIEL, OWEN3 | PO BOX 58434 NASHVILLE, TN 37205 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $2K | $0 | $2K | 3.78% |
| J. DUNCAN MCINNES IV3 | 3500 W. 7TTH STREET #200 PRAIRIE VILLAGE, KS 66208 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $1K | $0 | $1K | 2.10% |
| DAVID W WIGGINS3 Filed as: DAVID W. WIGGINS | 8900 STATE LINE RD 350 LEAWOOD, KS 66206 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $57 | $0 | $57 | 0.12% |
| MCINNES GROUP, INC.3 | 3500 W. 75TH STREET #200 PRAIRIE VILLAGE, KS 66208 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $8 | $0 | $8 | 0.02% |
| MCINNES GROUP, INC.3 | 3500 W. 75TH STREET 200 PRAIRIE VILLAGE, KS 66208 | EAP CONSULTANTS, INC. | $2K | $0 | $2K | 7.65% |
| MCINNES GROUP, INC.3 | 3500 W. 75TH STREET 200 PRAIRIE VILLAGE, KS 66208 | DELTA DENTAL OF KANSAS, INC. | $0 | $5K | $5K | — |
| JACK D. MCINNES IV3 Filed as: JACK D MCINNES IV | 3500 W. 75TH STREET 200 PRAIRIE VILLAGE, KS 66208 | COMMUNITY INSURANCE COMPANY DBA ANTHEM BLUE CROSS AND BLUE SHIELD | $0 | $0 | $0 | — |
| DANIEL OWEN MACLELLAN3 | PO BOX 58434 NASHVILLE, TN 37205 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $4K | -$1 | $4K | — |
| JACK DUNCAN MCINNES IV3 | 3500 W. 75TH STREET 200 PRAIRIE VILLAGE, KS 66208 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $4K | $0 | $4K | — |
| DAVID W WIGGINS3 Filed as: DAVID WILLIAM WIGGINS | 8900 STATE LINE RD 350 LEAWOOD, KS 66206 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | $7 | $3K | — |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| COMMUNITY INSURANCE COMPANY EIN 31-1440175 RX REBATES & RELATED ADM | Other commissions; Other fees; Insurance agents and brokers; Float revenue; Claims processing; Insurance brokerage commissions and fees; Recordkeeping and information management (computing, tabulating, data processing, etc.); Other services; Contract Administrator Service code 12 | — | $522K |
| INGENIORX, INC. EIN 82-3062245 SERV & FEES IN ADM AGREE | Float revenue; Claims processing; Contract Administrator; Recordkeeping and information management (computing, tabulating, data processing, etc.); Other services Service code 12 | — | -$89K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,356 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,356 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | COMMUNITY INSURANCE COMPANY DBA ANTHEM BLUE CROSS AND BLUE SHIELD | 1,079 | $0 |
| Dental | DELTA DENTAL OF KANSAS, INC. | 1,134 | $0 |
| Vision | COMMUNITY INSURANCE COMPANY DBA ANTHEM BLUE CROSS AND BLUE SHIELD | 1,079 | $0 |
| Life insurance | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 1,178 | $252K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 958 | $258K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 1,356 | $282K |
| Prescription drug | COMMUNITY INSURANCE COMPANY DBA ANTHEM BLUE CROSS AND BLUE SHIELD | 1,079 | $0 |
| Stop-loss / reinsurancereinsurance | COMMUNITY INSURANCE COMPANY DBA ANTHEM BLUE CROSS AND BLUE SHIELD | 1,079 | $0 |
| Other(5 contracts, 4 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 1,336 | $762K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,356 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.