| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PEACHTREE BENEFIT GROUP INC3 | 3580 PIERCE DR NE STE 100 CHAMBLEE, GA 303412123 | METROPOLITAN LIFE INSURANCE COMPANY | $45K | $3K | $48K | 6.70% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF SEIBELS & WILLIAMS INC | 3850 N CAUSEWAY BLVD STE 1970 METAIRIE, LA 700028103 | METROPOLITAN LIFE INSURANCE COMPANY | $41K | $33 | $41K | 5.63% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF SEIBELS & WILLIAMS INC | 2211 7TH AVE S BIRMINGHAM, AL 352332310 | METROPOLITAN LIFE INSURANCE COMPANY | — | $2K | $2K | 0.28% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF SEIBELS & WILLIAMS, INC. | PO BOX 10265 BIRMINGHAM, AL 352020265 | PRINCIPAL LIFE INSURANCE COMPANY | $28K | — | $28K | 10.00% |
| DANIEL J. RICKARD3 Filed as: DANIEL J RICKARD | 3850 N CAUSEWAY BLVD SUITE 1970 METAIRIE, LA 70002 | BLUE CROSS AND BLUE SHIELD OF GEORGIA, INC. | $10K | — | $10K | 4.07% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF SEIBELS & WILLIAMS INC | PO BOX 10265 BIRMINGHAM, AL 35202 | BLUE CROSS AND BLUE SHIELD OF GEORGIA, INC. | $8K | — | $8K | 3.57% |
| ACRISURE LLC3 Filed as: ACISURE LLC | 5664 PRAIRIE CREEK DR CALEDONIA, MI 49316 | BLUE CROSS AND BLUE SHIELD OF GEORGIA, INC. | -$3K | — | -$3K | -1.24% |
| BRETT A VIRGIN3 | 1827 POWERS FERRY RD. SE BLDG 25 STE 100 ATLANTA, GA 30339 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $2K | — | $2K | 6.16% |
| PEACHTREE BENEFIT GROUP INC3 | 3580 PIERCE DRIVE SUITE 100 CHAMBLEE, GA 30342 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $803 | — | $803 | 2.83% |
| SOUNDRIVER, LLC3 | BLDG 25 STE 100 1827 POWERS FERRY RD ATLANTA, GA 30339 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | — | $56 | $56 | 0.20% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,623 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,623 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | BLUE CROSS AND BLUE SHIELD OF GEORGIA, INC. | 2,595 | $235K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 3,670 | $721K |
| Long-term disability(2 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 1,142 | $307K |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 3,670 | $721K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,670 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.