| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GIS BENEFITS INC3 | 422 WAUPONSEE STREET MORRIS, IL 60450 | METROPOLITAN LIFE INSURANCE COMPANY | $8K | $253 | $8K | 3.94% |
| JAMES R NELLIGAN & ASSOCIATES LLC3 Filed as: JAMES R. NELLIGAN & ASSOCIATES, LLC | 1933 STATE ROUTE 35 SUITE 368 WALL, NJ 07719 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | — | $3K | 1.38% |
| TODD F. VIRGILLO3 | 1050 CROWNE POINT PARKWAY MARIETTA, GA 30068 | TRANSAMERICA LIFE INSURANCE COMPANY | $5K | — | $5K | 7.06% |
| JASON P CORLEY3 Filed as: JASON P. CORLEY | 390 MALLORY STATION ROAD, SUITE 108 FRANKLIN, TN 37067 | TRANSAMERICA LIFE INSURANCE COMPANY | $2K | — | $2K | 2.65% |
| THE BENEFIT COMPANY INC3 Filed as: THE BENEFIT COMPANY, LLC | SIX CONCOURSE PKWY SUITE 2750 ATLANTA, GA 30328 | TRANSAMERICA LIFE INSURANCE COMPANY | $761 | — | $761 | 1.02% |
| VBW INSURANCE SERVICES, INC3 | 2121 NEWMARKET PARKWAY SUITE 100 MARIETTA, GA 30067 | TRANSAMERICA LIFE INSURANCE COMPANY | $299 | — | $299 | 0.40% |
| DANIEL TRZOS3 | PO BOX 160235 ATLANTA, GA 30316 | TRANSAMERICA LIFE INSURANCE COMPANY | $210 | — | $210 | 0.28% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SVCS INC | 110 WINNERS CIRCLE BRENTWOOD, TN 37027 | TRANSAMERICA LIFE INSURANCE COMPANY | $11 | — | $11 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 465 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 11 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 476 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 837 | $207K |
| Dental | UNITEDHEALTHCARE INSURANCE COMPANY | 837 | $207K |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 837 | $207K |
| Life insurance(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 458 | $273K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 458 | $198K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 458 | $198K |
| Other(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 458 | $273K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 837 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.