| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CALLAWAY BLACK GRP INC3 Filed as: CALLAWAY BLACK GRPUP INC | 400 INTERSTATE N PARKWAY SUITE 600 ATLANTA, GA 30339 | NORTHWESTERN MUTUAL | $1K | $78K | $79K | 66.31% |
| DWAAN C BLACK3 | 400 INTERSTATE N PARKWAY SUITE 600 ATLANTA, GA 30339 | NORTHWESTERN MUTUAL | $3K | $702 | $3K | 2.91% |
| MICHAEL B HENDLEY3 | 400 INTERSTATE NORTH PARKWAY SUITE 600 ATLANTA, GA 30339 | NORTHWESTERN MUTUAL | $2K | $526 | $3K | 2.18% |
| MATTHEW OLIN GOODWIN3 | 3438 PEACHTREE ROAD NE PHIPPS TOWER SUITE 1200 ATLANTA, GA 30326 | NORTHWESTERN MUTUAL | $2K | $526 | $3K | 2.18% |
| AUBREY E VAUGHN3 | 5308 BEAVER CREEK ROAD ALPHRETTA, GA 30022 | NORTHWESTERN MUTUAL | $1K | $349 | $2K | 1.45% |
| GOODWIN WRIGHT INC3 | 3438 PEACHTREE ROAD NE PHIPPS TOWER SUITE 1200 ATLANTA, GA 30326 | NORTHWESTERN MUTUAL | $417 | $50 | $467 | 0.39% |
| DWAAN C BLACK3 Filed as: DWAAN C. BLACK | 400 INTERSTATE N PARKWAY SUITE 600 ATLANTA, GA 30339 | NORTHWESTERN MUTUAL | $1K | $365 | $2K | 2.09% |
| MICHAEL B HENDLEY3 | 400 INTERSTATE N PARKWAY SUITE 600 ATLANTA, GA 30339 | NORTHWESTERN MUTUAL | $1K | $273 | $1K | 1.56% |
| MATTHEW OLIN GOODWIN3 | 3438 PEACHTREE ROAD NE PHIPPS TOWER SUITE 1200 ATLANTA, GA 30326 | NORTHWESTERN MUTUAL | $1K | $273 | $1K | 1.56% |
| AUBREY E VAUGHN3 | 5308 BEAVER CREEK ROAD ALPHARETTA, GA 30326 | NORTHWESTERN MUTUAL | $719 | $181 | $900 | 1.04% |
| CALLAWAY BLACK GRP INC3 Filed as: CALLAWAY BLACK GROUP | 400 INTERSTATE N PARKWAY SUITE 600 ATLANTA, GA 30339 | NORTHWESTERN MUTUAL | $650 | $78 | $728 | 0.84% |
| GOODWIN WRIGHT INC3 | 3438 PEACHTREE ROAD NE PHIPPS TOWER SUITE 1200 ATLANTA, GA 30326 | NORTHWESTERN MUTUAL | $216 | $26 | $242 | 0.28% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 2405 SATELLITE BLD SUITE 200 DULUTH, GA 30096 | METROPOLITAN LIFE INSURANCE COMPANY | $6K | $817 | $7K | 16.24% |
| GROUP RISK SPECIALISTS INC3 Filed as: GROUP RISK SPECIALIST | 3340 PEACHTREE ROAD SUITE 1525 ATLANTA, GA 30326 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $20 | $2K | 5.51% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 2405 SATELLITE BLVD SUITE 200 DULUTH, GA 30096 | GUARDIAN LIFE INSURANCE COMPANY | $15K | — | $15K | 45.80% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 1390 WILLOW PASS ROAD SUITE 800 CONCORD, CA 94524 | EYEMED VISION CARE | $3K | — | $3K | — |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | P.O. BOX 102159 PASADENA, CA 91189 | EYEMED VISION CARE | $573 | — | $573 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 322 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 322 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | GUARDIAN LIFE INSURANCE COMPANY | 292 | $33K |
| Vision | EYEMED VISION CARE | 490 | $0 |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 450 | $43K |
| Short-term disability | NORTHWESTERN MUTUAL | 322 | $87K |
| Long-term disability | NORTHWESTERN MUTUAL | 320 | $120K |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 450 | $43K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 490 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.