| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON RISK SERVICES INC | 1001 BRICKELL BAY DRIVE 10TH FLOOR MIAMI, FL 331314937 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $2K | $2K | 0.60% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES INC. | 1001 BRICKELL BAY DRIVE 10TH FLOOR MIAMI, FL 331314937 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $1K | $1K | 0.64% |
| AON CONSULTING INC3 | 1001 BRICKELL BAY DRIVE 10TH FLOOR MIAMI, FL 331314937 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $926 | $926 | 0.65% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES INC | 1001 BRICKELL BAY DRIVE 10TH FLOOR MIAMI, FL 331314937 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $160 | $160 | 0.65% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 686 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 686 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | 908 | $277K |
| Vision | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | 311 | $62K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 1,890 | $338K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 310 | $143K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 440 | $213K |
| Other | LIFE INSURANCE COMPANY OF NORTH AMERICA | 447 | $25K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,890 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.