| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PROPEL INSURANCE AGENCY LLC3 Filed as: PROPEL INSURANCE AGENCY, LLC | 1201 PACIFIC AVENUE, SUITE 1000 TACOMA, WA 98402 | HUMANA EMPLOYERS HEALTH PLAN OF GEORGIA, INC. | $34K | $255 | $34K | 3.81% |
| MCGRIFF INSURANCE SERVICES INC3 | 2520 NORTHWINDS PARKWAY, SUITE 600 ALPHARETTA, GA 30009 | HUMANA EMPLOYERS HEALTH PLAN OF GEORGIA, INC. | $20K | $0 | $20K | 2.27% |
| MCGRIFF INSURANCE SERVICES INC3 | 2520 NORTHWINDS PARKWAY, SUITE 600 ALPHARETTA, GA 30009 | HUMANA EMPLOYERS HEALTH PLAN OF GEORGIA, INC. | — | $275 | $275 | 0.03% |
| MCGRIFF INSURANCE SERVICES INC3 | 2520 NORTHWINDS PARKWAY, SUITE 600 ALPHARETTA, GA 30009 | AMERICAN UNITED LIFE INSURANCE COMPANY | $8K | $7K | $15K | 18.46% |
| PROPEL INSURANCE AGENCY LLC3 Filed as: PROPEL INSURANCE AGENCY, LLC | 1201 PACIFIC AVENUE, SUITE 1000 TACOMA, WA 98402 | AMERICAN UNITED LIFE INSURANCE COMPANY | $15K | $0 | $15K | 18.07% |
| PROPEL INSURANCE AGENCY LLC3 Filed as: PROPEL INSURANCE AGENCY, LLC | 1201 PACIFIC AVENUE, SUITE 1000 TACOMA, WA 98402 | HUMANA INSURANCE COMPANY | $4K | $0 | $4K | 5.71% |
| MCGRIFF INSURANCE SERVICES INC3 | 2520 NORTHWINDS PARKWAY, SUITE 600 ALPHARETTA, GA 30009 | HUMANA INSURANCE COMPANY | $2K | — | $2K | 3.44% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | PO BOX 2190 ALPHARETTA, GA 30023 | HUMANA INSURANCE COMPANY | $0 | $1K | $1K | 1.78% |
| COMBES FRANCISCO3 | 3508 VERNADEAN DRIVE SE ATLANTA, GA 30339 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $5K | $0 | $5K | 7.68% |
| MCGRIFF INSURANCE SERVICES INC3 | PO BOX 896620 CHARLOGGE, NC 28217 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $5K | $0 | $5K | 7.59% |
| PROPEL INSURANCE AGENCY LLC3 | PO BOX 2940 TACOMA, WA 98401 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $184 | $0 | $184 | 0.30% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 127 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 127 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HUMANA EMPLOYERS HEALTH PLAN OF GEORGIA, INC. | 127 | $885K |
| Dental | HUMANA INSURANCE COMPANY | 122 | $65K |
| Vision | HUMANA INSURANCE COMPANY | 122 | $65K |
| Life insurance | AMERICAN UNITED LIFE INSURANCE COMPANY | 126 | $81K |
| Short-term disability | AMERICAN HERITAGE LIFE INSURANCE COMPANY | 45 | $61K |
| Long-term disability | AMERICAN UNITED LIFE INSURANCE COMPANY | 126 | $81K |
| Prescription drug | HUMANA EMPLOYERS HEALTH PLAN OF GEORGIA, INC. | 127 | $885K |
| Other(2 contracts, 2 carriers) | AMERICAN UNITED LIFE INSURANCE COMPANY | 126 | $141K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 127 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.