| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARK F BAILEY3 | 1200 PLANTATION ISLAND DRIVE S STE 210 SAINT AUGUSTINE, FL 32080 | UNITEDHEALTHCARE INSURANCE COMPANY | $0 | $442K | $442K | 1.99% |
| MFB FINANCIAL INC3 | 1200 PLANTATION ISLAND DRIVE S STE 210 SAINT AUGUSTINE, FL 32080 | UNITEDHEALTHCARE INSURANCE COMPANY | $0 | $38K | $38K | 0.17% |
| MFB FINANCIAL DBA THE BAILEY GROUP3 Filed as: MFB FINANCIAL INC DBA THE BAILEY GR | 1200 PLANTATION ISLAND DRIVE S STE 210 SAINT AUGUSTINE, FL 32080 | METROPOLITAN LIFE INSURANCE COMPANY | $271K | $27K | $299K | 10.91% |
| HODGES-MACE LLC3 | 5775 GLENRIDGE DR STE 500 ATLANTA, GA 30328 | METROPOLITAN LIFE INSURANCE COMPANY | — | $60K | $60K | 2.19% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP INS SERVICES INC | 1250 S CAPITAL OF TEXAS HWY BLDG 2, STE 125 AUSTIN, TX 78746 | METROPOLITAN LIFE INSURANCE COMPANY | $22K | — | $22K | 0.79% |
| MFB FINANCIAL INC3 | 1200 PLANTATION ISLAND DRIVE STE 210 SAINT AUGUSTINE, FL 32080 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $54K | — | $54K | 10.00% |
| HODGES-MACE LLC5 | 5775-D GLENRIDGE DR NE STE 350 ATLANTA, GA 30328 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $19K | $19K | 3.50% |
| MFB FINANCIAL INC3 | 1200 PLANTATION ISLAND DRIVE STE 210 SAINT AUGUSTINE, FL 32080 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $15K | $15K | 2.81% |
| NFP INSURANCE SERVICES INC3 | 1250 S CAPITAL OF TEXAS HWY STE 600 WEST LAKES HILLS, TX 78746 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $3K | $3K | 0.58% |
| MFB FINANCIAL DBA THE BAILEY GROUP3 Filed as: MFB FINANCIAL INC DBA THE BAILEY GR | 1200 PLANTATION ISLAND DR S STE 210 SAINT AUGUSTINE, FL 32080 | METROPOLITAN LIFE INSURANCE COMPANY | $40K | $1K | $42K | 20.53% |
| HODGES-MACE LLC3 | 5775 GLENRIDGE DR STE 500 ATLANTA, GA 30328 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $5K | $5K | 2.48% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP INS SERVICES INC | 1250 S CAPITAL OF TEXAS HWY BLDG 2, STE 125 AUSTIN, TX 78746 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | — | $2K | 0.82% |
| MFB FINANCIAL DBA THE BAILEY GROUP3 Filed as: MFB FINANCIAL INC DBA THE BAILEY GR | 1200 PLANTATION ISLAND DRIVE S STE 210 SAINT AUGUSTINE, FL 32080 | METROPOLITAN LIFE INSURANCE COMPANY | $36K | $2K | $39K | 20.54% |
| HODGES-MACE LLC3 | 5775 GLENRIDGE DR STE 500 ATLANTA, GA 30328 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $5K | $5K | 2.40% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP INS SERVICES INC | 1250 S CAPITAL OF TEXAS HWY BLDG 2, STE 125 AUSTIN, TX 78746 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | $0 | $1K | 0.79% |
| MFB FINANCIAL DBA THE BAILEY GROUP3 Filed as: MFB FINANCIAL INC DBA THE BAILEY GR | 1200 PLANTATION ISLAND DRIVE S STE 210 SAINT AUGUSTINE, FL 32080 | METROPOLITAN LIFE INSURANCE COMPANY | $36K | $1K | $38K | 20.56% |
| HODGES-MACE LLC3 | 5775 GLENRIDGE DR STE 500 ATLANTA, GA 30328 | METROPOLITAN LIFE INSURANCE COMPANY | — | $5K | $5K | 2.49% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP INS SERVICES INC | 1250 S CAPITAL OF TEXAS HWY BLDG 2, STE 125 AUSTIN, TX 78746 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | — | $1K | 0.82% |
| MFB FINANCIAL DBA THE BAILEY GROUP3 Filed as: MFB FINANCIAL INC DBA THE BAILEY GR | 1200 PLANTATION ISLAND DRIVE S STE 210 SAINT AUGUSTINE, FL 32080 | METROPOLITAN LIFE INSURANCE COMPANY | $16K | $573 | $17K | 20.48% |
| HODGES-MACE LLC3 | 5775 GLENRIDGE DR STE 500 ATLANTA, GA 30328 | METROPOLITAN LIFE INSURANCE COMPANY | — | $2K | $2K | 2.48% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP INS SERVICES INC | 1250 S CAPITAL OF TEXAS HWY BLDG 2, STE 125 AUSTIN, TX 78746 | METROPOLITAN LIFE INSURANCE COMPANY | $659 | — | $659 | 0.82% |
| MFB FINANCIAL DBA THE BAILEY GROUP3 Filed as: MFB FINANCIAL INC DBA THE BAILEY GR | 1200 PLANTATION ISLAND DR S STE 210 SAINT AUGUSTINE, FL 32080 | METROPOLITAN LIFE INSURANCE COMPANY | $16K | $581 | $16K | 20.75% |
