| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WENDY MAREADY3 | 205 BACK ST NEWPORT, NC 285705222 | METROPOLITAN LIFE INSURANCE COMPANY | $32K | $0 | $32K | 11.89% |
| CAROLINA BENEFIT SPECIALISTS INC3 Filed as: CAROLINA BENEFIT SPECIALISTS INC. | 905 E ARLINGTON BLVD SUITE A GREENVILLE, NC 278585864 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | $0 | $1K | 0.54% |
| FIRST NATIONAL INSURANCE AGENCY3 Filed as: FIRST NATIONAL INSURANCE AGENCY,LLC | 12 FEDERAL ST PITTSBURGH, PA 15212 | DELTA DENTAL OF NORTH CAROLINA | $18K | $0 | $18K | 9.20% |
| G W HUX & CO3 | PO BOX 1833 ROANOKE RAPIDS, NC 27870 | AFLAC | $9K | $0 | $9K | — |
| REBEKAH MILLS3 | 293 B JESSICA DR WINTERVILLE, NC 28590 | AFLAC | $6K | $756 | $7K | — |
| TRACY L WARREN3 Filed as: TRACY WARREN | 2933B JESSICA DR WINTERVILLE, NC 28590 | AFLAC | $4K | $122 | $4K | — |
| GORDON VANN3 | 2156 WESLEY LN GREENVILLE, NC 27858 | AFLAC | $3K | $124 | $4K | — |
| STEPHEN STOX3 | 702 CROMWELL DR STE F GREENVILLE, NC 27858 | AFLAC | $2K | $124 | $2K | — |
| VIRGINIA G CARAWAN3 | 440 OLD NEW BERN RD CHOCOWINITY, NC 27817 | AFLAC | $1K | $83 | $1K | — |
| JOHN E JOHNSON3 | 2182 GORDON PATH THE VILLAGES, FL 32163 | AFLAC | $59 | $0 | $59 | — |
| LINDA MCCOY3 | 143 BROWN AVE COVE CITY, NC 28523 | AFLAC | $32 | $0 | $32 | — |
| REGINA LEONARD3 | 4891 NC 561 HWY LOUISBURG, NC 27549 | AFLAC | $30 | $0 | $30 | — |
| ALFRED E DEVINE3 | 324 DEVINE WAY SILER CITY, NC 27344 | AFLAC | $24 | $0 | $24 | — |
| WILSON H TRANSUE3 | 1487 SULLIVAN TRL TANNERSVILLE, PA 18372 | AFLAC | $22 | $0 | $22 | — |
| LEWIS GALE3 | 276 W MILLBROOK RD RALEIGH, NC 27609 | AFLAC | $15 | $3 | $18 | — |
| DAVID W RANCK3 | 848 E MAIN ST STE 800 EPHRATA, PA 17522 | AFLAC | $18 | $0 | $18 | — |
| JOHN M WASHO3 | 106 CEDAR BLUFF CT ALEDO, TX 76008 | AFLAC | $14 | $0 | $14 | — |
| STEPHEN W CROTTS SR3 | 514 E 3RD ST UNIT C SILER CITY, NC 27344 | AFLAC | $10 | $0 | $10 | — |
| JUSTIN C LAMB3 | 5350 LAKE LIZZIE DR SAINT CLOUD, FL 34771 | AFLAC | $10 | $0 | $10 | — |
| ANNE H MARTIN3 | 3239 MOUNT TABOR RD CRESWELL, NC 27928 | AFLAC | $9 | $0 | $9 | — |
| KELLY CRANMER3 | 4953 TANBARK DR WILMINGTON, NC 28412 | AFLAC | $8 | $0 | $8 | — |
| REBECCA D WHITLEY3 | 421 CHURCHWOOD LN PITTSBORO, NC 27312 | AFLAC | $8 | $0 | $8 | — |
| SUE STEVENS3 | 1229 SUGGS DR FAYETTEVILLE, NC 28306 | AFLAC | $7 | $0 | $7 | — |
| MASON C LEE3 | 2507 NASH ST NW WILSON, NC 27896 | AFLAC | $6 | $0 | $6 | — |
| MARK D BARBIER3 | 23 CROYDON LN OAK BROOK, IL 60523 | AFLAC | $5 | $0 | $5 | — |
| LARRY A WESTON JR3 Filed as: LARRY A WESTON, JR. | 321 WINDSOR RD GREENVILLE, NC 27858 | AFLAC | $5 | $0 | $5 | — |
| STEPHEN W CROTTS SR3 | 514 E 3RD ST UNIT C SILER CITY, NC 27344 | AFLAC | $3 | $0 | $3 | — |
| IRENE E BROOKS3 | 101 COPPER BEECH LN WOMELSDORF, PA 19567 | AFLAC | $2 | $0 | $2 | — |
| BRANDON C ADAMS3 | 74 CROWN COLONY RD SAINT AUGUSTINE, FL 32092 | AFLAC | $1 | $0 | $1 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 319 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 322 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF NORTH CAROLINA | 491 | $196K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 800 | $266K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 800 | $266K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 800 | $266K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 800 | $266K |
| Other(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 800 | $266K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 800 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.