| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SBR SERVICES LLC3 Filed as: SBR SERVICES, LLC | 2829 PACES FERRY ROAD SE, STE 830 ATLANTA, GA 303395770 | RELIASTAR LIFE INSURANCE COMPANY | $0 | $166K | $166K | 7.00% |
| THE BENEFIT COMPANY INC3 Filed as: THE BENEFIT COMPANY | 6 CONCOURSE PKWY ATLANTA, GA 30328 | CONTINENTAL AMERICAN INSURANCE COMPANY | $47K | $0 | $47K | 6.01% |
| THE BENEFIT COMPANY INC3 Filed as: THE BENEFIT COMPANY | 6 CONCOURSE PKWY NE STE 2750 ATLANTA, GA 30328 | UNITED HEALTHCARE INSURANCE COMPANY | $23K | $0 | $23K | 10.77% |
| THE BENEFIT COMPANY INC3 Filed as: THE BENEFIT COMPANY | 6 CONCOURSE PKWY NE STE 2750 ATLANTA, GA 303286243 | METROPOLITAN LIFE INSURANCE COMPANY | $33K | $0 | $33K | 28.67% |
| THE BENEFIT COMPANY INC3 Filed as: THE BENEFIT COMPANY LLC | 6 CONCOURSE PKWY NE STE 2750 ATLANTA, GA 303286243 | CONTINENTAL AMERICAN INSURANCE COMPANY | $50K | $0 | $50K | 64.56% |
| JENNIFER PARR3 Filed as: JENNIFER LEIGH PARR | 241 RED OAK LN PINE MOUNTAIN, GA 318223648 | CONTINENTAL AMERICAN INSURANCE COMPANY | $261 | $0 | $261 | 0.34% |
| FRANK R GRIFFIN JR3 Filed as: FRANK RONALD GRIFFIN JR | 8601 GARRETT RD MIDLAND, GA 318204284 | CONTINENTAL AMERICAN INSURANCE COMPANY | $123 | $0 | $123 | 0.16% |
| MARSH & MCLENNAN AGENCY LLC3 | 1031 W 4TH AVENUE, STE 400 ANCHORAGE, AK 99501 | CONTINENTAL AMERICAN INSURANCE COMPANY | $63 | $0 | $63 | 0.08% |
| JOHN ELVEN CARTER III3 | 7310 N LAKE DR, STE B COLUMBUS, GA 319091697 | CONTINENTAL AMERICAN INSURANCE COMPANY | $56 | $0 | $56 | 0.07% |
| RANDALL H JORDAN3 | 1800 BUENA VISTA RD COLUMBUS, GA 319063004 | CONTINENTAL AMERICAN INSURANCE COMPANY | $34 | $0 | $34 | 0.04% |
| PATSY GUTHRIE3 Filed as: PATSY LYNN GUTHRIE | 103 CEDAR ROCK DR LAGRANGE, GA 302418066 | CONTINENTAL AMERICAN INSURANCE COMPANY | $23 | $0 | $23 | 0.03% |
| C R RAMSEY POTTS3 Filed as: CR RAMSEY POTTS | P.O. 1016 YULEE, FL 32041 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | $0 | $2 | 0.00% |
| BRADLEY BOLICK3 Filed as: BRADLEY STEDMAN BOLICK | 6433 FALL BRANCH DR COLUMBUS, GA 319042980 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | $0 | $1 | 0.00% |
| MARSH & MCLENNAN AGENCY LLC3 | 300 W 10TH STREET WEST POINT, GA 31833 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $1K | $0 | $1K | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,854 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 14 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 41 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,909 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTHCARE INSURANCE COMPANY | 2,734 | $216K |
| Dental | UNITED HEALTHCARE INSURANCE COMPANY | 2,734 | $216K |
| Vision | UNITED HEALTHCARE INSURANCE COMPANY | 2,734 | $216K |
| Life insurance(3 contracts, 2 carriers) | CONTINENTAL AMERICAN INSURANCE COMPANY | 1,919 | $968K |
| Short-term disability | CONTINENTAL AMERICAN INSURANCE COMPANY | 1,919 | $774K |
| Long-term disability(2 contracts) | CONTINENTAL AMERICAN INSURANCE COMPANY | 1,919 | $851K |
| Stop-loss / reinsurancereinsurance | RELIASTAR LIFE INSURANCE COMPANY | 1,471 | $2.4M |
| Other(4 contracts, 3 carriers) | CONTINENTAL AMERICAN INSURANCE COMPANY | 1,919 | $978K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,734 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.