| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE, LLC | 200 GALLERIA PKWY SE, SUITE 1950 ATLANTA, GA 30339 | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | $33K | $486 | $33K | 3.75% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE, INC. | 200 GALLERIA PKWY SE, SUITE 1950 ATLANTA, GA 30339 | SUN LIFE ASSUARANCE COMPANY OF CANADA | $25K | $1K | $27K | 14.04% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE, LLC | 200 GALLERIA PKWY SE, SUITE 1950 ATLANTA, GA 30339 | GREATER GEORGIA LIFE INSURANCE COMPANY | $291 | $1K | $2K | 49.89% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE, LLC | 3333 RIVERWOOD PKWY SE, SUITE 400 ATLANTA, GA 303393304 | METROPOLITAN LIFE INSURANCE COMPANY | — | $207 | $207 | — |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE, LLC | 3333 RIVERWOOD PKWY SE, SUITE 400 ATLANTA, GA 303393304 | METROPOLITAN LIFE INSURANCE COMPANY | $594 | $129 | $723 | — |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE, INC. | 200 GALLERIA PKWY SE, SUITE 1950 ATLANTA, GA 303395946 | METROPOLITAN LIFE INSURANCE COMPANY | — | $179 | $179 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 156 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 156 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | 125 | $885K |
| Dental(2 contracts, 2 carriers) | SUN LIFE ASSUARANCE COMPANY OF CANADA | 156 | $190K |
| Vision | SUN LIFE ASSUARANCE COMPANY OF CANADA | 156 | $190K |
| Life insurance(3 contracts, 3 carriers) | SUN LIFE ASSUARANCE COMPANY OF CANADA | 156 | $194K |
| Short-term disability | SUN LIFE ASSUARANCE COMPANY OF CANADA | 156 | $190K |
| Long-term disability(2 contracts, 2 carriers) | SUN LIFE ASSUARANCE COMPANY OF CANADA | 156 | $190K |
| Other(2 contracts, 2 carriers) | SUN LIFE ASSUARANCE COMPANY OF CANADA | 156 | $190K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 156 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.