| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: STERLING SEACREST PARTNERS | 2500 CUMBERLAND PARKWAY STE400 ATLANTA, GA 303393923 | HUMANA EMPLOYERS HEALTH PLAN OF GEORGIA | $37K | — | $37K | 3.47% |
| SEACREST PARTNERS, INC.3 Filed as: SEACREST PARTNERS | 1001 WHITAKER STREET SAVANNAH, GA 31401 | SUN LIFE ASSURANCE COMPANY OF CANADA | $6K | — | $6K | 5.00% |
| MGIS3 | 111 SOUTH MAIN STREET SUITE 400 SALT LAKE CITY, UT 841112176 | SUN LIFE ASSURANCE COMPANY OF CANADA | — | $60 | $60 | 0.05% |
| CENTERSTONE INSURANCE AND FINANCIAL3 Filed as: CENTERSTONE INS AND FINANCIAL SVC | 12404 PARK CENTRAL DR STE 400S DALLAS, TX 303393323 | METROPOLITAN LIFE INSURANCE COMPANAY | $3K | $430 | $3K | 3.63% |
| ASSUREDPARTNERS3 Filed as: STERLING SEACREST PARTNERS INC | PO BOX 724137 ATLANTA, GA 311391137 | METROPOLITAN LIFE INSURANCE COMPANAY | $3K | $92 | $3K | 3.07% |
| SEACREST PARTNERS, INC.3 Filed as: SEACREST PARTNERS | 1001 WHITAKER STREET SAVANNAH, GA 31401 | SUN LIFE ASSURANCE | $781 | $60 | $841 | 5.38% |
| MGIS3 | 111 SOUTH MAIN STREET SUITE 400 SALT LAKE CITY, UT 841112176 | SUN LIFE ASSURANCE | — | $60 | $60 | 0.38% |
| SEACREST PARTNERS, INC.3 Filed as: SEACREST PARTNERS | 1001 WHITAKER STREET SAVANNAH, GA 31401 | SUN LIFE ASSURANCE | $682 | $43 | $725 | 7.89% |
| MGIS3 | 111 SOUTH MAIN STREET SUITE 400 SALT LAKE CITY, UT 841112176 | SUN LIFE ASSURANCE | — | $60 | $60 | 0.65% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 139 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 139 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HUMANA EMPLOYERS HEALTH PLAN OF GEORGIA | 97 | $1.1M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANAY | 272 | $86K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANAY | 272 | $86K |
| Life insurance | SUN LIFE ASSURANCE | 102 | $9K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 102 | $121K |
| Other | SUN LIFE ASSURANCE | 52 | $16K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 272 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.