| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MCGRIFF INSURANCE SERVICES INC3 | 2520 NORTHWINDS PARKWAY SUITE 600 ALPHARETTA, GA 30009 | KAISER FOUNDATION HEALTH PLAN OF GEORGIA | $75K | — | $75K | 3.36% |
| MCGRIFF INSURANCE SERVICES INC3 | 3400 OVERTON PARK DRIVE SUITE 300 ATLANTA, GA 30339 | KAISER FOUNDATION HEALTH PLAN OF GEORGIA | $28K | — | $28K | 1.26% |
| MCGRIFF INSURANCE SERVICES INC3 | P O BOX 896620 CHARLOTTE, NC 28289 | BLUE CROSS AND BLUE SHIELD OF GEORGIA | $4K | $763 | $5K | 4.59% |
| MCGRIFF INSURANCE SERVICES INC3 | P O BOX 11407 BIRMINGHAM, AL 35246 | BLUE CROSS AND BLUE SHIELD OF GEORGIA | $1K | — | $1K | 1.25% |
| MCGRIFF INSURANCE SERVICES INC3 | P O BOX 896620 CHARLOTTE, NC 28289 | GREATER GEORGIA LIFE INSURANCE COMPANY | $3K | $257 | $3K | 12.25% |
| MCGRIFF INSURANCE SERVICES INC3 | P O BOX 11407 BIRMINGHAM, AL 35246 | GREATER GEORGIA LIFE INSURANCE COMPANY | $978 | — | $978 | 3.50% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 151 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 151 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | KAISER FOUNDATION HEALTH PLAN OF GEORGIA | 399 | $2.2M |
| Dental | BLUE CROSS AND BLUE SHIELD OF GEORGIA | 317 | $104K |
| Vision | BLUE CROSS AND BLUE SHIELD OF GEORGIA | 317 | $104K |
| Short-term disability | GREATER GEORGIA LIFE INSURANCE COMPANY | 97 | $28K |
| Long-term disability | GREATER GEORGIA LIFE INSURANCE COMPANY | 97 | $28K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 399 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.