| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| A2 HOLDINGS, LLC3 Filed as: A2 HOLDINGS LLC | 887 W MARIETTA ST NW STE N108 ATLANTA, GA 30318 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $19K | $3K | $22K | 17.33% |
| A2 HOLDINGS DBA A2 BENEFITS3 Filed as: A2 HOLDINGS LLLC | 887 W MARIETTA ST NW STE N108 ATLANTA, GA 30318 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $16K | $3K | $20K | 18.17% |
| A2 HOLDINGS, LLC3 Filed as: A2 HOLDINGS LLC | 887 W MARIETTA ST NW STE N108 ATLANTA, GA 30318 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $16K | $2K | $19K | 17.30% |
| A2 HOLDINGS, LLC3 Filed as: A2 HOLDINGS LLC | 887 W MARIETTA ST NW STE N108 ATLANTA, GA 30318 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $9K | $1K | $11K | 23.17% |
| A2 HOLDINGS, LLC3 Filed as: A2 HOLDINGS LLC | 887 W MARIETTA ST NW STE N108 ATLANTA, GA 30318 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $6K | — | $6K | 20.00% |
| A2 HOLDINGS, LLC3 Filed as: A2 HOLDINGS LLC | 887 W MARIETTA ST NW STE N108 ATLANTA, GA 30318 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | $582 | $5K | 22.52% |
| A2 HOLDINGS, LLC3 Filed as: A2 HOLDINGS LLC | 887 W MARIETTA ST NW STE N108 ATLANTA, GA 30318 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $458 | $3K | 17.44% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 197 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 197 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 477 | $236K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 197 | $108K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 43 | $19K |
| Other(5 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 477 | $337K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 477 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.