| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PARKERZ INSURANCE LLC3 | 4676 SAN SABA DR HAHIRA, GA 31632 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $36K | $26K | $62K | 30.36% |
| BENEFIT ADVISORS OF GEORGIA INC3 | PO BOX 2070 VALDOSTA, GA 31603 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $53K | $8K | $61K | 30.01% |
| JRP AGENCY LLC3 | 6287 COOPER RD NE VALDOSTA, GA 31605 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $24K | $26K | $50K | 24.76% |
| KAREN D PARKER3 | 4754 CAT CREEK ROAD VALDOSTA, GA 31605 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $9K | $11K | $20K | 9.71% |
| BENEFIT ADVISORS OF GEORGIA INC3 | PO BOX 2070 VALDOSTA, GA 31604 | PRINCIPAL LIFE INSURANCE COMPANY | $23K | $0 | $23K | 12.16% |
| ROGERS BENEFIT GROUP INC3 | 4811 BEACH BOULEVARD STE 106 JACKSONVILLE, FL 32207 | PRINCIPAL LIFE INSURANCE COMPANY | $10K | $0 | $10K | 5.00% |
| UTIC INSURANCE COMPANY3 | 450 RIVERCHASE PKWY E BIRMINGHAM, AA 35244 | SUN LIFE ASSURANCE COMPANY OF CANADA | $17K | $0 | $17K | 9.98% |
| BENEFIT ADVISORS OF GEORGIA INC3 | PO BOX 2070 VALDOSTA, GA 316042070 | PRINCIPAL LIFE INSURANCE COMPANY | $12K | $0 | $12K | 12.09% |
| ROGERS BENEFIT GROUP INC3 | 4811 BEACH BOULEVARD STE 106 JACKSONVILLE, FL 32207 | PRINCIPAL LIFE INSURANCE COMPANY | $5K | $0 | $5K | 4.99% |
| JRP AGENCY LLC3 Filed as: JRP AGENCY, LLC | 4712 RADAR SITE RD VALDOSTA, GA 31605 | AFLAC | $350 | $0 | $350 | 2.12% |
| KAREN D PARKER3 | 128 FLOYD MCNEAL DR HAHIRA, GA 31632 | AFLAC | $282 | $0 | $282 | 1.71% |
| JOHN B COLLINS3 | 159 PA JOHNS RD NE MILLEDGEVILLE, GA 31061 | AFLAC | $172 | $0 | $172 | 1.04% |
| PARKERZ INSURANCE LLC3 Filed as: PARKERZ INSURANCE, LLC | 4676 SAN SABA DR HAHIRA, GA 31632 | AFLAC | $148 | $0 | $148 | 0.90% |
| TIMOTHY R GOLDEN3 | 110 BEACON HILL VALDOSTA, GA 31602 | AFLAC | $135 | $0 | $135 | 0.82% |
| ROSS CHEELY3 Filed as: ROSS A CHEELY | 149 E LAKEVIEW DR NE MILLEDGEVILLE, GA 31061 | AFLAC | $90 | $0 | $90 | 0.54% |
| FRANK R GRIFFIN JR3 Filed as: FRANK R GRIFFIN JR (CHIP) | 8601 GARRETT RD PO BOX 233 MIDLAND, GA 31820 | AFLAC | $76 | $0 | $76 | 0.46% |
| LARA CARLSON3 Filed as: LARA K CARLSON | 106 LAUREL VIEW DR ST SIMONS ISLAND, GA 31522 | AFLAC | $74 | $0 | $74 | 0.45% |
| WILLIAM L AMOS & CO INC3 | 7100 STILLWATER DR COLUMBUS, GA 31904 | AFLAC | $67 | $0 | $67 | 0.41% |
| BRYAN SHOVER3 Filed as: BRYAN D SHOVER | 309 KNOB HILL RD VALDOSTA, GA 31602 | AFLAC | $63 | $0 | $63 | 0.38% |
| FRANCINCE A CHRISTIANSON3 | 240 VILLA RD BRUNSWICK, GA 31525 | AFLAC | $61 | $0 | $61 | 0.37% |
| STEVEN L BARKER3 | 4116 ARKWRIGHT RD STE 2 MACON, GA 31210 | AFLAC | $59 | $0 | $59 | 0.36% |
| LORRI STEMBRIDGE LLC3 | 5144 OAKTREE DR MACON, GA 31210 | AFLAC | $51 | $0 | $51 | 0.31% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY LCC | PO BOX 744831 ATLANTA, GA 30374 | AFLAC | $37 | $0 | $37 | 0.22% |
| JOHN E CARTER III3 | 1050 MOUNTAIN VIEW WAY PINE MOUNTAIN, GA 31822 | AFLAC | $30 | $0 | $30 | 0.18% |
| KIM J WILLIAMS3 | 2685 WILLIAMS RD LEWISVILLE, NC 27023 | AFLAC | $28 | $0 | $28 | 0.17% |
| JASON B WEST3 | 1701 BASS RD STE 200 MACON, GA 31210 | AFLAC | $25 | $0 | $25 | 0.15% |
| PATSY GUTHRIE3 | 103 CEDAR ROCK DR LAGRANCE, GA 30241 | AFLAC | $22 | $0 | $22 | 0.13% |
| CARSON LEE CHERRY3 | 1425 PIEDMONT DR E STE 101B TALLAHASSEE, FL 32308 | AFLAC | $17 | $0 | $17 | 0.10% |
| BRADLEY BOLICK3 Filed as: BRADLEY S BOLICK | 6433 FALL BRANCH DR COLUMBUS, GA 31904 | AFLAC | $15 | $0 | $15 | 0.09% |
| JAMES R PARKER3 | 4712 RADAR SITE RD VALDOSTA, GA 31605 | AFLAC | $11 | $0 | $11 | 0.07% |
| RPM LTD3 | PO BOX 1016 YULEE, FL 32041 | AFLAC | $6 | $0 | $6 | 0.04% |
| SUE C TUCKER3 | 9856 US HIGHWAY 29 N CUSSETA, AL 36852 | AFLAC | $1 | $0 | $1 | 0.01% |
| BENEFIT ADVISORS OF GEORGIA INC3 | PO BOX 2070 VALDOSTA, GA 31604 | HARTFORD LIFE AND ACCIDENT | $2K | $0 | $2K | 12.97% |
| CENTERSTONE INSURANCE AND FINANCIAL3 Filed as: CENTERSTONE INS & FINANCIAL | 12404 PARK CENTRAL DR STE 400S DALLAS, TX 75251 | HARTFORD LIFE AND ACCIDENT | $0 | $813 | $813 | 6.06% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 203 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 203 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 274 | $2.2M |
| Dental(2 contracts) | PRINCIPAL LIFE INSURANCE COMPANY | 354 | $292K |
| Vision(2 contracts) | PRINCIPAL LIFE INSURANCE COMPANY | 354 | $292K |
| Life insurance(3 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 354 | $496K |
| Short-term disability | AFLAC | 19 | $17K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 67 | $13K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 274 | $2.2M |
| Stop-loss / reinsurancereinsurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 301 | $170K |
| Other(2 contracts, 2 carriers) | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 274 | $2.4M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 354 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.