| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CHAMPION BENEFITS3 Filed as: CHAMPION BENEFITS APPROACH INC. | 1455 LINCOLN PARKWAY EAST SUITE 100 ATLANTA, GA 30346 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $37K | $37K | 1.25% |
| CHAMPION BENEFITS3 Filed as: CHAMPION BENEFITS APPROACH INC. | 1455 LINCOLN PARKWAY EAST SUITE 100 ATLANTA, GA 30346 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $164K | $36K | $201K | 6.88% |
| CHAMPION BENEFITS3 Filed as: CHAMPION BENEFITS APPROACH INC. | 1455 LINCOLN PARKWAY EAST SUITE 100 ATLANTA, GA 30346 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $225K | $33K | $258K | 8.98% |
| CHAMPION BENEFITS3 Filed as: CHAMPION BENEFITS APPROACH INC. | 1455 LINCOLN PARKWAY EAST STE 100 ATLANTA, GA 30346 | AMERITAS LIFE INSURANCE CORP. | $124K | — | $124K | 10.00% |
| GCG FINANCIAL LLC3 Filed as: CHAMPION BENEFITS AN ALERA GROUP | 1455 LINCOLN PARKWAY SUITE 100 ATLANTA, GA 30346 | UNUM INSURANCE COMPANY | $46K | $11K | $57K | 12.49% |
| GCG FINANCIAL LLC3 Filed as: CHAMPION BENEFITS AN ALERA GROUP | 1455 LINCOLN PARKWAY SUITE 100 ATLANTA, GA 30346 | UNUM INSURANCE COMPANY | $41K | $10K | $51K | 12.50% |
| GCG FINANCIAL LLC3 Filed as: CHAMPION BENEFITS AN ALERA GROUP | 1455 LINCOLN PARKWAY SUITE 100 ATLANTA, GA 30346 | UNUM INSURANCE COMPANY | $39K | $10K | $48K | 12.51% |
| CHAMPION BENEFITS3 Filed as: CHAMPION BENEFITS APPROACH INC. | 1455 LINCOLN PARKWAY EAST SUITE 100 ATLANTA, GA 30346 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $4K | $4K | 1.25% |
| CHAMPION BENEFITS3 Filed as: CHAMPION BENEFITS APPROACH INC. | 1455 LINCOLN PARKWAY EAST STE 100 ATLANTA, GA 30346 | METROPOLITAN GENERAL INSURANCE COMPANY | $31K | $4K | $34K | 11.42% |
| BETTY SUGGS3 | 4866 BROWNS BRIDGE RD GAINESVILLE, GA 30504 | CONTINENTAL AMERICAN INSURANCE COMPANY | $391 | — | $391 | 0.96% |
| ROBERT GOBLE3 | 250 34TH AVE NE HICKORY, NC 28601 | CONTINENTAL AMERICAN INSURANCE COMPANY | $134 | — | $134 | 0.33% |
| MARK GOODKIN3 | 196 ALPS RD #2-101 ATHENS, GA 30606 | CONTINENTAL AMERICAN INSURANCE COMPANY | $60 | — | $60 | 0.15% |
| ELENI A NIKOLAS3 Filed as: ELENI NIKOLAS | 3869 WINTERGREEN CT MARIETTA, GA 30062 | CONTINENTAL AMERICAN INSURANCE COMPANY | $37 | — | $37 | 0.09% |
| HELEN DIANE BORDER3 | 2500 DALLAS HWY SW SUITE 202 MARIETTA, GA 30064 | CONTINENTAL AMERICAN INSURANCE COMPANY | $29 | — | $29 | 0.07% |
| WILLIAM WARDLAW JR3 | 195 GARFIELD STREET SANTA ROSA BEACH, FL 32459 | CONTINENTAL AMERICAN INSURANCE COMPANY | $17 | — | $17 | 0.04% |
| ROBERT L GOBLE3 Filed as: ROBERT C POWELL | 250 34TH AVE NE HICKEY, NC 28601 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | — | $2 | 0.00% |
| DUSTIN ROBERT JOHNSON3 Filed as: DUSTIN R JOHNSON | 58 MODA LANE ATLANTA, GA 30316 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| TARRAH SMITHSON3 | 410 BAROQUE DRIVE ALPHARETTA, GA 30009 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 11,162 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 25 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 11,187 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | AMERITAS LIFE INSURANCE CORP. | 13,787 | $1.2M |
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 8,642 | $2.9M |
| Short-term disability(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 3,858 | $3.3M |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 8,642 | $3.0M |
| Other(6 contracts, 4 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 8,642 | $4.5M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 13,787 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.