| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MCGRIFF INSURANCE SERVICES INC3 | 4951 FORSYTH RD FL 1 MACON, GA 31210 | UNITEDHEALTHCARE INSURANCE COMPANY | -$34 | $27K | $27K | 1.87% |
| MCGRIFF INSURANCE SERVICES INC3 | 3605 GLENWOOD AVE STE 201 RALEIGH, NC 27612 | GUARDIAN | $28K | $9K | $37K | 15.52% |
| THE CASON GROUP INC3 Filed as: THE CASON GROUP INC. | 1612 MARION STREET 4TH FLOOR COLUMBIA, SC 29201 | GUARDIAN | $17K | — | $17K | 6.93% |
| MCGRIFF INSURANCE SERVICES INC3 | 1104 AMHERST STREET WINCHESTER, VA 22601 | GREATER GEORGIA LIFE INSURANCE COMPANY | $11K | $5K | $16K | 22.38% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 177 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 177 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 295 | $1.8M |
| Dental | GUARDIAN | 172 | $238K |
| Vision | GUARDIAN | 172 | $238K |
| Life insurance | GREATER GEORGIA LIFE INSURANCE COMPANY | 177 | $71K |
| Short-term disability(2 contracts, 2 carriers) | GUARDIAN | 177 | $309K |
| Long-term disability(2 contracts, 2 carriers) | GUARDIAN | 177 | $309K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 31 | $377K |
| Other | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 31 | $377K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 295 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.