| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CONNECTED BENEFITS LLC3 | 214 WEST HURON ST CHICAGO, IL 33913 | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | $15K | — | $15K | 3.15% |
| THE CASON GROUP INC3 Filed as: THE CASON GROUP INCORPORATED | 1612 MARION ST STE 2 COLUMBIA, SC 29210 | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | $2K | — | $2K | 0.43% |
| UNITED PRODUCERS GROUP LLC3 Filed as: UNITED PRODUCERS GROUP, LLC | 1031 CHUCK DAWLEY BLVD STE 5 MOUNT PLEASANT, SC 29464 | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | $36 | — | $36 | 0.01% |
| WOODMEN INSURANCE AGENCY3 Filed as: WOODMEN INSURANCE AGENCY INC | 1700 FARNAM ST OMAHA, NE 68102 | AMERITAS LIFE INSURANCE CORP. | $4K | — | $4K | 11.20% |
| BECKHAM INSURANCE GROUP3 Filed as: BECKHAM INSURANCE GROUP LLC | 2036 EWALL ST MOUNT PLEASANT, SC 29464 | AMERITAS LIFE INSURANCE CORP. | $573 | — | $573 | 1.64% |
| WOODMEN INSURANCE AGENCY3 Filed as: WOODMEN INSURANCE AGENCY INC | 1700 FARNAM ST OMAHA, NE 68102 | PRINCIPAL LIFE INSURANCE COMPANY | $418 | — | $418 | 5.14% |
| BECKHAM INSURANCE GROUP3 Filed as: BECKHAM INSURANCE GROUP, LLC | 260 W COLEMAN BLVD STE B MOUNT PLEASANT, SC 29464 | PRINCIPAL LIFE INSURANCE COMPANY | $259 | — | $259 | 3.18% |
| ALLAN CHECKOWAY3 Filed as: ALLAN D GERSTEN | FIRST AMERICA INS 460 HILLSIDE AVE NEEDHAM, MA 02494 | PRINCIPAL LIFE INSURANCE COMPANY | $74 | — | $74 | 0.91% |
| BECKHAM INSURANCE GROUP3 | 260 W COLEMAN BLVD STE B MOUNT PLEASANT, SC 29464 | ASSURITY LIFE INSURANCE COMPANY | $2K | — | $2K | 23.33% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 104 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 104 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | 73 | $477K |
| Dental | AMERITAS LIFE INSURANCE CORP. | 162 | $35K |
| Vision | AMERITAS LIFE INSURANCE CORP. | 162 | $35K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 210 | $8K |
| Other | ASSURITY LIFE INSURANCE COMPANY | 30 | $8K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 210 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.