| HODGES-MACE LLC3 | 5775 GLENRIDGE DR STE 500 ATLANTA, GA 30328 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $2K | $2K | 2.51% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP INS SERVICES INC | 1250 S CAPITAL OF TEXAS HWY BLDG 2, STE 125 AUSTIN, TX 78746 | METROPOLITAN LIFE INSURANCE COMPANY | $643 | — | $643 | 0.83% |
| CONNER STRONG & BUCKELEW3 Filed as: CONNER STRONG & BUCKELEW CO INC | 2 COOPER STREET CAMDEN, NJ 08102 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $12K | — | $12K | — |
| NEXTEP BENEFITS SERVICES LLC3 | 1800 N INTERSTATE DR NORMAN, OK 73072 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $9K | — | $9K | — |
| RYAN M HILL3 | 14241 DALLAS PARKWAY STE 1200 DALLAS, TX 75254 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $7K | $1K | $8K | — |
| JAY RICHARD BACH3 | 14241 DALLAS PARKWAY STE 1200 DALLAS, TX 75254 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $3K | $5K | $8K | — |
| PAUL M WALSH3 Filed as: PAUL BLANCO | 6 CORP DRIVE STE 550 SHELTON, CT 06484 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $1K | $5K | $6K | — |
| MFB FINANCIAL INC3 Filed as: MFB FINANCIAL | 1200 PLANTATION ISLAND DRIVE STE 210 SAINT AUGUSTINE, FL 32080 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $4K | — | $4K | — |
| THOMAS P MCKIERNAN3 | 3015 N SCOTTSDALE RD UNIT 1210 SCOTTSDALE, AZ 85251 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $2K | — | $2K | — |
| NICHOLAS J CIANCI3 | 21 MEADOW WOOD DRIVE SHUFFIELD, CT 06078 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $2K | — | $2K | — |
| ANTHONY SPATICHIA3 | 2 BALA PLAZA STE 901 BALA CYNWYD, PA 19004 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $1K | $897 | $2K | — |
| ALBERT PALANCIA AGENCY INC3 | 116 MAMARONECK AVE MAMARONEK, NY 10543 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $2K | — | $2K | — |
| CHRIS KAMPITSIS3 | 565 TAXTER ROAD STE 625 ELMSFORD, NY 10523 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $2K | $201 | $2K | — |
| BENJAMIN A SOCCODATO3 | 565 TAXTER ROAD STE 625 ELMSFORD, NY 10523 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $2K | $155 | $2K | — |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 2850 GOLF ROAD ROLLING MEADOWS, IL 60008 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $2K | — | $2K | — |
| HARRIS S. FISHMAN3 Filed as: HARRIS S FISHMAN | 1000 CORPORATE DRIVE STE 700 FORT LAUDERDALE, FL 33334 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $1K | — | $1K | — |
| ACCESS ENROLL3 Filed as: ACCESS ENROLLMENT SOLUTIONS INC | 68 WINGATE ROAD HOLLISTON, MA 01746 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $869 | — | $869 | — |
| ELLYN M HEFNER3 | 9901 N MAY AVE STE 100 OKLAHOMA CITY, OK 72120 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $801 | $20 | $821 | — |
| INDACO RISK ADVISORS3 Filed as: INDACO RISK ADVISORS INC | 510 LOCUST AVE CHARLOTTESVILLE, VA 22902 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $819 | — | $819 | — |
| JASON BAYUK3 | 200 PARK AVE 32ND FLOOR NEW YORK, NY 10166 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $730 | $46 | $776 | — |
| TIMOTHY B MORRIS3 | 1932 ARLINGTON BLVD STE 100 CHARLOTTESVILLE, VA 22930 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $642 | $108 | $750 | — |
| KEVIN THOMAS MORAN3 Filed as: KEVIN WINTHROP PAASCH | 222 CENTRAL PARK AVE STE 1100 VIRGINIA BEACH, VA 23462 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $423 | $322 | $745 | — |
| ANTHONY L MAIUOLO3 | 565 TEXTER ROAD STE 625 ELMSFORD, NY 10523 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $589 | $81 | $670 | — |
| MARSH & MCLENNAN AGENCY LLC3 | 360 E VINE STE 200 LEXINGTON, KY 40507 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $605 | — | $605 | — |
