| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| NUVISION FINANCIAL CORP3 Filed as: NUVISION FINANCIAL CORPORATION | 2435 WALL STREET, SUITE 101 CONYERS, GA 30013 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $60K | — | $60K | 1.95% |
| GCG FINANCIAL LLC3 Filed as: CHAMPION BENEFITS AN ALERA GROUP | 1455 LINCOLN PARKWAY SUITE 100 ATLANTA, GA 30346 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $29K | — | $29K | 0.95% |
| NUVISION FINANCIAL CORP3 Filed as: NUVISION FINANCIAL CORP INC. | 2435 WALL ST SE SUITE 101 CONYERS, GA 30013 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | $1K | $5K | 11.61% |
| CHAMPION BENEFITS3 | 1455 LINCOLN PARKWAY SUITE 100 ATLANTA, GA 30346 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | — | $3K | 6.57% |
| NFP INSURANCE SERVICES INC3 | 1250 S CAPITAL OF TEXAS HWY SUITE 600 WEST LAKE HILLS, TX 78746 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $555 | $555 | 1.33% |
| NUVISION FINANCIAL CORP3 Filed as: NUVISION FINANCIAL CORP INC. | 2435 WALL ST SE SUITE 101 CONYERS, GA 30013 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $1K | $4K | 9.34% |
| CHAMPION BENEFITS3 | 1455 LINCOLN PARKWAY SUITE 100 ATLANTA, GA 30346 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 4.14% |
| NFP INSURANCE SERVICES INC3 | 1250 S CAPITAL OF TEXAS HWY SUITE 600 WEST LAKE HILLS, TX 78746 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $599 | $599 | 1.45% |
| NUVISION FINANCIAL CORP3 Filed as: NUVISION FINANCIAL CORPORATION | 2435 WALL ST SE STE 101 CONYERS, GA 30013 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $1K | $3K | 9.35% |
| CHAMPION BENEFITS3 | 1455 LINCOLN PARKWAY SUITE 100 ATLANTA, GA 30346 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 4.16% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP INSURANCE SERVICES | 1250 S CAPITAL OF TEXAS HWY SUITE 600 WEST LAKE HILLS, TX 78746 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $501 | $501 | 1.46% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 231 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 232 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 365 | $3.1M |
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 365 | $3.1M |
| Vision | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 365 | $3.1M |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 233 | $83K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 233 | $34K |
| Prescription drug | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 365 | $3.1M |
| Other | UNITED OF OMAHA LIFE INSURANCE COMPANY | 233 | $41K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 365 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.