See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 5 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 5 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CIGNA HEALTH AND LIFE INSURANCE COM EIN 59-1031071 CLAIMS ADMIN | Other services; Float revenue; Contract Administrator; Claims processing; Non-monetary compensation; Direct payment from the plan; Participant communication; Named fiduciary Service code 12 | — | $301K |
| MCGRIFF SEIBELS AND WILLIAMS OF GA INSURANCE BROKER | Insurance agents and brokers; Insurance services Service code 22 | 5605 GLENRIDGE DRIVE SUITE 500 ATLANTA, GA 30342 | $87K |
| UNUM LIFE INSURANCE COMPANY OF AMER EIN 01-0278678 CLAIMS ADMIN | Claims processing; Recordkeeping and information management (computing, tabulating, data processing, etc.); Plan Administrator; Contract Administrator Service code 12 | — | $5K |
| CIGNA | Float revenue; Participant communication; Direct payment from the plan; Claims processing; Other services; Contract Administrator; Named fiduciary; Non-monetary compensation Service code 12 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 370 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 370 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 293 | $30K |
| Dental | CIGNA HEALTH AND INSURANCE COMPANY | 867 | $543K |
| Life insurance(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 509 | $190K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 509 | $123K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 509 | $123K |
| Stop-loss / reinsurancereinsurance | CIGNA HEALTH AND INSURANCE COMPANY | 867 | $543K |
| Other(3 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 509 | $204K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 867 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.