| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CORE BENEFIT SOLUTIONS LLC3 Filed as: CORE BENEFIT SOLUTIONS, LLC | 1411 DUTCH VALLEY PLACE NE ATLANTA, GA 30324 | KAISER FOUNDATION HEALTH PLAN OF GA | $48K | — | $48K | 4.89% |
| CORE BENEFIT SOLUTIONS LLC3 Filed as: CORE BENEFIT SOLUTIONS, LLC | 1409 NORTH HIGHLAND AVE NE STE B ATLANTA, GA 30306 | STANDARD INSURANCE COMPANY | $7K | — | $7K | 10.85% |
| CORE BENEFIT SOLUTIONS LLC3 | 1409 NORTH HIGHLAND AVE NE STE B ATLANTA, GA 30306 | STANDARD INSURANCE COMPANY | $3K | — | $3K | 16.89% |
| CORE BENEFIT SOLUTIONS LLC3 Filed as: CORE BENEFIT SOLUTIONS, LLC | 1409 NORTH HIGHLAND AVE NE STE B ATLANTA, GA 30306 | STANDARD INSURANCE COMPANY | $2K | — | $2K | 16.91% |
| CORE BENEFIT SOLUTIONS LLC3 Filed as: CORE BENEFIT SOLUTIONS, LLC | 1409 NORTH HIGHLAND AVE NE STE B ATLANTA, GA 30306 | STANDARD INSURANCE COMPANY | $1K | — | $1K | 11.72% |
| CORE BENEFIT SOLUTIONS LLC3 | 1409 NORTH HIGHLAND AVE NE STE B ATLANTA, GA 30306 | STANDARD INSURANCE COMPANY | $2K | — | $2K | 16.84% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 210 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 210 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | STANDARD INSURANCE COMPANY | 114 | $68K |
| Vision | STANDARD INSURANCE COMPANY | 89 | $9K |
| Life insurance | STANDARD INSURANCE COMPANY | 130 | $19K |
| Short-term disability | STANDARD INSURANCE COMPANY | 60 | $13K |
| Long-term disability | STANDARD INSURANCE COMPANY | 40 | $9K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 194 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.