| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BECKERMAN AND ASSOCIATES LLC3 Filed as: BECKERMAN & ASSOCIATES LLC | 777 BEDFORD OAKS DRIVE MARIETTA, GA 300684406 | HUMANA EMPLOYERS HEALTH PLAN OF GEORGIA, INC. | $49K | — | $49K | 4.99% |
| USI INSURANCE SERVICES LLC3 | 1575 NORTHSIDE DR NW BLDG 100 STE 10 ATLANA, GA 303184235 | HUMANA EMPLOYERS HEALTH PLAN OF GEORGIA, INC. | $121 | — | $121 | 0.01% |
| BECKERMAN AND ASSOCIATES LLC3 | 777 BEDFORD OAKS DRIVE MARIETTA, GA 30068 | SUN LIFE ASSURANCE COMPANY OF CANADA | $5K | — | $5K | 6.20% |
| BECKERMAN AND ASSOCIATES LLC3 Filed as: BECKERMAN & ASSOCIATES LLC | 777 BEDFORD OAKS DRIVE MARIETTA, GA 300684406 | HUMANA INSURANCE COMPANY | $7K | — | $7K | 9.91% |
| CENTERSTONE INSURANCE AND FINANCIAL3 Filed as: CENTERSTONE INSURANCE AND FINANICAL | SUITE 400S 12404 PARK CENTRAL DRIVE DALLAS, TX 752511800 | HUMANA INSURANCE COMPANY | — | $485 | $485 | 0.71% |
| USI INSURANCE SERVICES LLC3 | 1575 NORTHSIDE DR NW BLDG 100 STE 10 ATLANTA, GA 303184235 | HUMANA INSURANCE COMPANY | $17 | — | $17 | 0.02% |
| BECKERMAN AND ASSOCIATES LLC3 | 777 BEDFORD OAKS DRIVE MARIETTA, GA 30068 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4K | — | $4K | 6.25% |
| BENJAMIN MEHAFFEY3 | 380 OLD IVY RD NE ATLANTA, GA 30342 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3K | $53 | $3K | 4.41% |
| JUSTIN RAICES BERKEY3 | 3415 RIVER HEIGHTS CROSSING MARIETTA, GA 30067 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $598 | — | $598 | 0.92% |
| ALYSON MARIE MCMAHON3 | 2127 GRASSY BASIN CT JACKSONVILLE, FL 32224 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $363 | — | $363 | 0.56% |
| DAVID C CLOUD JR3 Filed as: DAVID FOSTER CONSULTING LLC | 1028 FAIRWOOD COURT ACWORTH, GA 30101 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $280 | $35 | $315 | 0.48% |
| MARK H MACGRATH3 | 6 DUNROBIN LN SIMPSONVILLE, SC 29681 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $262 | — | $262 | 0.40% |
| JOFA AND ASSOCIATES3 Filed as: JOFA & ASSOCIATES INC | 1353 RIVERSTONE PARKWAY CANTON, GA 30114 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $198 | — | $198 | 0.30% |
| ASHLEY WIMBERLEY SKELTON3 | 1300 MAGNOLIA CURVE MONTGOMERY, AL 36106 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $85 | $41 | $126 | 0.19% |
| JENNIFER BELL3 | 704 LONGSHADOW TRAIL SW SMYRNA, GA 30082 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $120 | — | $120 | 0.18% |
| TODD CLARK LEE3 | 1443 LADY SLIPPER COURT KENNESAW, GA 30152 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $89 | $6 | $95 | 0.15% |
| TONI E STEED LLC3 | 11218 WARFIELD AVE HUNTERSVILLE, NC 28078 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $94 | — | $94 | 0.14% |
| SUZANNE M CALHOUN3 | 3104 HADDONSTONE DR OWENS X RD, AL 35763 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $64 | $24 | $88 | 0.14% |
| AMANDA CAROL MAYFIELD3 | 1475 FAIRMONT RD SYLACAUGA, AL 35150 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $74 | — | $74 | 0.11% |
| DREW COLLINS3 | 11130 ABACO ISLAND AVE RIVERVIEW, FL 33579 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $50 | — | $50 | 0.08% |
| LISA JENNETTE UNDERHILL3 | 1296 RED OAK DR BRENTWOOD, TN 37027 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $37 | — | $37 | 0.06% |
