See 2 carrier contracts with Solo.
Solo shows premium, covered lives, retention and the policy renewal window for each contract. $4.99 for your first month, then $34.99 a month. Cancel any time.
See commissions and fees for 3 broker rows with Solo.
Solo shows the commissions and fees paid to each broker on this plan. $4.99 for your first month, then $34.99 a month. Cancel any time.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ALLIED BENEFIT SYSTEMS LLC EIN 36-3086057 CLAIMS ADMINISTRATOR | Participant communication; Float revenue; Named fiduciary; Direct payment from the plan; Other services; Contract Administrator; Claims processing; Non-monetary compensation Service code 12 | — | $79K |
| OAKBRIDGE INSURANCE AGENCY BROKER | Other commissions Service code 55 | 200 BROAD STREET LAGRANGE, GA 30240 | $56K |
| AETNA EIN 06-6033492 VENDOR SERVICES | Other services; Direct payment from the plan Service code 49 | — | $27K |
| CIGNA HEALTH AND LIFE INSURANCE CO EIN 59-1031071 CLAIMS ADMINISTRATOR | Non-monetary compensation; Claims processing; Direct payment from the plan; Participant communication; Named fiduciary; Contract Administrator; Float revenue; Other services Service code 12 | — | $8K |
| CIGNA HEALTH AND LIDE INSURANCE CO | Participant communication; Float revenue; Contract Administrator; Direct payment from the plan; Non-monetary compensation; Claims processing; Other services; Named fiduciary Service code 12 | — | $0 |
| CIGNA LIFE AND HEALTH INSURANCE CO | Direct payment from the plan; Participant communication; Named fiduciary; Non-monetary compensation; Contract Administrator; Claims processing; Other services; Float revenue Service code 12 | — | $0 |
| WILLIS INSURANCE SERVICES BROKER | Other commissions Service code 55 | 5 CONCOURSE PKWY ATLANTA, GA 30328 | $0 |
| WILLIS TOWERS WATSON SOUTHEAST INC BROKER | Other commissions Service code 55 | 233 WACKER DR CHICAGO, IL 60606 | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 174 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 176 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Stop-loss / reinsurancereinsurance(2 contracts, 2 carriers) | HCC LIFE INSURANCE COMPANY | 176 | $546K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 176 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from the prior filing. The plan is willing to move. Re-pitch on the next cycle.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.