See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 4 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 6 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CIGNA HEALTH AND LIFE INS. COMPANY EIN 59-1031071 ASO | Claims processing; Contract Administrator; Float revenue; Non-monetary compensation; Participant communication; Direct payment from the plan; Other services; Named fiduciary Service code 12 | — | $2.3M |
| GRAND ROUNDS NONE | Claims processing Service code 12 | — | $351K |
| SMITH & HOWARD EIN 58-1250486 NONE | Claims processing Service code 12 | — | $64K |
| KILPATRICK STOCKTON EIN 58-0511774 NONE | Legal Service code 29 | — | $63K |
| FIDELITY HSA ADMIN NONE | Claims processing Service code 12 | — | $44K |
| WELLS FARGO EIN 06-0927564 NONE | Investment advisory (participants) Service code 26 | — | $38K |
| WAGEWORKS COBRA NONE | Claims processing Service code 12 | — | $36K |
| LIFEWORKS EIN 81-1114266 NONE | Claims processing Service code 12 | — | $33K |
| OMADA HEALTH EIN 45-2355015 NONE | Claims processing Service code 12 | — | $5K |
| CIGNA | Contract Administrator; Non-monetary compensation; Named fiduciary; Claims processing; Other services; Participant communication; Float revenue; Direct payment from the plan Service code 12 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 5,270 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 5,270 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 12,023 | $3.7M |
| Vision(3 contracts) | EYEMED VISION CARE | 9,897 | $591K |
| Stop-loss / reinsurancereinsurance | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 12,023 | $3.7M |
| Other | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 12,023 | $3.7M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 12,023 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from the prior filing. The plan is willing to move. Re-pitch on the next cycle.
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.