| DAVID DANIEL COTE3 | 190 MOUNTAIN VISTA BLVD CANTON, GA 30115 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $23 | — | $23 | 0.04% |
| JESSICA SHELTON3 | PO BOX 555 ELBERTA, AL 36530 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $19 | $3 | $22 | 0.03% |
| PALMA HAMPTON3 | 3623 MARLBOROUGH DRIVE TUCKER, GA 30084 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $21 | — | $21 | 0.03% |
| LAUREN ELIZABETH SUTLEY3 | 818 AUTUMN RIDGE RD MONTGOMERY, AL 36117 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $14 | $3 | $17 | 0.03% |
| CAMBRIDGE FINANCIAL & INSURANCE GRO3 | 35 BRENDON WAY STE D GREENVILLE, SC 29615 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $11 | $3 | $14 | 0.02% |
| KJELL T TERRELL3 | 327 GOLF COURSE DR RALEIGH, NC 27610 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $11 | — | $11 | 0.02% |
| DOROTHY RING3 | 8300 PLAZA GATE LN JACKSONVILLE, FL 32217 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $11 | — | $11 | 0.02% |
| ERIKA ROBERTS-POE3 | 4768 MYERS LANE HARRISBURG, NC 28075 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $10 | — | $10 | 0.02% |
| D'ARCIPRETE & ASSOCIATES INC3 | 12945 US HIGHWAY 331 MONTGOMERY, AL 36105 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4 | $6 | $10 | 0.02% |
| MARGARET M GRAHAM3 | 200 CROOKED CREEK DR ONEIDA, TN 37841 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $8 | — | $8 | 0.01% |
| ADVANCED BENEFIT SYSTEM INC3 | 145 RIVER LANDING DRIVE DANIEL ISLAND, SC 29492 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4 | $4 | $8 | 0.01% |
| DONNIE HILL LLC3 | PO BOX 10072 HUNTSVILLE, AL 35801 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4 | $3 | $7 | 0.01% |
| APRIL MECHATTO3 | 839 REUNION CIRCLE PLACE BILOXI, MS 39532 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4 | — | $4 | 0.01% |
| WORKSITE AMERICA LLC3 | 14141 46TH STREET NORTH CLEARWATER, FL 33762 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | $1 | $3 | 0.00% |
| HOLLIE MARIE CRABTREE3 | 234 PINEWOOD DRIVE WARE SHOALS, SC 29692 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | — | $3 | 0.00% |
| SHIRLEY B DRAKE3 | 14141 46TH STREET NORTH CLEARWATER, FL 33762 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | $1 | $3 | 0.00% |
| KRISTINA TREZISE3 | 2017 ELCAMPO AVE DELTONA, FL 32725 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | $1 | $3 | 0.00% |
| THE KLATT GROUP LLC3 | 23836-H W CYPRESS WAY ORANGE BEACH, AL 36561 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | $2 | $3 | 0.00% |
| BRYAN EDWARD BEETS3 | 1028 EAST MAIN STREET PRATTVILLE, AK 36066 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | $1 | $2 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 169 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 169 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HUMANA EMPLOYERS HEALTH PLAN OF GEORGIA, INC. | 117 | $973K |
| Dental(2 contracts, 2 carriers) | HUMANA INSURANCE COMPANY | 92 | $133K |
| Vision(2 contracts, 2 carriers) | HUMANA INSURANCE COMPANY | 92 | $133K |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 142 | $77K |
| Short-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 142 | $77K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 142 | $77K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 142 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.