| MARK E BURSON3 | 1300 N WALKER AVE STE 200 OKLAHOMA CITY, OK 73103 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $374 | $204 | $578 | — |
| DANIEL M GARCIA3 | 1300 N WALKER AVE STE 200 OKLAHOMA CITY, OK 73103 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | — | $555 | $555 | — |
| CHRISTOPHER POWELL3 Filed as: CHRISTOPHER M BOWEN | 1932 ARLINGTON BLVD STE 100 CHARLOTTESVILLE, VA 22903 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | — | $444 | $444 | — |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF MASSACHUSETTS LLC | 980 WASHINGTON ST STE 325 DEDHAM, MA 02026 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $294 | — | $294 | — |
| DENISE POIRIER3 Filed as: DENISE COTE POIRIER | 116 WEST WALK WEST HAVEN, CT 06516 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $242 | — | $242 | — |
| JARED CHIN3 | 565 TEXTER ROAD STE 265 ELMSFORD, NY 10523 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $216 | $7 | $223 | — |
| DAVID JONES3 | 565 TEXTER ROAD STE 625 ELMSFORD, NY 10523 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $180 | $6 | $186 | — |
| JAMES ROBERT CONFORT3 | 3 SUNSET LANE GARDEN CITY, NY 11530 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $163 | — | $163 | — |
| JORDAN D EMMANS3 Filed as: JORDAN DOUGLAS EMMANS | 438 W 26TH AVE SPOKANE, WA 99203 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $156 | — | $156 | — |
| BRANDON RICHARD ROYCE3 | 2000 COMMONWEALTH AVE STE 110 AUBURNDALE, MA 02446 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $130 | — | $130 | — |
| SEAN P. KLINGAMAN3 Filed as: SEAN PHILIP KLINGAMAN | PO BOX 1241 PRINCETON, MA 01541 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $130 | — | $130 | — |
| FRANK GREGORY PUTNEY3 | 11 BALAUREL DRIVE GUILFORD, CT 06437 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $124 | — | $124 | — |
| RYAN WRIGHT3 | 565 TAXTER ROAD STE 625 ELMSFORD, NY 10523 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $120 | $3 | $123 | — |
| JEANNETTE A COLE3 Filed as: JEANNETTE ANN COLE | 185 PLANS ROAD STE 108E MILFORD, CT 06461 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $112 | — | $112 | — |
| STEPHEN WEST3 | 185 PLAINS ROAD MILFORD, CT 06461 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $100 | — | $100 | — |
| TIMOTHY BLAIR MORRIS3 | 1932 ARLINGTON BLVD STE 100 CHARLOTTESVILLE, VA 22903 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $59 | — | $59 | — |
| KENNETH C GRAVELINE3 Filed as: KENNETH CARL GRAVELINE | 34 MALER AVE SHELTON, CT 06484 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $30 | — | $30 | — |
| GEORGE R KOROGHLIAN3 | 250 PEHLE AVE STE 405 SADDLE BROOK, NJ 07663 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $16 | — | $16 | — |
| DOMINICK IORIO3 | 250 PEHLE AVE STE 405 SADDLE BROOK, NJ 07663 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $7 | — | $7 | — |
| BRANDON C NAUGHTON3 | 330 WHITNEY AVE STE 600 HOLYOKE, MA 01040 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $5 | — | $5 | — |
| JAY RICHARD BACH3 | 14241 DALLAS PKWY STE 1200 DALLAS, TX 75254 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | — | — | $0 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,587 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 75 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 2,662 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(6 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 3,960 | $23.0M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 6,404 | $2.7M |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 6,404 | $2.7M |
| Life insurance(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 6,404 | $2.7M |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 2,611 | $536K |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 6,404 | $2.7M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 6,404 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.