| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ENROLLEASE3 Filed as: CLARKE & COMPANY BENEFITS LLC | 2422 DEVINE ST STE B COLUMBIA, SC 29205 | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | $50K | — | $50K | 3.79% |
| ENROLLEASE3 Filed as: CLARKE & COMPANY BENEFITS LLC | PO BOX 5672 COLUMBIA, SC 29250 | STANDARD INSURANCE COMPANY | $10K | — | $10K | 9.12% |
| ENROLLEASE3 Filed as: CLARKE & COMPANY BENEFITS LLC | PO BOX 5672 COLUMBIA, SC 29250 | STANDARD INSURANCE COMPANY | $8K | — | $8K | 15.00% |
| ENROLLEASE3 Filed as: CLARKE & COMPANY BENEFITS LLC | PO BOX 5672 COLUMBIA, SC 29250 | STANDARD INSURANCE COMPANY | $5K | — | $5K | 15.00% |
| ENROLLEASE3 Filed as: CLARKE & COMPANY BENEFITS LLC | PO BOX 5672 COLUMBIA, SC 29250 | STANDARD INSURANCE COMPANY | $8K | — | $8K | 24.10% |
| ENROLLEASE3 Filed as: CLARKE & COMPANY BENEFITS LLC | PO BOX 5672 COLUMBIA, SC 29250 | STANDARD INSURANCE COMPANY | $5K | — | $5K | 14.74% |
| ENROLLEASE3 Filed as: CLARKE & COMPANY BENEFITS LLC | PO BOX 5672 COLUMBIA, SC 29250 | STANDARD INSURANCE COMPANY | $2K | — | $2K | 9.13% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 201 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 202 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | 134 | $1.3M |
| Dental | STANDARD INSURANCE COMPANY | 149 | $107K |
| Vision | STANDARD INSURANCE COMPANY | 132 | $17K |
| Life insurance | STANDARD INSURANCE COMPANY | 185 | $34K |
| Short-term disability | STANDARD INSURANCE COMPANY | 76 | $54K |
| Long-term disability | STANDARD INSURANCE COMPANY | 38 | $35K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | 134 | $1.3M |
| Other | STANDARD INSURANCE COMPANY | 185 | $34K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 185 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.