| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ACRISURE LLC3 Filed as: ACRISURE LLC DBA ACHS INSURANCE | — | HUMANA EMPLOYERS HEALTH PLAN OF GEORGIA, INC. | $36K | $4K | $40K | 5.50% |
| ACRISURE LLC3 | 220 WALNUT PLAZA MUNCIE, IN 47305 | BLUE CROSS AND BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | $15K | $705 | $15K | 4.38% |
| ACRISURE LLC3 Filed as: ACRISURE LLC DBA ACHS INSURANCE | 1201 TOWN PARK LANE EVANS, GA 30809 | HUMANA EMPLOYERS HEALTH PLAN OF GEORGIA, INC. | $7K | $2K | $8K | 4.40% |
| ACRISURE LLC3 Filed as: ACRISURE LLC DBA ACHS INSURANCE | 1201 TOWN PARK LANE EVANS, GA 30809 | HUMANA EMPLOYERS HEALTH PLAN OF GEORGIA, INC. | $3K | $969 | $4K | 9.16% |
| ACRISURE LLC3 Filed as: ACRISURE LLC DBA ACHS INSURANCE | 1201 TOWN PARK LANE EVANS, GA 30809 | HUMANA INSURANCE COMPANY | $3K | $2K | $5K | 15.08% |
| ACRISURE LLC3 | 220 WALNUT PLAZA MUNCIE, IN 47305 | GREATER GEORGIA LIFE INSURANCE COMPANY | $1K | — | $1K | 13.12% |
| ACRISURE LLC3 Filed as: ACRISURE LLC DBA ACHS INSURANCE | 1201 TOWN PARK LANE EVANS, GA 30809 | HUMANA INSURANCE COMPANY | $854 | $201 | $1K | 12.35% |
| ACRISURE LLC3 Filed as: ACRISURE LLC DBA ACHS INSURANCE | 1201 TOWN PARK LANE EVANS, GA 30809 | HUMANA INSURANCE COMPANY | $174 | $46 | $220 | 12.64% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 125 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 125 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 2 carriers) | HUMANA EMPLOYERS HEALTH PLAN OF GEORGIA, INC. | 70 | $1.3M |
| Dental(6 contracts, 3 carriers) | BLUE CROSS AND BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | 64 | $617K |
| Vision(4 contracts, 2 carriers) | BLUE CROSS AND BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | 64 | $391K |
| Life insurance | GREATER GEORGIA LIFE INSURANCE COMPANY | 137 | $10K |
| Other | HUMANA EMPLOYERS HEALTH PLAN OF GEORGIA, INC. | 70 | $726K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 137 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.