No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HEALTH CARE SERVICES CORPORATION EIN 36-1236610 CLAIMS ADMINISTRATOR | Non-monetary compensation; Claims processing; Other services; Named fiduciary; Participant communication; Contract Administrator; Direct payment from the plan Service code 12 | — | $680K |
| DELTA DENTAL OF ILLINOIS EIN 36-2612058 CLAIMS ADMINISTRATOR | Participant communication; Direct payment from the plan; Non-monetary compensation; Claims processing; Contract Administrator; Other services; Named fiduciary Service code 12 | — | $80K |
| EMPLOYEE RESOURCE SYSTEMS EIN 36-3867645 EMPLOYEE ASSISTANCE PROGR | Other services Service code 49 | — | $30K |
| EXPRESS SCRIPTS EIN 43-1420563 CLAIMS ADMINISTRATOR | Contract Administrator; Direct payment from the plan; Claims processing; Participant communication Service code 12 | — | $29K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,855 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 882 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 2,737 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF ILLINOIS | 2,688 | $14.2M |
| Dental | DELTA DENTAL OF ILLINOIS | 1,734 | $80K |
| Vision(2 contracts) | EYEMED | 2,244 | $152K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 1,863 | $1.5M |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 1,863 | $1.5M |
| Prescription drug | EXPRESS SCRIPTS | 2,688 | $0 |
| Stop-loss / reinsurancereinsurance | BLUE CROSS BLUE SHIELD OF ILLINOIS | 2,688 | $14.1M |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 1,863 | $1.5M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,688 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.