| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE BENEFIT COMPANY INC3 Filed as: THE BENEFIT COMPANY | 6 CONCOURSE PKWY NE STE 2750 ATLANTA, GA 303286117 | UNITEDHEALTHCARE INSURANCE COMPANY | $2K | — | $2K | 0.65% |
| THE BENEFIT COMPANY INC3 Filed as: THE BENEFIT COMPANY | 6 CONCOURSE PKWY NE STE 2750 ATLANTA, GA 303286117 | SUN LIFE ASSURANCE COMPANY OF CANADA | $15K | — | $15K | 11.25% |
| UNITED BENEFITS ADVISORS INC3 Filed as: UNITED BENEFITS ADVISORS | 10 WUNSHINE LN RED LION, PA 17356 | SUN LIFE ASSURANCE COMPANY OF CANADA | — | $261 | $261 | 0.20% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: NORTHWESTERN BENEFITS CORP OF GA | 3438 PEACHTREE RD NE STE 1100 ATLANTA, GA 30326 | PROVIDENT LIFE AND ACCIDENT INS. CO | $185 | — | $185 | 2.83% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UNITEDHEALTHCARE SERVICE, INC. EIN 41-1289245 CLAIMS PROCESSOR | Other services; Claims processing Service code 12 | — | $305K |
| NAVIA BENEFIT SOLUTIONS, INC EIN 77-0252693 CLAIMS PROCESSOR | Claims processing Service code 12 | PO BOX 53250 BELLEVUE, WA 98015 | $6K |
| THE BENEFIT COMPANY EIN 06-1740690 BROKER | Other commissions Service code 55 | 6 CONCORSE PKWY, NE STE 2750 ATLANTA, GA 303286117 | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 252 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 253 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 420 | $376K |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 255 | $133K |
| Short-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 255 | $133K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 255 | $133K |
| Stop-loss / reinsurancereinsurance | UNITEDHEALTHCARE INSURANCE COMPANY | 420 | $376K |
| Other(2 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 255 | $139K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 420 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.