| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ROGERS BENEFIT GROUP INC3 | 5110 NORTH 40TH STREET PHOENIX, AZ 85018 | AETNA LIFE INSURANCE CO. | $40K | — | $40K | 1.43% |
| BXS INSURANCE INC3 Filed as: CADENCE INSURANCE, INC | 4041 ESSEN LANE BATON ROUGE, LA 70809 | AETNA LIFE INSURANCE CO. | $12K | — | $12K | 0.45% |
| GCG FINANCIAL LLC3 Filed as: ALTERA PAYROLL & INSURANCE INC | 4885 RIVERSIDE DRIVE SUITE 210 MACON, GA 31210 | GREATER GEORGIA LIFE INSURANCE COMPANY | $18K | — | $18K | 8.99% |
| BXS INSURANCE INC3 Filed as: CADENCE INSURANCE INC | PO BOX 3809 BATON ROUGE, LA 70821 | GREATER GEORGIA LIFE INSURANCE COMPANY | $10K | — | $10K | 5.20% |
| BXS INSURANCE INC3 Filed as: CADENCE INSURANCE INC | PO BOX 3809 BATON ROUGE, LA 70821 | ANTHEM INSURANCE COMPANIES, INC. | $4K | — | $4K | 7.89% |
| GCG FINANCIAL LLC3 Filed as: ALTERA PAYROLL & INSURANCE INC | 4885 RIVERSIDE DRIVE SUITE 210 MACON, GA 31210 | ANTHEM INSURANCE COMPANIES, INC. | $4K | — | $4K | 7.86% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 545 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 6 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 552 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | AETNA LIFE INSURANCE CO. | 485 | $2.8M |
| Dental | AETNA LIFE INSURANCE CO. | 485 | $2.8M |
| Vision | AETNA LIFE INSURANCE CO. | 485 | $2.8M |
| Life insurance | GREATER GEORGIA LIFE INSURANCE COMPANY | 557 | $198K |
| Short-term disability | GREATER GEORGIA LIFE INSURANCE COMPANY | 557 | $198K |
| Long-term disability | GREATER GEORGIA LIFE INSURANCE COMPANY | 557 | $198K |
| Other | GREATER GEORGIA LIFE INSURANCE COMPANY | 557 | $198K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 557 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.